USDA Vs. FHA Pro and Con comparison in Cambrian-Park, Santa Clara County, CA
In 2025, the USDA loan limit for Cambrian-Park, Santa Clara, CA is $657,900, while the FHA limit for a single-family home reaches $822,375.
Utilize the Lendersa® USDA loan calculator to compare current USDA versus FHA best rates. Discover the income, credit requirements, reserves, and documentation necessary to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to help decide the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Cambrian-Park, Santa Clara, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Explore USDA and FHA Loan Options in Cambrian-Park, CA
Lendersa® aims to connect you with optimal USDA or FHA loans quickly and with ease. Choose one of three starting options to find matching lenders and explore USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. Available exclusively in rural areas, it differs from FHA loans by requiring no down payment, compared to FHA's minimum 3.5% down payment.
First Financial Credit Union was formed in 1937 by 10 members of the telephone company here in New Mexico. In the early 80s, the breakup of the Bell System occurred. With the breakup came a period of downsizing in the state. At this point, First Financial chose to pursue additional fields of membership so as to not be impacted by the changes.
New Mexico Reverse Mortgage is located in the North Valley of Albuquerque, NM on 4th Street just 2 blocks North of Montano. The relationship and trust that is built throughout the loan application process continues after the loan has closed. Know that you and your family can rely on us to assist and give professional advice long into the future.
Freedom Bank thrives on community involvement and is built on a foundation of trust. Don Bennett, President of Freedom Bank in Columbia Falls, is no stranger to building from the ground up. Freedom Bank, which Bennett founded in April 2005, began in his basement. For the first year, the bank operated out of an old 980-square-foot trailer.
320 Gold Ave SW, Suite 100, Albuquerque, NM, 87102
We offer our employees unlimited opportunities for career development, growth and the ability to contribute to the vitality of your community. Our clients choose to bank with us because of our robust product offerings, high-touch service, and commitment and impact in our communities.
Homewise has been helping people achieve their homeownership goals. We do this by focusing on our customers and placing their long-term financial wellbeing as the highest priority. We share in our customers’ challenges and successes, using those experiences to build a better way to buy a home.
The Loan Fund is a nonprofit organization that has helped hundreds of financially underserved small businesses & nonprofits across New Mexico to start, grow and thrive. Our clients are typically unable access credit through banks or credit unions. The Loan Fund is a 501(c)(3) nonprofit organization that is certified by the US Treasury Department.
We are one of the only few locally owned mortgage brokers in New Mexico. We are passionate over our clients, to us, it’s more than just buying a house, it’s a home, where lasting memories will be made. Our goal and motto is to turn our clients into friends and neighbors with our service, care and expertise.
RG BANK is a superior financial institution, member-owned, professionally managed, renowned for outstanding service delivered with integrity. RG BANK serves our customers and communities with commitment and pride helping to foster their achievements and success. RG BANK is a leader with the vision to welcome change and the insight to provide.
8220 San Pedro Drive NE, Suite 200, Albuquerque, NM, 87113
Century Bank was established in the Great State of New Mexico in 1887. Century Bank is a state chartered and locally owned, full service community bank.
Century Bank is proud to support New Mexico's financial needs including: commercial loans, mortgage loans, consumer loans, deposit products, wealth management
5501 Eagle Rock Ave NE, Bldg B, Albuquerque, NM, 87113
Indigo Mortgage is committed to an ethical process throughout all aspects of any mortgage loan transaction. We strive to treat each & every borrower with respect & we never forget that there are real people making real decisions.Indigo Mortgage understands that the needs of the client always come before the need of profits.
