In 2026, the USDA loan limit for San-Ramon in Contra Costa County, CA stands at $657,900, whereas the FHA limit is $822,375 for a single-family residence.
Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA and FHA loans, and to identify the necessary income, credit, reserves, and documentation required for qualification. Through our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the optimal program for your financial situation in .
Loan limits and down payment requirements in San-Ramon, Contra Costa County, CA for 2026
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Choices in San-Ramon, CA
Lendersa® focuses on securing you the most advantageous USDA or FHA loan quickly and with minimal stress. Choose from three different starting approaches that lead to matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. In contrast to FHA loans, which demand a 3.5% minimum down payment, USDA loans require no down payment.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates, & costs-to meet your unique needs.
4115 Blackhawk Plaza Circle, Suite 100, Danville, CA, 94506
Lends in California
As an independent mortgage consultant, Julie McKinney have no ties to in-house products giving you the advantage of access to more options from a broad range of lenders, and objective advice on choosing the best loan to fit your specific financial needs and goals. Julie will be by your side through every step of the process.
Premier Mortgage Direct offers the experience and resources of a big box retailer, combined with the expertise and personal touch of a small business and our first step is actually getting to know you. We'll get to know your hopes and dreams, how much you want to spend, and where you want to live. Then we’ll work together to find the mortgage.
We've interviewed hundreds of people that have gone through multiple mortgages and we're addressing issues in regards to filling out forms in an easier way, simplifying the language used, adding further transparency in describing loan estimates and even tackling equal opportunity lending in ways than nobody else has done it before.
Golden State Financial specializes in commercial real estate financing, bridge loans, and hard money solutions. We connect borrowers with private lenders, debt funds, and institutional capital for fast, asset-based financing nationwide. Ideal for land, construction, value-add, and time-sensitive transactions requiring speed, flexibility, and reliable execution.
3840 Blackhawk Road, Suite 105, Danville, CA, 94506
Lends in California
Compass Mortgage Advisors is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are first time home buyer, purchasing your dream home, Refinancing an outstanding loan, or consolidating debt.
As a not-for-profit credit union, we were founded to serve the financial interests of people in our communities. Our members entrust us with their financial health, and we don’t take that role lightly. From our team members in 38 branches, to those who answer member questions on the phone.
At Light Mortgage, we offer personalized mortgage solutions, fast customized quotes, great rates, and we ALWAYS look out for your best interests. We’re here to make the home loan process easier, with tools and knowledge that will help guide you along the way. Start with a fast, personalized rate quote.
Borrowing money, whether for a dream home or an investment opportunity, is a significant decision. You deserve more than just an “okay” rate. You deserve the best possible terms that align with your financial goals, whether you’re considering FHA loans in California, jumbo loans in California, or exploring hard money lenders in California.
Shining Star Funding is committed to providing extraordinary customer service by making our customers’ satisfaction the top priority. Shining Star Funding is also dedicated to delivering quality mortgage solutions that support you in Opening Doors to Home Ownership and also Shining Star Funding is a full service mortgage banker.
