USDA Vs. FHA Pro and Con comparison in Kensington, Contra Costa County, CA
In 2025, the USDA loan cap in Kensington, Contra Costa county, CA is $776,600, while for a single-family home, the FHA limit is $1,089,300.
Utilize Lendersa® USDA loan calculator to evaluate today's best USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, helping you determine which program in Alabama best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Kensington, Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Available USDA and FHA Loan Choices in Kensington, CA
The aim of Lendersa® is to swiftly connect you with the best USDA or FHA loan options smoothly and without stress. Choose one of three starting pathways to match lenders with the USDA loan programs.
A USDA home loan, known also as a rural development loan or USDA mortgage, is government-backed by the Department of Agriculture and is exclusively available in rural zones. Unlike FHA loans that require at least a 3.5% down payment, USDA loans need no down payment, enhancing affordability.
41715 Enterprise Circle N, Suite 106, Temecula, CA, 92590
"Biggs Rep are an experienced, fun, and intelligent group of Real Estate Professionals who also just happen to be warriors for our clients.
Mortgage Lending
Creating financial solutions
Negotiation
Loan Origination
Closing deals
Reversing Loan Denials
WE’D LOVE TO HELP YOU WITH:
Pre-approvalsFirst HomesInvestmentsRefinancing..
43460 Ridge Park Drive, Suite 200, Temecula, CA, 92590
21st Century Financial was created out of a desire to simplify the process of getting a home loan, and while we can‘t control all aspects of the home lending process, we are determined to make it as simple as we can. It’s our belief that buying a home (or refinancing one) should not be a stressful experience, it shouldn’t be like pulling teeth.
41530 Enterprise Circle South, Suite 208, Temecula, CA, 92590
PRW Lending Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
43460 Ridge Park Dr, Suite 200, Temecula, CA, 92590
OneNation Lending, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream we work hard to be leaders in the industry.
43460 Ridge Park Drive, Suite 200L, Temecula, CA, 92590
Founded in 1997, LHM Financial has built a strong reputation as an outstanding mortgage banker/broker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage banker/broker with an experienced staff offering expertise in every area of mortgage lending.
43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
NEXA Mortgage is ranked as the top Mortgage Broker in Arizona and is growing in multiple states. NEXA Mortgage is a fantastic organization that truly cares about its employees and loves closing loans.
The Owners and upper management have a personal relationship with every employee and strive to maintain the best work environment possible.
You
10075 South Eastern Avenue, Suite 104, Henderson, NV, 89052
Our family is our team. Two generations of mortgage expertise, born and raised in Las Vegas. We have 30+ years of combined mortgage experience here in Nevada and we do everything in our power to help every family achieve their American dream. Family helping families. Let our family help yours!
2831 St. Rose Parkway, Suite 444, Henderson, NV, 89052
Merchant Banking Resources prides itself on its customer satisfaction and the support provided to clients. Helping businesses thrive and succeed is the ultimate goal Merchant Banking Resources strives to achieve. We help both large sized companies and small businesses, each with unique requirements,
871 Coronado Center Drive, Suite 200, Office 247, Henderson, NV, 89052
We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
Here at Greenkey Financial, Inc., we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it!
871 Coronado Center Drive, Suite 200, Office 256A, Henderson, NV, 89052
Community Access Lending. We are a full-service mortgage company based in Las Vegas, NV. We specialize in First time home-buyers assistance in Las Vegas. We also serve the surrounding cities in Clark County. Whether you are buying a home or refinancing and we can help you realize your dream of home ownership
