USDA VS FHA in Stallion-Springs, Kern County, CA

In the year 2026, the USDA loan limit for Stallion-Springs, in Kern county, CA, is set at $291,100, while for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to contrast the optimal USDA and FHA rates today, and discover the income, credit, reserves, and documents required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA side by side, assisting you in deciding the most suitable program in Alabama for your financial circumstances.

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2026 loan limits and downpayment details in Stallion-Springs, Kern county, CA

Loan Type Loan Limit Down Payment
USDA $291,100 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan choices in Stallion-Springs, CA

Lendersa® is committed to securing the best possible USDA or FHA loan quickly and with ease. Begin by selecting one of three starting options that match lenders with USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loan in CA

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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