USDA Vs. FHA your options comparison in Blackhawk, Contra Costa County, CA
As of 2026, in Blackhawk, Contra Costa county, CA, the USDA loan limit is set at $776,600, while the FHA cap for a single-family home is $1,089,300.
Utilize the Lendersa® USDA calculator to effectively compare current USDA and FHA optimal rates. Evaluate necessary income, credit scores, reserves, and documentation for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you toward the best suited program for your financial circumstances in .
Loan limits and downpayment details for 2026 in Blackhawk, Contra Costa county, CA
Type of Loan
Limit
Required Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Loan Opportunities with USDA and FHA in Blackhawk, CA
The primary objective of Lendersa® is to facilitate you in securing the most favorable USDA or FHA loan quickly and conveniently. Start with any of these three approaches leading to lender matches and USDA loan options.
The USDA home loan, officially backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is granted exclusively in rural areas. In contrast to FHA loans which require at least a 3.5% down payment, USDA loans require no initial payment.
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We employ paperless document management, electronic signing.