USDA Vs. FHA your options comparison in Golden-Hills, Kern County, CA
In the year 2025, the loan limit for USDA in Golden-Hills, located within Kern county, CA, is $291,100, while for FHA, covering a single-family residence, the limit is $356,362.
To effectively compare the best rates available today for USDA and FHA, use the Lendersa® USDA loan calculator. Analyze the kind of income, credit standing, reserves, and documentation required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, ensuring you select the best option for your particular financial scenario in .
2025 Loan Limits and Down Payment Requirements in Golden-Hills, County of Kern, CA
Type of Loan
Limit
Minimum Down Payment
USDA
$291,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Golden-Hills, CA
Lendersa® is committed to swiftly and easily securing the most favorable USDA or FHA loans for you. Start with one of three methods that direct you to suitable lenders and USDA loan programs.
The USDA home loan, sponsored by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is exclusively available in rural localities. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA loan mandates no such initial payment.
Homeowners Advantage provides affordable home real estate loan options to homebuyers, homeowners, credit unions, real estate professionals, investors and builders in order to make the dream of owning a home a reality. We provide the highest level of integrity, professionalism and customer service in the mortgage industry.
CMN Funding is a financial services company that specializes in the needs of the commercial client. CMN is a full service outlet for many types of commercial financing. Our primary focus is to obtain funding for commercial real estate transactions.
Our company pledge is to work very hard to find the right home for every deal. CMN has long standi
Our mission is to empower homebuyers to confidently secure and finance their home purchase online. Morty is enabling a tech-first mortgage that offers homebuyers the efficient, self-service experience needed in today’s fast-moving housing market, all at a lower cost than the traditional offline mortgage experience.
Excel Capital is an industry leader in providing financial products that are hard to obtain or unavailable through traditional lending channels. Excel capital offers the right source of capital for small business owners to finance day-to-day operations and invest into your company’s growth. We understand that every businesses needs are different.
Diversified Funding, we strive to always provide outstanding customer experiences and honest, reliable advice. We take the time to learn about each client’s goals, to educate on the variety of available options, and to recommend a solution that fits the client’s needs. This customer-centric approach smooths the buying process.
460 Bergen Blvd, Suite 307, Palisades Park, NJ, 07650
We are licensed mortgage broker company with an experienced licensed loan officers offering expertise in every aspect of mortgage lending including purchase and refinance for both residential and commercial mortgages. We are dedicated to providing financial solutions and servicing with impeccable integrity, and to offer best available loan.
Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. Our core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients.
Abacus Federal Savings Bank was founded in December, 1984 by a group of business leaders from the Chinese community in New York City. The founders' purpose in starting Abacus Bank was to provide financial services to immigrants and local residents of lower Manhattan. As the Chinese immigrant population grew, Abacus Bank has retained.
Portico Mortgage Inc. offers a multitude of services and tailored advice to assist you in your business endeavors. We provide residential and investment programs. We offer fast, easy approval and customer-tailored loan products at the competitive rate. We assist new and existing customers with professional and thoughtful person services.
Better.com is one of the fastest growing home ownership startups in the country, having grown 3.5x year-over-year and funding over $2 billion in mortgages a month. The fintech disruptor dismantled the home-financing ecosystem, replacing it with a digitized process that eliminates commissions, fees, unnecessary steps, and time-wasting appointments.
444 West 19th Street -, Suite 304, New York, NY, 10011
NestApple is an innovative licensed brokerage firm and marketing company based in New York. NestApple is designed to save on broker fees and disintermediate the New York residential real estate market. NestApple helps New Yorkers outsmart the residential real estate market by saving on broker fees.
