In the year 2025, the USDA loan limit for Stallion-Springs, in Kern county, CA, is set at $291,100, while for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast the optimal USDA and FHA rates today, and discover the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA side by side, assisting you in deciding the most suitable program in Alabama for your financial circumstances.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $291,100 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to securing the best possible USDA or FHA loan quickly and with ease. Begin by selecting one of three starting options that match lenders with USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages necessitate no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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