FHA Vs. USDA loan program for Clayton, Contra Costa County, California

In 2025, USDA loan limit in Clayton, county of Contra Costa, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Clayton, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(208) 629-0606 485 miles Lender's profile and map Reviews PMR - Premier Mortgage Resources LLC 3363 E. Presidential Dr, Suite 200, Meridian, ID, 83642 At PMR, we are determined to provide excellent customer service, fantastic mortgage programs, and offer competitive rates to all of our customers. We have branches with dedicated loan officers throughout the US, ready to help you try to buy the house of your dreams. All loans are subject to underwriting approval.
(208) 854-7800 485 miles Lender's profile and map Reviews Capital Mortgage 1857 S Millennium Way, Suite 100, Meridian, ID, 83642 Capital Mortgage, LLC you will be treated like a person, not a number. We will help you understand and navigate this seemingly complicated process. Everyone needs someone they can count on to make this dream into reality. Pick up the phone and call Capital Mortgage today and you can feel comfortable knowing
(208) 375-5626 485 miles Lender's profile and map Reviews 1st Choice Mortgage Company, LLC 3023 E Copper Point Dr, Suite 101, Meridian, ID, 83642 1st Choice Mortgage Loan Advisors are Mortgage Experts, we have been in Idaho for over 25 years, so we KNOW IDAHO and we know Idaho Mortgages! We take a newby borrower all the way, and guide them through the complex mortgage loan process. Our Loan Advisors are Advisors, not loan officer.
(208) 884-0150 488 miles Lender's profile and map Reviews CapEd Credit Union PO Box 570, Meridian, ID, 83680 We are a people-oriented Credit Union that provides personal and business financial services of superior quality and convenience. Our primary focus areas are member financial well-being, enrichment of community and promotion of quality education. With 10 locations and dozens of ATMs in Southern Idaho, we are here to help you
(208) 734-8671 488 miles Lender's profile and map Reviews Snake River FCU 2361 Orchard Drive E, Twin Falls, ID, 83301 Snake River Federal Credit Union was organized as a Federally Chartered Credit Union on June12, 1953, Twin Falls, Idaho. Snake River Federal Credit Union is a well established Credit Union serving the employee’s of The Amalgamated Sugar Company, their family members and the Southern Idaho Sugar Beet Growers.
(503) 581-6221 488 miles Lender's profile and map Reviews Ibew/Sj Cascade Federal Credit Union 1825 12th Street SE, Suite 130, Salem, OR, 97302 IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.
(503) 364-7999 488 miles Lender's profile and map Reviews Valley Credit Union 2096 Mission St, Salem, OR, 97302 Valley Credit Union is a not-for-profit financial institution dedicated to exceptional service, competitive rates and products and a commitment to the local community. The Valley team lives in the same community as our members and we want you to feel as welcome here as you do in your own home.
(503) 581-8100 488 miles Lender's profile and map Reviews Landmark Professional Mortgage Company 1255 Lee St SE, Suite 200, Salem, OR, 97302 Landmark Professional Mortgage Company is a locally-owned boutique mortgage bank. Collectively, we have been serving the residential mortgage needs of Oregon and Washington for over 31 years and are committed to being your trusted source for home financing education and guidance. Our focus is on your experience.
(503) 588-3511 488 miles Lender's profile and map Reviews Mortgage First Corporation 1761 Liberty St SE, Salem, OR, 97302 Mortgage First is committed to providing our clients with the best of both worlds–excellent customer service and competitive rates. Our seasoned mortgage professionals will work with you one on one to ensure that you get the right home financing solution tailored specifically to meet your needs.
208 467 5467 489 miles Lender's profile and map Reviews Hopkins Financial 910 E. Carol St., Meridian, ID, 83646 HFS has taken the simple concept of “bringing people together” and developed a mortgage & real estate brokerage that focuses on each of our client’s success! We look beyond the standard banking guidelines and find solutions that add value. Using real estate equity as security, we will “match” the borrower with our private money sources (Investors)
(503) 588-0211 492 miles Lender's profile and map Reviews Heritage Grove Federal Credit Union 631 Winter Street NE, Salem, OR, 97301 When we first chartered in 1964 as Oregon Employees Federal Credit Union, our mission was to serve the state employees of Salem. We’ve grown from $40, 000 in founding member assets to nearly $116 million today. We now serve close to 9, 000 members. Our Mission is to Standing tall to deliver value and innovative financial solutions to our community.
(866) 333-0035 492 miles Lender's profile and map Reviews Willamette Valley Bank 101 High Street NE, Salem, OR, 97301 At Willamette Valley Bank, we do things differently. Unlike the big out-of town money center banks, we have built our reputation on our commitment to the families and businesses of the Willamette Valley. We listen to what our customers want and we work to provide it- locally and personally.