USDA and FHA Pro and Con in Downey, Los Angeles County, CA
For 2026, the USDA loan limit in Downey, located in Los Angeles County, CA, is $776,600. For a single-family home, the FHA limit is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare the current USDA and FHA top rates. Evaluate the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA side by side, helping you choose the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Downey, Los Angeles County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Downey, CA
Lendersa® aims to quickly provide you with the best USDA or FHA loan, with no hassle. Choose from three starting points that align with matching lenders and suitable USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government. It's available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA loan requires no down payment at all.
Creative Home Loans LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
Loanatik is a fun and slightly irreverent consumer brand providing residential mortgages to qualified borrowers. The mission of the company is to reimagine the process of getting a mortgage from application through secondary marketing. Our goal is to empower borrowers in a simplified application process, making it easy and efficient to borrow.
We make it extremely easy for you to get the right loan for your circumstances, hassle-free. Before you know it, you’ll have a mortgage loan that best fits your specific needs, saving you time and money. CountryFirst Mortgage works with you every step of the way, from Pre-Qualification to selecting the type of loan that is right for you.
11811 N Tatum Blvd, Suite 3031, Phoenix, AZ, 85028
My name is Brandon Ross and I’m a mortgage consultant with B|HOME Mortgage in Phoenix. As a mortgage broker, I have access to numerous programs from the nation’s top residential lenders. I’m here to help you achieve your real estate goals.
My promise is to deliver competitive rates with low costs
646 Port Chicago Hwy, Suite 5391, Baypoint, CA, 94565
The GCL Team is committed to providing clients with the highest quality loan origination services combined with the lowest interest rates and closing costs possible. Whether you are looking to buy your dream home or refinance, our experienced mortgage professionals are here to work with you one on one to ensure your success.
340 Cumberland Street, Suite C, Pittsburg, CA, 94565
At 3C Mortgage Group. We are a full-service mortgage company based in Pittsburg, CA. We specialize in Refinance in Pittsburg, Concord, and Antioch. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in any of these zip codes: 94565, 94521, 94531,
We are a full service Real Estate Company. We are Bilingual speak English and Spanish We help people buy or sell a home, Condo, Townhouse or Mobile Homes. We help Investors with their purchasing needs We are a Professional Property Management Company We work with Landlords and can help Tenants find a property to rent.
3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028
Every mortgage company and Loan Officer has the "best" rates, programs, service etc. The resourceful and skilled team at Home Loans By Paige is eager to help you reach your dreams. Mortgages made easy ... How to Qualify For a Low Rate Mortgage without the Headaches, Hassles, or Haggling! First Time Homebuyers ... Low Down Payment.
11811 North Tatum Boulevard, Suite 3031-11, Phoenix, AZ, 85028
"B Home Mortgage is a local, family owned and operated Mortgage Company serving Phoenix and other parts of Arizona since 2005.
Founded by Brian Carpenter and his father-in-law Kevin Burk, we have always provided exceptional service at a lower rate and price than everyone else on every type of residential mortgage loan.
