USDA Vs. FHA your options comparison in Richmond, Contra Costa County, CA
As of 2025, the USDA loan limit in Richmond, within Contra Costa County, CA, is set at $776,600. In comparison, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to pit today's USDA against the FHA's best rates, and determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator showcases USDA, FHA, Conforming, and VA loans side by side to assist in deciding which program in best fits your financial scenario.
2025 Loan Limits and Down Payment Requirements in Richmond, Contra Costa County, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Explore USDA and FHA Loan Options in Richmond, CA
At Lendersa®, our aim is to provide you with the most suitable USDA or FHA loan swiftly and with ease. Start with one of three pathways to discover matching lenders and compatible USDA loan programs.
A USDA home loan, often called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans do not require any down payment.
Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
We offer customized services for anyone seeking personal cash loans, commercial, mortgage loans, equipment leasing/financing for your business, or any Real Estate needs. Whether you are buying/selling commercial or residential properties, or property management services, Anuva Capital Has you covered.
US Funding was founded with transparancy and efficiency in mind. We value every family we serve and believe that they deservie phenominal customer service. US Funding, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier
CalAgCU has a tradition of expanding its field of Membership and services to companies that wish to provide additional Benefits to their Valued employees and their families. Our Members have always and will continue to receive PERSONAL and FRIENDLY service. Members are treated as owners of the credit union, rather than a number.
6301 Beach Boulevard, Suite 350, Buena Park, CA, 90621
"Compass Lending Group founder of the Steve helped me through the entire process and never missed a beat. He was patient and thoroughly explained the process to me despite all of my questions. and also Compass, we emphasize that an informed client can make the best decisions.
Our staff work on keeping up to date with every aspect of the industry.
Premier Finance Group Inc mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
6281 Beach Boulevard, Suite 117, Buena Park, CA, 90621
Our loan officers know what they’re doing. They know the underwriting guidelines behind them for just about every loan available & compare various loan programs to find the best option to meet your needs. We have mastered loan fulfillment software which is designed to streamline the processing of your loan with the most liberal credit decisions.
Cornerstone Company headed by George Krajacic is a trusted name in Los Angeles, Orange County, Riverside, San Bernardino and San Diego for flexible, reliable and fast hard money loans. Founded ten years ago, today Cornerstone Company is known for its dedicated service, consistent performance and diversified approach in hard money lending.
Long Beach Firemen’s Credit Union was established in 1936 when 10 firefighters pooled their money to join our credit union and become the first members. As a member owned cooperative the credit union provided a safe place to save and borrow at reasonable rates. For 37 years the credit union was located at station 1 and in the beginning was open 24
Belmont Mortgage we are all about transparency. We detail everything to you up front so there are never any surprises Our Loan Officers have extensive knowledge in both the Purchase and Refinancing markets. Whether you are looking to buy your first home, refinance an existing one or even co-sign for a loved one, we have experience in all scenario.
