USDA Vs. FHA your options comparison in Bellflower, Los Angeles County, CA

In the year 2025, the maximum USDA loan amount in Bellflower, within Los Angeles, CA, is $776,600, compared to the FHA maximum which is $1,089,300 for a single-family home.

With the Lendersa® USDA loan calculator, you can compare current USDA and FHA rates to assess the income, credit, reserves, and documentation needed for qualification. Our mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA options side by side, so you can choose the best program in that suits your financial condition.

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2025 Loan Limits and Down Payment Requirements in Bellflower, Los Angeles County, CA

Type of Loan Maximum Loan Initial Deposit
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Bellflower, CA

Lendersa® strives to efficiently find the best USDA or FHA loan for you without stress. Choose one of three starting points to connect with matching lenders and USDA loan offers.

Results for USDA loan requests and matching from Lendersa

Understanding USDA Loans in CA

USDA home loans are government-backed through the Department of Agriculture, commonly referred to as USDA rural development loans or mortgages, available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • For over six decades Northwest Christian Credit Union has served the banking needs of Christians throughout the Treasure Valley and across the Northwest. People of common faith, common values and common purpose turn to the credit union for matters large and small. From everyday financial transactions, to once in a lifetime opportunities,
  • True Lending New Mexico
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  • We are a local, woman owned mortgage broker company dedicated to helping New Mexico families with all your financial needs! True Lending New Mexico helping New Mexico with home purchases, refinancing needs, construction loans and business equipment loans, Offering Conventional, FHA, VA, Jumbo and Non-QM funding.
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  • Pioneer Bank has been proudly serving the financial needs of Southeastern New Mexico and West Texas since 1901. We continue to offer the most innovative banking products along with providing you with the best customer service. At Pioneer Bank, we know there is much more to life than managing your money.
  • Citizens Bank of Las Cruces
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  • Citizens Bank opened its doors in the historic Amador Hotel & adopted the “El Cortijo” as its symbol. This symbol depicts the sun radiating to neighboring communities surrounding the central area of trade. The Bank’s founders chose the symbol because they viewed the responsibility of the bank as being the heart of the community.
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  • White Sands Federal Credit Union is a member-owned, not for profit financial cooperative committed to the financial well-being of its members. White Sands Federal Credit Union was chartered in 1952 and has offices in El Paso, Texas, Las Cruces, Truth or Consequences and White Sands Missile Range, New Mexico.
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  • In 1959 Rio Blanco Schools Federal Credit Union began by the teachers for the teachers to serve the Rangely School District and the Meeker School District. Through the years the scope of our membership has grown. We now accept membership of those who are employees and family members of Rangely and Meeker School Districts.
  • Evergreen Federal Savings and Loan Association
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