USDA Vs. FHA your options comparison in Campbell, Santa Clara County, CA
In 2026, the USDA loan limit in Campbell, located in Santa Clara County, CA, is $626,500. For a single-family home, the FHA limit is $805,000.
Utilize the Lendersa® USDA loan calculator to evaluate the most competitive USDA vs. FHA rates available today, and determine the necessary income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program suited to your financial needs, particularly in .
Loan Limits and Downpayment Requirements for 2026 in Campbell, Santa Clara, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA Loan Options in Campbell, CA
Lendersa® is committed to securing the best possible USDA or FHA loans for you swiftly and effortlessly. Choose one of three pathways to connect with matching lenders and access USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and exclusively available in rural areas. Differing from FHA loans, which require a minimum 3.5% down payment, USDA mortgage loans require no down payment whatsoever.
220 South 200 East, Suite 200, Salt Lake City, UT, 84111
Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab
111 East Broadway Suite 390, Salt Lake City, UT, 84111
Founded in 2004, Actium is a holding company making equity and debt investments in a range of industries and real estate projects to achieve a superior return on its capital while preserving a margin of safety. Actium Partners focuses on companies that work within established, non-high tech areas of business.
2100 Pleasant Grove Blvd. #285, Pleasant Grove, UT, 84062
At Silverview Capital we pride ourselves on being fast and nimble so we can get to the essence of lending: the collateral and exit strategy. We don't bother ourselves with unnecessary due diligence because we understand speed can be the difference between closing a deal and opportunity slipping away.
Hi-Land Credit Union in Murray we’re happy to reliably fulfill the community’s need for a wide range of financial services. This includes free checking, auto, home improvement loans, and most other banking services. Over the years we’ve developed a solid track record of personalized, friendly, and dependable customer care.
4685 South Highland Drive, Suite 105, Holladay, UT, 84117
We maintain a high level of communication with our clients and are constantly evolving with the mortgage industry in technology and policy. Our experience and understanding of the process makes for a smooth, efficient closing that our clients rave about time and again. Home Quest Lending, a local mortgage broker here to fund your purchase.
Our company focuses on educating first time home buyers, saving people money through refinances, giving people the opportunity for a better life through reverse mortgages, and above all education and transparency. We are a Utah Mortgage company. As a Mortgage Broker we are able to provide our clients with money at highly competitive rates.
1982 West Pleasant Grove Blvd, Suite K, Pleasant Grove, UT, 84062
Creekside Mortgage mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
