USDA Vs. FHA your options comparison in Golden-Hills, Kern County, CA
In the year 2026, the loan limit for USDA in Golden-Hills, located within Kern county, CA, is $291,100, while for FHA, covering a single-family residence, the limit is $356,362.
To effectively compare the best rates available today for USDA and FHA, use the Lendersa® USDA loan calculator. Analyze the kind of income, credit standing, reserves, and documentation required for eligibility. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, ensuring you select the best option for your particular financial scenario in .
2026 Loan Limits and Down Payment Requirements in Golden-Hills, County of Kern, CA
Type of Loan
Limit
Minimum Down Payment
USDA
$291,100
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Golden-Hills, CA
Lendersa® is committed to swiftly and easily securing the most favorable USDA or FHA loans for you. Start with one of three methods that direct you to suitable lenders and USDA loan programs.
The USDA home loan, sponsored by the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, is exclusively available in rural localities. Unlike FHA loans requiring a minimum down payment of 3.5%, the USDA loan mandates no such initial payment.
15455 Gleneagle Drive, Suite 230, Colorado Springs, CO, 80921
"We are a local based company here in Colorado Springs and work face to face with each one of our clients.
We specialize in Home Purchases and Refinances with Government backed loan such as FHA, VA, Fannie Mae and Freddie Mac.
Let us do the shopping for you, as we have over 10 different Nationwide"
State Highway Credit Union ("SHCU") is a state-chartered and member-owned credit union, rooted in the heart of Central Washington State, since 1938. SHCU exists to help our members fulfill their dreams, to live a high quality of life today, and to be financially set for their futures.
At Real Estate Loans Colorado, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
The Forward Mortgage Group, our clients are our core. When Ryan Hillard founded The Forward Mortgage Group, he didn’t just want to connect buyers with their perfect mortgage. He wanted to empower and educate every person who walked through our doors. He founded our firm on the principles of caring for people as individuals.
13701 W Jewell Ave, Suite 200-26, Lakewood, CO, 80228
Owning a home is the single largest investment most people will ever make, so we understand the importance of structuring your financing to yield the lowest possible cost of ownership. Since 1999 we've been committed to providing our customers the right loan product, low interest rates, and a smooth loan process.
At Express Lane Mortgage, we believe the home-buying process should be as stress-free as possible.
From the painless online application, to the compassionate, expert advice, to the day we attend your closing with you, we communicate with you and your agent every step of the way
12596 W Bayaud Ave, Suite 201, Lakewood, CO, 80228
Cognitive Options Group, we know that mortgage originating and servicing leaders are faced with an altered landscape in today's regulatory environment. We can help you efficiently traverse that terrain while you enjoy the confidence of partnering with an S&P-approved third party due diligence provider.
12081 West Alameda Parkway, Suite 173, Lakewood, CO, 80228
Colorado Capital Group is a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending. From purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates
274 Union Blvd Suite, Suite 410, Lakewood, CO, 80228
At Innovative Mortgage Group our goal is not only to provide you with the best interest rates available, but we strive to make sure your experience here is one you’ll brag to your friends about. We specialize in conventional, VA, FHA and jumbo loans. Whether you're buying or refinancing, we have the perfect lenders for every residential loan.
Chartered in 1955, Air Academy Federal Credit Union (AAFCU) was originally created to serve the cadets, officers, and civilians of the newly established United States Air Force Academy at Lowry Air Force Base. As the Air Force Academy grew and evolved, so did our membership. Today, we not only serve all active
121 S Tejon Street, Suite 900, Colorado Springs, CO, 80903
Equity Edge Realty is built on a foundation of teamwork & dependability in order to help you achieve your dream of owning Colorado real estate. I am focused on providing a personalized home buying experience as you search for homes for sale in Colorado Springs, Denver & the surrounding areas. To Equity Edge Realty, you will never just be a number.
