USDA Loan Vs. FHA loan for Golden-Hills, CA [Kern County Rates 2023]

In 2024, USDA loan limit in Golden-Hills, county of Kern, CA is $291,100 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Golden-Hills, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 417-8715 https://www.dwb.bank/ 1090 miles Lender's profile and map Reviews Dakota Western Bank 202 South Main Street, Bowman, ND, 58623 Dakota Western Bank, established in 1910, is an independent, locally-owned bank that is headquartered and operated in southwest North Dakota. DWB is the local financial services leader that partners with our customers, employees and communities to achieve economic success and DWB employees provide a positive banking experience for our valued custom
(940) 552-2511 https://www.wnbvernon.com/ 1091 miles Lender's profile and map Reviews The Waggoner National Bank of Vernon 1818 Texas Street, Vernon, TX, 76384 At the time the Waggoner National Bank received its charter as a national bank this country was at war with Spain. The Famous Oklahoma land rush was on the calendar for that year. With a population estimated at 2, 800 Vernon had two cotton gins with the capacity to process 80 bales of cotton a day.
(325) 365-2525 https://www.fnbballinger.com/ 1092 miles Lender's profile and map Reviews The First National Bank of Ballinger 911 Hutchings, Ballinger, TX, 76821 A group of local and out-of-town men met in a train coach on the newly constructed Santa Fe tracks to form a bank. These men of vision could see that the new town must have a financial institution to take care of the future banking needs. From that meeting The First National Bank of Ballinger was born with total capital described at $50, 000.
(325) 695-3000 https://citizensbank-texas.com/ 1097 miles Lender's profile and map Reviews Citizens Bank, National Association 4201 S Treadaway Blvd, Abilene, TX, 79602 Citizens Bank Has Served The Financial Needs Of Customers In The Big Country And Rolling Plains Regions Of Texas For Almost 100 Years. We Are Locally Owned And Committed To Building Strong And Enduring Relationships With Our Customers. We Offer A True, Full Service Experience That Can Serve You During All Stages Of Life And Business.
(325) 793-1810 http://www.lonestaragcredit.com/waco 1097 miles Lender's profile and map Reviews Lone Star Ag Credit 4449 Loop 322, Abilene, TX, 79602 Lone Star Ag Credit, a rural lending cooperative headquartered in Fort Worth, Texas, is one of the most experienced rural real estate and agricultural lenders in the state. We operate 16 offices covering 48 counties throughout north and central Texas and have $1.7 billion in assets.
(701) 872-3656 https://www.fsbofgolva.com/ 1097 miles Lender's profile and map Reviews First State Bank of Golva 410 Terrell Ave, Golva, ND, 58632 First State Bank of Golva, Beach, Medora celebrates 100 years of community service. The First State Bank of Golva, Beach, and Medora have a commitment to the community, sharing a common past continuously since 1914. First State Bank offers full, friendly service for all your banking needs at competitive rates by local people who care.
(406) 228-8231 https://www.fcbank.net/ 1098 miles Lender's profile and map Reviews First Community Bank Montana 540 2nd Ave S, Glasgow, MT, 59230 At First Community Bank, we define success as working together, because we know that when we do, we’re more effective getting things done for our customers. We also know that the best way to build a thriving community is to become invested in everyone’s success. We believe in the power of education and feel compelled to develop community education.
(785) 637-5401 https://onlinebanking.gorhamstatebank.com/ 1101 miles Lender's profile and map Reviews The Gorham State Bank 129 Market Street, Gorham, KS, 67640 The Gorham State Bank is a branch office of The Gorham State Bank. They provide the following services: Full Service Office Location and are located at 129 Market Street in Gorham Kansas. Mobile and traditional directions to this location can be found below along with ratings, their phone number, online banking website
(888) 503-3530 http://www.thechlway.com 1103 miles Lender's profile and map Reviews Country Home Loans 200 N Main St, Seiling, OK, 73663 Country Home Loans, Inc you will find caring, highly trained mortgage professionals who dedicate themselves to insuring your home financing experience is both tailored to fit your individual needs and benefit you. We have several offices that service our clients throughout the Great State of Oklahoma.
(580) 832-5600 https://www.bankofcordell.com/ 1106 miles Lender's profile and map Reviews BANK OF CORDELL 808 N. Glenn English, Cordell, OK, 73632 Bank of Cordell provides banking services to individuals and businesses in Oklahoma. It offers checking, savings, and certificates of deposit accounts. The company’s lending portfolio includes consumer loans, construction loans, residential loans, agricultural loans, commercial loans, small business guaranty loans, business and industry guaranty lo
(580) 327-5500 https://www.bankalva.com/ 1106 miles Lender's profile and map Reviews Community Bank 1729 College Boulevard, Alva, OK, 73717 Community Bank has been serving Alva, Oklahoma and the surrounding areas since 1984. Community Bank was founded by local community members who wanted to ensure the banking needs of the community were being met. It has been our goal since inception to provide customer-focused services and community development.