In the year 2025, the USDA loan limit for Alamo, situated in Contra Costa county, CA, is $776,600, whereas the FHA limit for a single-family dwelling is set at $1,089,300. These thresholds indicate the maximum amount homebuyers can borrow when securing loans under these programs.
Leverage the Lendersa® USDA loan calculator to thoroughly compare the leading rates of USDA versus FHA loans available today. This tool will help you determine necessary factors like income, credit score, financial reserves, and the range of documents needed to qualify. Our state-of-the-art mortgage calculator enables you to view USDA, FHA, Conforming, and VA loan options side by side, supporting a well-informed decision regarding which plan suits your financial situation best, particularly if you're residing in .
2025 Loan Limits and Down Payment Requirements in Alamo, Contra Costa, CA
Loan Type
Maximum Loan Limit
Down Payment Requirement
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Alamo, CA
The mission of Lendersa® is to provide you with the fastest and most hassle-free access to the best possible USDA or FHA loans. You can choose from one of three initial options, each set on connecting you with the most compatible lenders and USDA loan programs tailored to your needs.
The USDA home loan, secured by the U.S. Department of Agriculture and also termed as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. A distinctive feature is its requirement for no down payment, in contrast to FHA loans, which mandate a minimum of 3.5% as a down payment. This enables greater accessibility for those buying homes in rural communities.
Hill Real Estate and Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
9381 E Stockton Blvd, Suite# 102, Elk Grove, CA, 95624
Johnny Delgadillo is your premier mortgage expert located in Elk Grove, California. He prides himself on offering some of the lowest rates nationwide and makes the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Elk Grove area. Whether you are first time home buyer, purchasing your dream home etc.
Anew Lending Mortgage is a leading residential mortgage lender, licensed by the U.S. Department of Housing and Urban Development (HUD), that provides homebuyers and our commercial customers mortgages. Anew Lending Mortgage was founded with the primary desire to address the needs of customers for faster, easier access to mortgage loans.
Spartan offers a wide variety of real estate financing solutions. We can arrange almost any type of real estate secured loan in California. Conforming, non-conforming, residential, apartments, commercial, land, credit qualified, recent bankruptcy or even presently in bankruptcy.
When you need a mortgage that meets your Goals, Rafael will help you understand the mortgage process. Make a smart financial decision with your next mortgage. Since October 2019, Rafael Have been working. Rafael is younger Spanish speaking Person. Rafael’s educational background is in database management.
My name is Michael and I am so glad you clicked on my Yelp page. I would like nothing more than to earn your business and your trust and I hope your visit here will encourage you to reach out to me, even if you just have a simple mortgage or real estate question that you would like to ask.
"I am a Direct Lender as well as a Mortgage Broker,
and as a result, have Great Home Loan Programs,
Low Interest Rates and Fast Turn Times. Many people when financing a home do not take the time to understand the lender’s fees because they are shopping for the “Best Rate”. Sometimes the “Best Rate” is at a cost to the borrower. "
West Coast Mortgage Group (WCMTG) is a leading Direct Lender, with resources that take our customers home buying experience to the next level. Headquartered in Sacramento, CA, WCMTG offers a full variety of quality refinance and purchase home loans, including FHA (Federal Housing Administration).
Exchange Bank has had only nine presidents in its long history. Father and son Manville Doyle and Frank Doyle co–founded the Bank in 1890. Frank Doyle served as President until 1948. Our third and fourth presidents, Charles Reinking and Andrew Shepard presided over a time of expansion and banking innovation.
Team Anil Bembey This client first philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently.
