USDA and FHA Pro and Con in Blackhawk, Contra Costa County, CA

As of 2025, in Blackhawk, Contra Costa county, CA, the USDA loan limit is set at $776,600, while the FHA cap for a single-family home is $1,089,300.

Utilize the Lendersa® USDA calculator to effectively compare current USDA and FHA optimal rates. Evaluate necessary income, credit scores, reserves, and documentation for qualification. Our comprehensive mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you toward the best suited program for your financial circumstances in .

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Loan limits and downpayment details for 2025 in Blackhawk, Contra Costa county, CA

Type of Loan Limit Required Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Loan Opportunities with USDA and FHA in Blackhawk, CA

The primary objective of Lendersa® is to facilitate you in securing the most favorable USDA or FHA loan quickly and conveniently. Start with any of these three approaches leading to lender matches and USDA loan options.

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Defining a USDA Loan in CA

The USDA home loan, officially backed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is granted exclusively in rural areas. In contrast to FHA loans which require at least a 3.5% down payment, USDA loans require no initial payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Montcalm Public Employees Credit Union
  • 1157 East Main Street, Edmore, MI, 48829
  • Montcalm Public Employees Credit Union We are a non-profit cooperative financial institution completely controlled and owned by the members who save, borrow and conduct other financial business here. Because we’re non-profit, you share in the earnings of the credit union through higher dividends on your savings and reduced rates on your loans.
  • United Residential Mortgage
  • 209 N Mulberry St, Suite 100, Elizabethtown, KY, 42701
  • United Residential Mortgage is a residential mortgage company located in Elizabethtown, KY, allowing us to serve our regional market in the state of Kentucky with a centralized location. We offer virtually every mortgage product and option available in the marketplace today including but not limited to VA, USDA/Rural Housing,
  • Avid Mortgage Advisors
  • 300 W. Dixie Ave, Suite 5, Elizabethtown, KY, 42701
  • Avid Mortgage Advisors is the market leader in Hardin County and surrounding areas for personalized mortgage solutions, fast customized quotes, market leading rates and closing costs, and service with integrity. We are proud to serve the Heartland of Kentucky!Specializing in VA, USDA, FHA, Conventional, & Farm Loans.
  • Eastern Indiana Federal Credit Union
  • 801 South Memorial Drive, New Castle, IN, 47362
  • Eastern Indiana Federal Credit Union was originally chartered in 1950 as Chrysler Employees Federal Credit Union. The Credit Union was created to provide for the basic financial needs that would not have otherwise been met. For most people, our founding and its circumstances have been long forgotten.
  • Citizens State Bank
  • 1238 Broad St, New Castle, IN, 47362
  • Our mission is to help our clients, co-workers, and communities succeed. Decisions are made locally. Deposits made with us stay in our communities, becoming funds for the loans and donations that fuel local economic development. Citizens State Bank is a fourth-generation family-owned community bank.
  • Veritas Mortgage LLC
  • 901 Lampton Street, Louisville, KY, 40204
  • Veritas Mortgage Company was established in the Spring of 2019 with the central focus being placed on achieving the objectives of the client in a collaborative and communicative way. Sounds simple, right…but far too often we encounter clients that have been underserved in the current lending marketplace. This is where Veritas steps in.
  • Evo Mortgage
  • 911 Barret Avenue, Louisville, KY, 40204
  • Evo Mortgage is a dynamic, residential mortgage broker with over 25 years of experience! Our Borrowers and Realtor Partners are our number one priority. Our family of Loan Officers and Loan Processors know the home buying process is much more than just the financing component. We understand the importance of communication with our Borrowers
  • Smith Broady & Associates
  • 1114 E. 10th Street, Jeffersonville, IN, 47130
  • Smith Broady and Associates was founded in 2008 to serve the mortgage service needs of Southern Indiana by Leslie Smith & Sonya Broady after many years of experience in the mortgage industry. Their combined industry experience and knowledge is brought together & transferred to our team of Loan Officers to ensure your mortgage is handled accurately.
  • First Federal Savings and Loan Association of Greensburg
  • 212 N Franklin St, Greensburg, IN, 47240
  • Your #1 Choice For Your Banking Services Is The Locally Owned Savings & Loan! Modern mortgage banking with locally owned service. We are a full service bank offering with local service to help you with all of your financial & banking needs. First Federal Savings & Loan Association specializes in online mortgage, banking & consumer lending services.