USDA VS FHA in East-Richmond-Heights, Contra Costa County, CA
In 2026, the USDA loan cap for East-Richmond-Heights, within Contra Costa, CA, is $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA vs. FHA rates. Determine the needed income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, enabling you to decide on the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in East-Richmond-Heights, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in East-Richmond-Heights, CA
Lendersa® strives to provide you with the best USDA or FHA loans swiftly and effortlessly. Select one of the three methods that match lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment, making it a no-money-down option.
First Federal Savings & Loan of San Rafael is dedicated to providing exemplary financial services and a deep commitment to our community. Since 1963, our team of experts have been focused on offering personal checking accounts, savings, business accounts, business checking, mortgages, and online
55 Larkspur Landing, Suite 1, San Rafael, CA, 94901
Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.
Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.
Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
"SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING. From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."
1108 Fifth Avenue, Suite 202, San Rafael, CA, 94901
Capital Alliance and its affiliates are mortgage bankers and real estate asset managers headquartered in San Rafael, California. We enable borrowers or their brokers access to an array of residential loan products with special expertise in providing non-QM, bridge, renovation and short/long term financing for all of these property types.
Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders
1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901
ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment
"Crestline Financial Inc The home loan process can be an intimidating one, especially for first time home buyers or those who may have been turned down by other companies. Crestline Financial has a professional and courteous staff who is prepared to assist you through each phase of the lending process."
NECFCU Community FCU is a Community Development Chartered Credit Union that exists to meet the unmet savings and credit needs of its membership. As a financial cooperative dedicated to serving the underserved, NECFCU is also an agent for community revitalization and development within its field of membership and for the larger community.
4 Embarcadero Center, Suite 1400, San Francisco, CA, 94111
Piedmont Capital specializes in arranging financing solutions for commercial and multi-family investment property. Our team approaches each situation uniquely to provide you with personalized recommendations—offering you the opportunity to select the financing solution that best matches your goals.
