USDA Vs. FHA Pro and Con comparison in Campbell, Santa Clara County, CA
In 2025, the USDA loan limit in Campbell, located in Santa Clara County, CA, is $626,500. For a single-family home, the FHA limit is $805,000.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA vs. FHA rates available today, and determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program suited to your financial needs, particularly in .
Loan Limits and Downpayment Requirements for 2025 in Campbell, Santa Clara, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA Loan Options in Campbell, CA
Lendersa® is committed to securing the best possible USDA or FHA loans for you swiftly and effortlessly. Choose one of three pathways to connect with matching lenders and access USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and exclusively available in rural areas. Differing from FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans require no down payment whatsoever.
10146 West San Juan Way, Unit 100, Littleton, CO, 80127
Fit Lending, we are the ideal choice for a homebuyer in Colorado. We offer low mortgage rates, fast closings and one-on-one personalized service. With our streamlined mortgage approval process, we will close your purchase transactions as quickly as possible and keep you and your realtor updated throughout the process.
At Complete Funding Financial Services, where we specialize in residential mortgages. At Complete Funding Financial Services, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants.
Profile Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different. Diann and Eric have been helping customers secure and manage their home loans for over 40 years. We offer quality loan products, delivered with excellent service, at a great price.
Based in Littleton, Colorado since 2002, Pivot Lending Group has always prided itself on being a Trusted and Collaborative mortgage lender. You will trust that your transaction is handled with the utmost care and with collaborative partnerships to produce options you want. We offer all home mortgage loans, including FHA, VA, USDA and Conventional.
"At StagePoint we are working for you to point the way to a better financial future at each critical stage of your life.
Since 1935, StagePoint has been here for hard-working Americans who want a better future. As a trusted financial partner, we know your life has many stages. At each critical stage, our team understands your needs"
The Mortgage Source, Inc. is licensed with experienced professionals available to guide you through the homebuying or refinancing process. It is our mission to provide prompt, professional, and courteous service from start to finish. We will continue to support you even after closing on your home.
4845 Pearl East Circle Suite 101, Boulder, CO, 80301
The search for commercial real estate is one of the biggest challenges many businesses face when expanding or starting anew. At Dynamic Alternative Finance, we offer tailored commercial property loan solutions to help you secure the financing you need. With our innovative approach to sourcing financing options, we’ve helped numerous businesses obta
At Neat Capital, our first priority is delivering an excellent client experience across the entire home financing and real estate transaction. That’s why we work alongside borrowers, real estate agents, wealth managers, moving companies, builders, and corporations in the quest to create a seamless home financing process.
