In 2025, the USDA loan limit for Cerritos in Los Angeles county, CA is $776,600, while the FHA limit for single-family homes is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today, and determine the income, credit, reserves, and documentation needed to qualify. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best suitable program in for your financial situation.
2025 Loan Limits and Downpayment Requirements in Cerritos, Los Angeles, CA
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Options for USDA and FHA Loans in Cerritos, CA
The main aim of Lendersa® is to promptly secure the best USDA or FHA loan for you with minimal hassle. Begin your application by selecting one of three pathways to connect with matching lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or mortgage, is backed by the Department of Agriculture. It is exclusively available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, the USDA option requires none, making it unique.
RE Capital providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
4600 South Syracuse Street, 9th Floor, Denver, CO, 80237
Paragon Mortgage Services, Inc. (NMLS ID#50139) is a Veteran-owned Mortgage Brokerage with Home Lending services, available in Arizona, California, Colorado, Florida and Utah. Paragon Mortgage Services, Inc. offers a wide variety of mortgage loan products from over 40 Top Banks and Lenders for Residential and Commercial properties.
Ideal Home Loans has helped thousands of people save money for almost 20 years. From first time home buyers to doctors, from teachers to professional athletes, we’re here to help. Our Specialists will guide you along every step throughout the entire process by providing the right information and advice you need to find the right fit for you.
Motto Mortgage is an innovative mortgage brokerage franchise that offers clarity and personalized guidance to homebuyers who deserve an advocate looking out for them. It’s a pioneering concept that connects a real estate brokerage to a separate, franchised mortgage brokerage and provides the one-stop shop homebuyers want.
Home Mortgage Alliance has grown quickly to be a top mortgage lender in the Greater Denver area. Our mission is to continue to grow our success into one of the largest purchase money mortgage lenders in Colorado, by offering a large lender platform while still providing the customized, personalized service that delivers our borrowers
2000 South Colorado Blvd, Suite 2-1200, Denver, CO, 80222
At Vectra Bank, we practice “proactive relationship banking.” Which means we get to know our clients well, and we use that knowledge to vigorously discover opportunities to grow their business. We’re passionate about helping clients who are passionate about their business, and our expert bankers serve them in 35 bank locations
1660 South Albion Street, Suite 723, Denver, CO, 80222
We are a Denver based, independent mortgage brokerage firm. We work with many wholesale lenders so we can do the shopping for you. We help you take advantage of the most competitive rates when they are available. You can expect very personal service, great communication and a small staff with decades of mortgage experience.We owe our success.
1873 South Bellaire Street, Suite 930, Denver, CO, 80222
Distinctive Home Lending, Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
