USDA and FHA Pro and Con in Monte-Sereno, Santa Clara County, CA
As of 2025, the USDA loan cap in Monte-Sereno, located in Santa Clara county, CA, is $657,900. By contrast, the FHA limit for a single-family residence is $822,375.
Employ the Lendersa® USDA loan calculator to evaluate current USDA versus FHA rates. This tool allows you to find out the income, credit score, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans in a comparative layout, assisting you in selecting the optimal plan for your specific financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Monte-Sereno, Santa Clara, CA
Loan Type
Maximum Loan Amount
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Opportunities in Monte-Sereno, CA
The aim at Lendersa® is to secure the most advantageous USDA or FHA loan for you quickly and with ease. Choose one of three starting options that align you with suitable lenders and USDA loan schemes.
A USDA mortgage is a government-backed loan facilitated by the Department of Agriculture, often referred to as a USDA rural development mortgage or USDA mortgage. It's available exclusively in rural areas. In contrast to FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.
NEXHome Lending Offers a wide array of programs and options to meet your Home Financing needs. With over 30 years of experience in all facets of Residential Home Lending you can be assured of great advice and service Jim Van Buskirk is President of the NEXHome Lending A Mortgage Company
We are a Colorado mortgage company approved in multiple states to originate home loan programs like mortgage refinancing, home purchase and home equity mortgages. We recognize the importance of a long term relationship and to help foster such a relationship, we provide our customers with a “Low Rate Guarantee.
3801 East Florida Avenue, Suite 630, Denver, CO, 80210
We are a full service residential first mortgage lender offering solutions custom tailored to the individual needs of a borrower. We pride ourselves on personal service and we are ready to create your custom mortgage solution today. We are experienced in dealing with the borrower and realtor through every step of the process to ensure
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
9457 South Universlty Blvd, Suite 120, Highlands Ranch, CO, 80126
FCF Services Inc. (dba First Choice Financial Services Inc.) has been in the Mortage and Real Estate industry for over 17 years. With thousands of closings of purchase loans, refinances, debt consolidation and Home Equity loans we know how to get loans closed. We pride ourselves on knowledge and customer service skills to make this an easy
"Table Mountain Mortgage is a Colorado owned mortgage company established in 2001. Our goal is to provide our clients with the support and personal attention they deserve.
We are a full service, licensed company that specializes in all your mortgage needs. Greg Sutherland, President of Table Mountain Mortgage worked"
Westerra Credit Union has a startup agile mentality with rich 85-year history. At nearly $1.7 billion in assets we are taking the opportunity to lean into new technology and improve member access to financial services. We are implementing new products and adjusting others so that we can effectively meet both the big life events
3200 Cherry Creek S Dr, Suite 200, Denver, CO, 80209
Montegra Capital Resources has served as Colorado’s premier hard money lender, developing a reputation as a trusted source for hard money and bridge loans in Colorado and the Rocky Mountain Region. Montegra is a direct hard money lender, not a loan broker, and as such has complete control over the funds issued and the decisions made.
North Point Financial Inc are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
RP Mortgage, Ltd. offers Jumbo, Super Jumbo, Conventional, Home Equity Loans, Home Equity Lines of Credit, FHA, and VA financing. Our rates are some of the most competitive in Colorado. Whether you are looking to refinance or purchase your new home entrust RP Mortgage, Ltd. to handle this important financial decision
Red Door Mortgage is a hand-picked team of highly respectable experienced Mortgage Loan Originators coming together to work for you. Our experience and dedicated professionalism ensure our clients have an exceptional mortgage experience they expect from Red Door Mortgage. Our decades of experience in the unique world of Mortgages positions us.
