USDA Vs. FHA Pro and Con comparison in Campbell, Santa Clara County, CA
In 2026, the USDA loan limit in Campbell, located in Santa Clara County, CA, is $626,500. For a single-family home, the FHA limit is $805,000.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA vs. FHA rates available today, and determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program suited to your financial needs, particularly in .
Loan Limits and Downpayment Requirements for 2026 in Campbell, Santa Clara, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA Loan Options in Campbell, CA
Lendersa® is committed to securing the best possible USDA or FHA loans for you swiftly and effortlessly. Choose one of three pathways to connect with matching lenders and access USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and exclusively available in rural areas. Differing from FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans require no down payment whatsoever.
Just 4 You Home Loans L.L.C. is located in Georgetown, KY, United States and is part of the Activities Related to Credit Intermediation Industry. Just 4 You Home Loans L.L.C. has 4 total employees across all of its locations and generates $357, 777 in sales (USD). (Employees and Sales figures are modelled).
Farmers & Merchants Bank was founded in 1923 by a small group of Miamisburg business professionals whose philosophy was to establish a financial institution to provide basic banking services in a friendly and courteous manner. Its market was the residents and the small businesses who were often ignored by the area's larger banks.
River Valley Credit Union has been serving the Greater Miami Valley region for 70 years with state-of-the-art banking & loan services. As a community-chartered credit union, membership is open to anyone in Southwest Ohio who lives, works or attends school in one of these counties: Montgomery, Greene, Butler, Warren, Preble, Clark or Miami.
Peoples Federal Savings and Loan Association has participated with pride in the agricultural, commercial, and industrial development that has graced Shelby County and shaped the destiny of its residents. and that time, the only two services we were allowed to provide were mortgage loans and savings accounts.
Southern States Bank, The Common Sense Bank, is a true community bank that understands the value of providing our customers with the very best in banking products & services. Our seasoned banking professionals are local people you know & trust, committed to our mission of giving you the personal attention & service you should expect from your bank.
At NobleBank, we are committed to providing the highest quality banking services with a friendly, family-oriented approach that helps both families and businesses in Central Alabama. It’s simple to open or switch your accounts to NobleBank, and our local bankers simplify the process by helping every step of the way.
Western Ohio Mortgage Corp. is a community lender that has been serving customers since 1999. Western Ohio Mortgage has offices located in Sidney, Lima, Mason, and Lebanon Ohio. We also serve Kentucky from offices in Florence and Lexington Kentucky.At Western Ohio Mortgage, our mission is to set a high standard in the mortgage industry.
Abbey Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937, our members have experienced the meaning of belonging to a financial institution that cares about its community.Credit Union invites you & your family to join us in establishing a unified, financially sound society. Since 1937
