In the year 2025, the USDA loan limit for Alamo, situated in Contra Costa county, CA, is $776,600, whereas the FHA limit for a single-family dwelling is set at $1,089,300. These thresholds indicate the maximum amount homebuyers can borrow when securing loans under these programs.
Leverage the Lendersa® USDA loan calculator to thoroughly compare the leading rates of USDA versus FHA loans available today. This tool will help you determine necessary factors like income, credit score, financial reserves, and the range of documents needed to qualify. Our state-of-the-art mortgage calculator enables you to view USDA, FHA, Conforming, and VA loan options side by side, supporting a well-informed decision regarding which plan suits your financial situation best, particularly if you're residing in .
2025 Loan Limits and Down Payment Requirements in Alamo, Contra Costa, CA
Loan Type
Maximum Loan Limit
Down Payment Requirement
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Alamo, CA
The mission of Lendersa® is to provide you with the fastest and most hassle-free access to the best possible USDA or FHA loans. You can choose from one of three initial options, each set on connecting you with the most compatible lenders and USDA loan programs tailored to your needs.
The USDA home loan, secured by the U.S. Department of Agriculture and also termed as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. A distinctive feature is its requirement for no down payment, in contrast to FHA loans, which mandate a minimum of 3.5% as a down payment. This enables greater accessibility for those buying homes in rural communities.
11 Capital Finance, LLC is one of the largest full service commercial loan brokerages in the United States. We are the conduit to hundreds of billions of dollars annually. Our specialty is commercial real estate lending from $100k to over $100million+. We consider all property types and credit profiles.
We are a not-for-profit federally chartered and insured financial institution. Not-for-profit means that there are no outside investors and our Board of Directors is elected by the membership. They donate their time and expertise to serve you, the member. Further, all the credit union’s earnings are returned to you, our member-owner.
Putnam 1st Mercantile is one of only two banks that is both locally owned & operated in Putnam County. The bank was organized by a group of Putnam County residents looking for a true community bank. The organizers wanted a bank where customers could still be treated like family and were they could interact with someone capable of making a decision.
At Skyway Financial, LLC. We are a full-service mortgage company. We specialize in Conventional Refinance and Home Purchases. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
"We offer hundreds of loan programs and mortgage choices to our customers,
but our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive.
Whether you dream of buying your first home, refinancing your current mortgage or consolidating debt, our highly experienced team of mortgage professionals will work with you to find the best loan program to fit your budget and your needs. Seagrave Mortgage officers and refinance experts
Citizens Bank of Cumberland County is a locally owned & operated bank founded in 2000 in Burkesville Kentucky. The first directors of the bank were: Joe David Brown, James Long, Todd Morgan, Richard Neikirk, Dr. Samuel Rice, Carol Ann Sells and David Spears. The founders converted a gas station/car wash into a beautifully functional bank facility.
Trulend Mortgage is a residential mortgage lender located in Daphne, serving south Alabama communities including Bay Minette, Spanish Fort, Fairhope, Foley, Gulf Shores, Loxley, Mobile, Orange Beach, Baldwin County, as well as, Pensacola, FL. Trulend Mortgage is an approved Lender in Alabama #22567 and Florida MBR3074.
The Sunset by Midtown Mortgage Broker’s Mission is to offer the best in client service. We consistently deliver excellence in the competitive marketplace for mortgages:
To be the first choice for clients interested in FHA, VA, USDA, Conventional Lending Programs & Reverse Mortgages.
United Citizens Bank, customer service is our first priority. Our friendly, knowledgeable staff will stop at nothing to provide you with courteous service and a great banking experience and also UCB was founded on the solid banking principles of providing the products and services needed by the people and businesses in our communities and providing
