USDA Loan Vs. FHA loan pro & con for Los-Gatos, Santa Clara County, CA

In 2024, USDA loan limit in Los-Gatos, county of Santa Clara, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Los-Gatos, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(212) 967-7425 https://www.mynycb.com/ 2575 miles Lender's profile and map Reviews New York Community Bank 615 Merrick Ave, Westbury, NY, 11590 New York Community Bank serves customers through branches encompassing eight divisions: Queens County Savings Bank, Roslyn Savings Bank, Richmond County Savings Bank, Roosevelt Savings Bank, and Atlantic Bank in New York; Garden State Community Bank in New Jersey; Ohio Savings Bank in Ohio; and AmTrust Bank in Florida and Arizona.
(877) 372-4428 http://www.mfmbankers.com 2575 miles Lender's profile and map Reviews Meadowbrook Financial Mortgage Bankers Corp. 1600 Stewart Ave, Suite 701, Westbury, NY, 11590 Meadowbrook Mortgage Bankers is an established Mortgage Banker with over 50 years of management experience. Meadowbrook is an FHA, Fannie Mae, Freddie Mac, and VA Direct Endorsed Lender. We are licensed throughout the East Coast and growing; to fulfill our vision of becoming a nation-wide lender.
(800) 964-5363 https://mortgagecorp.com/ 2575 miles Lender's profile and map Reviews Mid-Island Mortgage Corp 900 Merchants Concourse Suite #112, Westbury, NY, 11590 Mid-Island Mortgage Corp. our borrowers never settle for just any home, any rate, or typical service. They expect the best and they get the best! This customer-centric culture stems from our 55 year heritage. We believe that our value proposition goes well beyond "the lowest rate" and, since we are highly competitive with our rates
516-535-0015 https://acrescap.com/ 2575 miles Lender's profile and map Reviews ACRES Capital 865 Merrick Ave. 2nd Floor S., Westbury, NY, 11590 ACRES fills the considerable capital gap for operators by focusing on commercial real estate investments that are overlooked by traditional lenders. We specialize in short-term debt investments from $10 million to $80 million nationwide, providing a variety of capital solutions to our clients with properties in primary and secondary markets nationw
(516) 408-7300 http://cliffcomortgage.com/ 2575 miles Lender's profile and map Reviews Cliffco Mortgage Bankers 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY, 11553 Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process.
(516) 506-4200 http://www.arbor.com/contact-us/ 2575 miles Lender's profile and map Reviews Arbor Realty Trust 333 Earle Ovington Boulevard, Suite 900, Uniondale, NY, 11553 Arbor is not just another commercial and multifamily lender, but your financial partner that personally works with you to customize the right loan solution. Arbor Realty Trust, Inc. has helped multifamily and commercial real estate clients achieve their financial goals by focusing on growing long-term relationships and conducting business.
(877) 226-5873 https://www.flushingbank.com/ 2575 miles Lender's profile and map Reviews Flushing Bank 260e Rxr Plaza, Uniondale, NY, 11556 Flushing Bank serves consumers, businesses, professionals, corporate clients, and public entities by offering a full complement of deposit, loan, equipment finance, and cash management services through its banking offices located in Queens, Brooklyn, Manhattan, Nassau County and Suffolk County.
(413) 243-0117 https://www.leebank.com/ 2576 miles Lender's profile and map Reviews Lee Bank 75 Park Street, Lee, MA, 01238 Lee Bank Our vision is to remain an independent full service bank, provide premier financial services, and deliver a level of customer service that is superior to any other business you may deal with. Because of our independence, we make all our decisions locally, and offer flexible products and services to meet your specific needs
(888) 496-7009 https://www.msamortgage.com/ 2576 miles Lender's profile and map Reviews MSA Mortgage, LLC 18 Mad River Green, Waitsfield, VT, 05673 The MSA Mortgage Team is committed to providing clients with high quality experience combined with low mortgage rates. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage bankers can help make your dreams come true.
(203) 656-3500 http://www.drbank.com/ 2576 miles Lender's profile and map Reviews DR Bank 1001 Post Rd, Darien, CT, 06820 DR Bank offers the same customer service and attentiveness of a community bank with the financial services and technology of a larger bank. Whether you’re stopping by or banking on-the-go, our team of experts is here to help.We are committed to long-term relationships and offer the conveniences and financial services you expect from a larger bank.
(914) 393-4509 https://www.rfacapitalcorp.com/ 2576 miles Lender's profile and map Reviews RFA Capital Corp 1921 Boston Post Rd., Darien, CT, 06820 Our Mission is to provide unparalleled service and expertise to each of our borrowers. We will put honesty and integrity first and foremost in every transaction. We will do our best to help our clients achieve their dreams and aspirations in real estate. Robert F. Alberga, Founder at RFA Capital Corp.