USDA Vs. FHA Pro and Con comparison in Blackhawk, Contra Costa County, CA
As of 2025, in Blackhawk, Contra Costa county, CA, the USDA loan limit is set at $776,600, while the FHA cap for a single-family home is $1,089,300.
Utilize the Lendersa® USDA calculator to effectively compare current USDA and FHA optimal rates. Evaluate necessary income, credit scores, reserves, and documentation for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you toward the best suited program for your financial circumstances in .
Loan limits and downpayment details for 2025 in Blackhawk, Contra Costa county, CA
Type of Loan
Limit
Required Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Loan Opportunities with USDA and FHA in Blackhawk, CA
The primary objective of Lendersa® is to facilitate you in securing the most favorable USDA or FHA loan quickly and conveniently. Start with any of these three approaches leading to lender matches and USDA loan options.
The USDA home loan, officially backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is granted exclusively in rural areas. In contrast to FHA loans which require at least a 3.5% down payment, USDA loans require no initial payment.
Mortgage broker with years of experience in real estate and mortgage. We specialize in home buying lending and refinancing. We also assist clients with hard to find loans to meet their needs. No loan is too small or too big for use. We strive to better every day by providing excellent customer service with clients and lenders.
M.C.R. Financial Services, Inc, a Mortgage Broker Company that focus on Real Estate Home Loans. assisting clients with home purchase and refinance home loans.
M.C.R. Financial Services, Inc. believes in making sure that the client’s needs come first to ensure that each client will receive the ultimate customer service experience.
On Time Home Loans Your Lending Experts, Serving the Antelope Valley, San Fernando Valley & the greater Los Angeles area. We walk you through the entire mortgage application process, from the first time we meet until your move in day! Within 1-hour of our initial consultation you'll know your pre-approval status, how much you're approved for.
40015 Sierra Highway, Suite B-275, Palmdale, CA, 93550
To serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
At Foundation FInancial Consultants, INC.. We are a full-service mortgage company based in Palmdale, CA. We specialize in FHA, Conventional, VA Mortgage in Palmdale. We also serve the surrounding cities in Los Angeles County. Whether you are buying a home or refinancing in zip code 93550, we can help you realize your dream of home ownership
Financial Independence Mortgage is a California Mortgage Brokerage specializing in FHA, VA, USDA, FannieMae & Freddie Mac Home Loans. Dean Henderson has been a full time mortgage broker since 1988. He has helped thousands of families obtain home loans, mostly in the Antelope Valley.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
18321 Ventura Boulevard, Suite 300, Tarzana, CA, 91356
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
"CalSun Mortgage was founded by Mitchell Lubinsky, it’s CEO and President. Mitchell is a
real estate broker and licensed by CA DRE License 015025140, NMLS 353072. He has been
in real estate and lending industry for more than 30 years. He is real estate mortgage expert
and practitioner. And acquired a great deal of experience"
