USDA Vs. FHA your options comparison in San-Ramon, Contra Costa County, CA

In 2025, the USDA loan limit for San-Ramon in Contra Costa County, CA stands at $657,900, whereas the FHA limit is $822,375 for a single-family residence.

Utilize the Lendersa® USDA loan calculator to compare the best current rates for USDA and FHA loans, and to identify the necessary income, credit, reserves, and documentation required for qualification. Through our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding the optimal program for your financial situation in .

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Loan limits and down payment requirements in San-Ramon, Contra Costa County, CA for 2025

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Choices in San-Ramon, CA

Lendersa® focuses on securing you the most advantageous USDA or FHA loan quickly and with minimal stress. Choose from three different starting approaches that lead to matching lenders and USDA loan programs.

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Understanding USDA Loans in CA

A USDA home loan, guaranteed by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage, is exclusive to rural areas. In contrast to FHA loans, which demand a 3.5% minimum down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Credit Union of Atlanta
  • 670 Metropolitan Pkwy SW, Atlanta, GA, 30310
  • At Credit Union of Atlanta, we approach things a little bit differently than the average bank. That's because as a credit union, our focus is not on profits or personal gains. Instead, we pour our energy and any profits earned into securing better rates for our members. And as a member, you're not just any old customer.
  • 770 Hard Cash
  • 592 Lawton Street SW, Atlanta, GA, 30310
  • With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
  • Community South Credit Union
  • 1720 S Waukesha St, Bonifay, FL, 32425
  • Start your lifelong financial partnership with a credit union that is dedicated to serving its community and its members. Come catch the good life and see what good natured banking is all about!credit union that is dedicated to serving its community and its members. Come catch the good life
  • Citizens Bank and Trust Company of Grainger County
  • 8335 Rutledge Pike, Rutledge, TN, 37861
  • We began to serve the citizens of Grainger County as a state-chartered bank on December 19, 1919. At that time, we had 29 depositors with $12, 291.23 in deposits. Since then, we have grown to 5 locations within the County, servicing over 13, 000 customers with total deposits exceeding $200 million.
  • Clinch-Powell
  • 7995 Rutledge Pk, Rutledge, TN, 37861
  • Clinch-Powell has been actively serving our communities since 1989. While we continue in our efforts to conserve local resources and protect the environment around us, we also recognize that the needs of our communities are as diverse and evolving as the ecosystems we strive to preserve.
  • Bulldog Lending
  • 8300 Dunwoody Place, Suite 210, Atlanta, GA, 30350
  • We specialize in unconventional commercial hard money loans on real estate, equipment, and aircraft. Our expertise and depth of lending knowledge allows us to consider loans that are outside of the core competency of conventional lenders. With several decades of experience, we are able to quickly understand the value of an asset.
  • Community Loans of America, Inc
  • 8601 Dunwoody Pl, Suite 406, Sandy Springs, GA, 30350
  • Our company is a leading provider of short-term consumer loans, operating since 1994. Building strong relationships, by providing a valuable service to the communities in which we serve by offering access to short-term financial solutions in the form of Title, Payday and Signature Installment Loans that fit our client's immediate financial needs
  • American United Mortgage Corporation
  • 1010 Huntcliff, Suite 1350, Atlanta, GA, 30350
  • American United Mortgage Corporation was founded with the vision of providing the best rates and service from an honest company that was built on integrity and the desire to treat people the way they deserve to be treated. We offer free pre-qualifications for all borrowers looking to purchase a new home.
  • TRISTONE FINANCIAL LLC
  • 9040 Roswell Road -, Suite 325, Atlanta, GA, 30350
  • Tristone Financial, we work to secure the best Georgia interest rate with low fees for our clients. Our seasoned loan officers will help you to structure your home loan and guide you throughout the entire process. Structure, strategy & service are how we maintain our elite reputation in the financial marketplace.