USDA and FHA Pro and Con in Downey, Los Angeles County, CA
For 2025, the USDA loan limit in Downey, located in Los Angeles County, CA, is $776,600. For a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA top rates. Evaluate the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, helping you choose the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Downey, Los Angeles County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Downey, CA
Lendersa® aims to quickly provide you with the best USDA or FHA loan, with no hassle. Choose from three starting points that align with matching lenders and suitable USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government. It's available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan requires no down payment at all.
Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.
Captain Sam Hull built his frame grocery store and 2nd floor residence in 1847. It had other tenants, but was moved to make way for the bank in 1867.
Mrs. Atwater & N.C. Pettey built the present 3 storefront 2 story brick building in 1867.
The bank was on the corner with the Widney & Viner Hardware next south
Morris Building and Loan is a branch of First Secure Community Bank that serves residents of Morris and the surrounding areas. We offer a full range of personal and business banking products. We have been proud to serve the Morris area for more than 100 years.
Member FDIC. Equal Housing Lender.
Tomahawk Community Bank, SSB, was formed as Tomahawk Building and Loan on March 29, 1920. In 1960 the name changed to Tomahawk Savings and Loan and was chartered as a mutual state thrift institution. In 1993, to better accommodate our customers, we changed our charter making us a state savings bank
Marathon County Employees Credit Union, MCECU, was established on June 9, 1965. Organized by employees from North Central Health Care Facilities and Marathon County to provide a safe place for employees to borrow and save.Credit Union, MCECU, was established on June 9, 1965. Organiz
We are a state chartered
Cloverbelt Credit Union was originally organized by local farmers who found it difficult to obtain financial support elsewhere. Needing an outlet through which they could borrow money as well as a savings headquarters, the credit union was born. CCU’s Articles of Incorporation were signed on October 23, 1935
Citizens National Bank of Albion is one of the leading privately-held financial institutions in Southern Illinois and this area's most trusted lender. We offer personalized customer care and the newest in banking technologies. Headquartered in Albion, Illinois and operating banking centers in Olney, Bridgeport, Lawrenceville, Crossville.
The First National Bank in Olney is an independent, locally owned and managed provider of financial services that is dedicated to serving Richland, Clay, Crawford and Jasper Counties with quality products and services designed to maintain a profitable relationship with its customer base, and to support our role in attracting.
With hundreds of mortgage branch and loan officer employment opportunities out there, making a choice on who to sign up with is not an easy task! MBN SERVICES CORP, Inc is here to help save you time, energy and money trying to find the best mortgage branch and/or loan officer employment opportunity that will fit YOUR needs at NO COST to you!
