USDA Vs. FHA your options comparison in East-Richmond-Heights, Contra Costa County, CA
In 2026, the USDA loan cap for East-Richmond-Heights, within Contra Costa, CA, is $657,900, while the FHA limit for a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA vs. FHA rates. Determine the needed income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA options side by side, enabling you to decide on the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in East-Richmond-Heights, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in East-Richmond-Heights, CA
Lendersa® strives to provide you with the best USDA or FHA loans swiftly and effortlessly. Select one of the three methods that match lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, a USDA mortgage requires no down payment, making it a no-money-down option.
Griselda Ledesma and Ledesma Team As a team we value visionary thinking, productivity, accountability and growth. With over 100 years of combined experience we are proud to be a quality resource for our community, yet remain humble and grateful to have the opportunity to serve. Our work is much more than real estate and mortgage.
Sun Pacific Federal Credit Union is the credit union for the employees of the Social Security Administration, Region IX (San Francisco Region). Region IX includes Northern California, Guam, American Samoa, Northern Marianas, Hawaii, Nevada and Arizona. and also Sun Pacific Federal Credit Union has been open since 1946.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Delta Bay Realty is your one-stop shop for all things Real Estate in the SF Bay area. From Buyer and Seller consultations to investor support and recommendations. We handle it all. We're not just making satisfied clients, we're making friends Delta Bay Realty is selling, buying or both, you can count on me as the local expert in the market.
"Jadestone Mortgage, Inc. located in San Francisco's east bay has the experience with FHA, VA, Conventional and Reverse Mortgage loans.
Our objective is to help you achieve your goal, whether buying or refinancing or seeking a Reverse Mortgage. Our friendly, experienced team will help you navigate the mortgage market to find the best.
Fishman Financial Group works to build relationships through honest and reliable service and by employing strong ethical practices. We consider the relationships we have with our clients and with realtors our most important assets. Since 1990, we at Fishman Financial Group, Inc have provided our clients with real estate financing for homes
Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care.
F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.
Guaranteed Rate trusted local lender familiar with local market dynamics, Dianne Crosby is a Top Producing mortgage lender and Certified Mortgage Planning Specialist at Guaranteed Rate, closing over $100 million annually for her clients in the East Bay. With access to the low interest rates of a large mortgage bank.
Mardel Realty & Loans Inc. team, Doris de Leon is the professional you want to work with if you are looking for someone that goes above and beyond serving your real estate and mortgage needs. Doris will assist you with all Bay Area real estate needs. Doris will also assist you in all your mortgage needs
