USDA Vs. FHA your options comparison in Bellflower, Los Angeles County, CA
In the year 2025, the maximum USDA loan amount in Bellflower, within Los Angeles, CA, is $776,600, compared to the FHA maximum which is $1,089,300 for a single-family home.
With the Lendersa® USDA loan calculator, you can compare current USDA and FHA rates to assess the income, credit, reserves, and documentation needed for qualification. Our mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA options side by side, so you can choose the best program in that suits your financial condition.
2025 Loan Limits and Down Payment Requirements in Bellflower, Los Angeles County, CA
Type of Loan
Maximum Loan
Initial Deposit
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Bellflower, CA
Lendersa® strives to efficiently find the best USDA or FHA loan for you without stress. Choose one of three starting points to connect with matching lenders and USDA loan offers.
USDA home loans are government-backed through the Department of Agriculture, commonly referred to as USDA rural development loans or mortgages, available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment whatsoever.
In 1910, Fidelity Bank & Trust opened for business in Luxemburg, Iowa. Originally known as the Luxemburg Savings Bank the name was changed to Fidelity Bank & Trust in 1964, when the charter was moved to Dyersville. Today we proudly serve 30 communities. Fidelity Bank & Trust is here for your financial needs, and as a supporter of our communities.
As a not-for-profit financial cooperative, we put people before profits. Through services, financial education, membership perks, and a caring team, we take your financial goals to heart & make them our own, working tirelessly to help you pursue your dreams. Dupaco continues to pursue and fulfill its original mission to serve and enrich the lives.
As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
Midwest Members Credit Union has been serving our membership since 1935. . With our recent expansion, now people in 10 Illinois Counties are eligible for the benefits of being a member of Midwest Members Credit Union. Great savings and loan rates, most recent banking technology, mobile and online banking, and service to our communities
Bank of Yazoo is proud to be Mississippi’s second oldest bank. We have been meeting the financial needs of our communities and customers for over 140 years, and we currently serve our customers and communities in Yazoo, Madison, and Rankin Counties in Mississippi with five convenient locations and one location currently under reconstruction.
Independence State Bank has been serving Independence and the surrounding communities since 1897. Originally called State Bank of Independence, our name was changed in 1998. Independence State Bank strives to be the community bank that people seek first in the communities we serve, by offering prompt, personalized service at fair rates.
Franklin County was named for philosopher and statesmen Benjamin Franklin and was one of the original counties of the state of Mississippi. In 1809, seven years prior to Mississippi’s admission into the Union as a state, the county was organized in the Mississippi Territory. A large part of the western portion of the county
Since we opened our doors in 1931, we’ve been making each and every one of our members feel like they count. And in fact, they do — every member of G.E.C.U. is also a partial owner. There’s always been and always will be a staff of friendly, helpful people at G.E.C.U. who get to know you by name.
