In the year 2026, the USDA loan limit for Alamo, situated in Contra Costa county, CA, is $776,600, whereas the FHA limit for a single-family dwelling is set at $1,089,300. These thresholds indicate the maximum amount homebuyers can borrow when securing loans under these programs.
Leverage the Lendersa® USDA loan calculator to thoroughly compare the leading rates of USDA versus FHA loans available today. This tool will help you determine necessary factors like income, credit score, financial reserves, and the range of documents needed to qualify. Our state-of-the-art mortgage calculator enables you to view USDA, FHA, Conforming, and VA loan options side by side, supporting a well-informed decision regarding which plan suits your financial situation best, particularly if you're residing in
Explore and compare a wide array of loan offers from 100 lenders
| Loan Type | Maximum Loan Limit | Down Payment Requirement |
| USDA | $776,600 | 0% |
| FHA | $1,089,300 | 3.5% |
| Conventional Conforming | $1,089,300 | 3% |
The mission of Lendersa® is to provide you with the fastest and most hassle-free access to the best possible USDA or FHA loans. You can choose from one of three initial options, each set on connecting you with the most compatible lenders and USDA loan programs tailored to your needs.
The USDA home loan, secured by the U.S. Department of Agriculture and also termed as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. A distinctive feature is its requirement for no down payment, in contrast to FHA loans, which mandate a minimum of 3.5% as a down payment. This enables greater accessibility for those buying homes in rural communities.
Enter your location to find out if it qualifies for USDA rural housing loan?
Alamo Lenders |
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
