USDA Vs. FHA Pro and Con comparison in Berkeley, Alameda County, CA
As of 2025, the USDA loan limit in Berkeley, part of Alameda County in CA, is set at $776,600, whereas, for a single-family home, the FHA limit is $1,089,300.
Use Lendersa®'s USDA loan calculator to contrast the top rates between USDA and FHA loans today and understand the necessary income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, helping to determine the ideal program for your financial needs in .
2025 Loan Limits and Down Payment Requirements for Berkeley, Alameda County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Your USDA and FHA Loan Options in Berkeley, CA
The objective of Lendersa® is to ensure you obtain the best USDA or FHA loan promptly and effortlessly. Start by selecting one of three available paths to find matching lenders and align with USDA loan programs.
USDA home loans, commonly referred to as USDA rural development loans or USDA mortgages, are guaranteed by the government Department of Agriculture and are available exclusively in rural communities. Unlike FHA loans that demand a minimum 3.5% down payment, USDA loans eliminate this requirement altogether.
1501 N. Harbor Blvd, Suite 205, Fullerton, CA, 92832
At RiverGold Financial Services Inc. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of loan products to meet your individual requirements. We make the process of securing a mortgage simple
Laurus Mortgage offer unique set of products not generally available or offered by your banks and credit unions. Whether you need a mortgage refinancing or a home-equity loan, We are your best source .The most simplest application process so you save time securing your loan. and advice and guidance at every stage of your loan process.
"Jerardo Linares is a Real Estate Broker with Millenia Real Estate, serving all of Southern California.Jerardo brings over 10 years of Residential Real Estate Experience. Having previously worked as a Mortgage Banker, he brings extensive knowledge of all sides of a
Real Estate Transaction."
We are a consumer finance company specializing in purchasing and servicing automobile contracts from Franchised and Independent automobile dealers, who have prime to non-prime consumers purchasing new and used automobiles.
Lobel Financial is a full spectrum lender providing auto financing for all tiers of borrowers.
The Ryan Real Estate Group Inc Responsive, Responsible and Resourceful is the foundation of our continued success responsive service, providing accurate and timely information, and demystifying the process. 100% of my business is referral based because I listen to my clients' needs and exceed their expectations. As a full-time real estate broker.
712 North Valley Street, Suite F, Anaheim, CA, 92801
Tiffany believes that real estate is not an ordinary but an “extraordinary” profession and to be successful, you must be an extraordinary person. My service goals are not actually goals they are standard operating procedure. I believe in providing everyone with the same level of personal and professional service.
2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved.
Based on our experi
800 Seal Beach Blvd, Building 12, Seal Beach, CA, 90740
Sea Air Federal Credit Union was founded in 1952 to provide affordable financial services. Today we serve more than 7,800 members including: active military, retired military, reserves and civilians working or living on the base (in Seal Beach Weapons Station, Los Alamitos Joint Training Base, and Corona Naval Facility), residents of Sunset Beach.
3010 Old Ranch Pkwy, Suite 440, Seal Beach, CA, 90740
Operating predominantly in Los Angeles and Orange Counties since 1988, Progressive Loan Funding helps find the home financing that’s right for you. Progressive Loan Funding offers FHA, VA, Conventional and Jumbo loan programs with a full range of fixed and adjustable loan options. We service all home lending products, but specialize in FHA loans.
3020 Old Ranch Parkway, Suite 300, Seal Beach, CA, 90740
The company goal is to provide real estate loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We've been in business long enough to understand your problems
12340 Seal Beach, Suite 307, Seal Beach, CA, 90740
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
