USDA Vs. FHA Pro and Con comparison in Mojave, Kern County, CA
In 2026, the loan limit for USDA in Mojave, within the county of Kern, CA, is $345,100. Conversely, the FHA limit for a single-family residence is set at $472,030.
Engage with the Lendersa® USDA loan calculator to compare top USDA and FHA rates today, analyzing what income, credit, reserves, and documentation are needed for eligibility. Using our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side. This helps determine which program, particularly in , fits your financial situation best.
2026 Loan Limits and Down Payment Criteria in Mojave, Kern County, CA
Type of Loan
Loan Limit
Down Payment
USDA
$345,100
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Lending Options in Mojave, CA
The target of Lendersa® is to swiftly offer you the optimal USDA or FHA loan with minimal hassle. Choose one of three starting pathways that connect with lenders and USDA loan schemes.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or mortgage. It's provided only in rural regions. Unlike FHA loans requiring a minimum of 3.5% down payment, the USDA mortgage requires no down payment.
Falcon’s current owners acquired the bank in 1995, the staff consisted of only 20 employees and $52 million in assets. Today, with the benefit of steady leadership, talented employees and a loyal clientele, Falcon is celebrating its 35th year anniversary and is the 75th largest bank in Texas and is proud to have over 350 dedicated bankers on its te
GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.
3501 Western Center Boulevard, Fort Worth, TX, 76137
Family 1st of Texas Federal Credit Union was chartered in 1935 by the United States Post Office employees of the Railroad Postal Division, by coming together to pool their resources and provide low-cost loans to serve one another. Over the years, our role in the community has greatly expanded.
1150 South Freeway, Suite 215, Fort Worth, TX, 76104
Alliance Lending Corporation is licensed and regulated by the U.S. Small Business Administration as a Certified Development Company (CDC)and 504 Lender. Originally chartered in 1976 as the Fort Worth Economic Development Corporation, our name change to Alliance Lending became effective in 2005.
501 West Felix Street, Building 24, Fort Worth, TX, 76115
Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .
19210 Huebner Rd, Suite 205, San Antonio, TX, 78258
Megamerica Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
2710 Treble Creek, Suite 100, San Antonio, TX, 78258
Statewide Mortgage and Lending is a locally owned and operated mortgage brokering company based in San Antonio, TX. We have been serving your community with exceptional loan services for more than 20 years. Our professionals will always perform in-house processing to provide you with timely and efficient loan services.
401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
24300 Wilderness Oak Suite 330, San Antonio, TX, 78260
Up to 100% Leverage on fix & flip 1-4 unit properties in non judicial states, no credit or appraisal/experience requirements. We also offer up to 90% on commercial properties, and 100% CLTV as well with seller carry 2nds. Rates from the 9's and up on bridge and 5's & up on perm products. All property types nationwide, owner occupied as well. G
Texas Associations of Professionals Federal Credit Union
9110 IH 10 West, Suite 100, San Antonio, TX, 78230
A Federal Credit Union is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled Credit Unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.
