For 2025 in Paramount, the USDA loan cap in Los Angeles county, CA, is set at $776,600; meanwhile, the FHA cap for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the requirements in terms of income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in Alabama fits best with your financial needs.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The aim of Lendersa® is to quickly secure you the best USDA or FHA loan with ease. Start by selecting one of the three initial methods that result in connecting with matching lenders and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, also known as the USDA rural development loan. This option, available exclusively in rural areas, does not require any down payment, unlike FHA loans, which mandate at least a 3.5% down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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