FHA Vs. USDA loan program for Alamo, Contra Costa County, California

In 2025, USDA loan limit in Alamo, county of Contra Costa, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Alamo, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(949) 202-4100 372 miles Lender's profile and map Reviews First Foundation Inc 18101 Von Karman Avenue, 7th Floor, Irvine, CA, 92612 First Foundation Inc. (NASDAQ: FFWM) and its subsidiaries offer personal banking, business banking, and private wealth management services, including investment, trust, insurance, and philanthropy services. This comprehensive platform of financial services is designed to help clients at any stage in their financial journey.
(855) 959-4500 372 miles Lender's profile and map Reviews Mission Loans, LLC 19500 Jamboree, Suite 300, Irvine, CA, 92612 Whether you’ve been dreaming of buying your first home with your young family or of diversifying your investment portfolio with real estate, you’re in the right place. Mission Loans is a leader in homeownership, & it’s our primary goal to make your dreams a reality. With us, you get a range of diverse loan options from experienced lenders who
(949) 222-9188 372 miles Lender's profile and map Reviews Diversified Mortgage Co. 2081 Business Center Drive, Suite 155, Irvine, CA, 92612 DMC Inc. / Diversified Mortgage Co. is a duly licensed California Real Estate brokerage firm, licensed by the California Department of Real Estate, Lic. #01085780, and is also an associate member of the California Mortgage Association and we are in good standing with the Better Business Bureau (BBB). NMLS License #336445
(866) 986-0058 372 miles Lender's profile and map Reviews Excellent Solutions 2600 Michelson Drive, Suite 920, Irvine, CA, 92612 Excellent Solutions customizes short term, non-conventional loans. In doing so we require minimal paperwork to close a loan and also Excellent Solutions is the lending arm of Excellent Capital, a Southern California family office with deep expertise in real estate backed loans for acquisitions, fix-and-flip, refinance, development
(888) 363-4272 372 miles Lender's profile and map Reviews Pacific Financial 18401 Von Karman Avenue, Suite 430, Irvine, CA, 92612 Pacific Financial is a dedicated team of mortgage professionals determined and driven to provide our customers with excellent service throughout their experience Home Mortgage Solutions. By utilizing our knowledge of the mortgage banking industry, we will assist our customers in any way possible to ensure their complete satisfaction.
(844) 959-0081 372 miles Lender's profile and map Reviews LendBee 18881 Von Karman Ave, Suite 1000, Irvine, CA, 92612 LendBee is a direct lender offering a wide range of products from home equity lines of credit, traditional loans and even options tailored towards self-employed and low credit borrowers. We pride ourselves in understanding the unique needs of our customers to provide the best possible value while exceeding expectations.
(800) 208-5513 372 miles Lender's profile and map Reviews National Mortgage Group 19200 Von Karman Ave, Suite 400, Irvine, CA, 92612 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(800) 597-4101 372 miles Lender's profile and map Reviews Impac Companies 19500 Jamboree Rd, Suite 200, Irvine, CA, 92612 Founded in 1995, Impac Mortgage Holdings, Inc. (IMH) is a publicly traded company that, through its subsidiaries, offers a wide range of integrated consumer and business services within the mortgage and real estate marketplaces. With an average of more than 25 years of experience within the mortgage industry.
(626) 483-6576 372 miles Lender's profile and map Reviews BHH Affiliates, LLC 18500 Von Karman Ave, Suite 400, Irvine, CA, 92612 Berkshire Hathaway HomeServices is a brand-new real estate brokerage franchisee network built for a new era in residential real estate. The brand, among the few organizations entrusted to use the world-renowned Berkshire Hathaway name, brings to the real estate market a definitive mark of stability, strength, quality and innovation.
(800) 607-8484 372 miles Lender's profile and map Reviews Panamerican Mortgage 2102 Business Center Drive, Suite 130, Irvine, CA, 92612 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.