USDA VS FHA in Blackhawk, Contra Costa County, CA

As of 2026, in Blackhawk, Contra Costa county, CA, the USDA loan limit is set at $776,600, while the FHA cap for a single-family home is $1,089,300.

Utilize the Lendersa® USDA calculator to effectively compare current USDA and FHA optimal rates. Evaluate necessary income, credit scores, reserves, and documentation for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you toward the best suited program for your financial circumstances in .

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Loan limits and downpayment details for 2026 in Blackhawk, Contra Costa county, CA

Type of Loan Limit Required Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Loan Opportunities with USDA and FHA in Blackhawk, CA

The primary objective of Lendersa® is to facilitate you in securing the most favorable USDA or FHA loan quickly and conveniently. Start with any of these three approaches leading to lender matches and USDA loan options.

Lendersa USDA loan request and matching results

Defining a USDA Loan in CA

The USDA home loan, officially backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is granted exclusively in rural areas. In contrast to FHA loans which require at least a 3.5% down payment, USDA loans require no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Homeland Credit Union
  • PO Box 1974, Chillicothe, OH, 45601
  • Homeland Credit Union. Homeland has provided financial services to generations of families. While we are proud of our past, we are excited about the opportunity to serve you and your family now and into the future."Credit Union. Homeland has provided financial services to generations of families.

  • Knoxville Law Enforcement Federal Credit Union
  • 501 E Summit Hill Drive, Knoxville, TN, 37915
  • Knoxville Law Enforcement Federal Credit Union is a member-owned, not-for-profit financial services cooperative. Our mission is to effectively and efficiently operate as a financial cooperative; to promote participation by all those within the defined membership; to encourage savings and provide competitive credit.

  • Assertive Mortgage LLC
  • 3105 Creekside Village Drive, Suite 706, Kennesaw, GA, 30144
  • Assertive Mortgage has redefined homeownership with modern technology. We believe homeownership should be faster, simpler, and more affordable to get a mortgage in America. Our digital mortgage platform helps borrowers process information on the loan application. We’re changing the way traditional mortgage process from being stressful.

  • Community Bank of Pickens County
  • 15 Sammy Mcghee Blvd, Jasper, GA, 30143
  • Community Bank of Pickens County opened for business in 2000. The bank originally opened in a modular unit while a 10,000 square foot facility was being constructed at the corner of Highway 53 and Sammy McGhee Boulevard. Community Bank of Pickens County is the only locally owned bank in Jasper Georgia area.

  • HomeTrust Mortgage, Inc.
  • 11576 Big Canoe, Jasper, GA, 30143
  • The Hometrust Mortgage team is committed to providing each client with the highest quality service accompanied with the lowest mortgage interest rates available. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, consolidating debt, or you are a real estate investor.

  • The Mortgage Source LLC
  • 21 Court St, Suite 102, Jasper, GA, 30143
  • We built our mortgage business from the ground-up, consistently surpassing customer and agents expectations with clear and reliable communication and our "No Bureaucracy" approach to the mortgage process. Our team is local, friendly, and nimble, and we have more than a decade of experience crafting custom, structured loans.

  • FRONTLINE CAPITAL MORTGAGE, LLC
  • 91 Sammy McGhee, Suite 110, Jasper, GA, 30143
  • Frontline Capital Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • Coweta Cities & County Employees Federal Credit Union
  • 43 Jefferson Parkway, Newnan, GA, 30263
  • Coweta Cities & County Employees Federal Credit Union is a not-for-profit financial cooperative. When you join the credit union, you become a shareholder – or an owner – of a very unique financial institution. Earnings above the required reserves are returned to you, in the form of lower interest rates on loans and competitive dividends on savings.

  • WD Little Mortgage Corp
  • 707 Whitlock Avenue, Suite A-37, Marietta, GA, 30064
  • W. D. Little Mortgage Corp. is an award winning mortgage company serving Georgia and the Southeast since 1983. As one of the oldest and most well-respected mortgage brokers in Georgia, we provide honest and efficient service from start to finish. Our staff has unprecidented knowledge, experience, and expertise in real estate financing.