USDA VS FHA in Camp-Pendleton-North, San Diego County, CA

In 2025, the USDA loan limit in Camp-Pendleton-North, located in San Diego county, CA, is $615,000, whereas the FHA limit for a single-family home is $753,250.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. This helps determine the income, credit, reserves, and necessary documents for qualifications. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side. This comparison aids in choosing the most suitable program in Alabama for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Camp-Pendleton-North, San Diego County, CA

Loan Type Loan Limit Down Payment
USDA $615,000 0%
FHA $753,250 3.5%
Conventional Conforming $753,250 3%

Options for USDA and FHA Loans in Camp-Pendleton-North, CA

Lendersa® is dedicated to obtaining the best possible USDA or FHA loan for you swiftly and easily. Choose one of three starting options that find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. Available in rural areas exclusively, USDA loans require no down payment, unlike FHA loans that necessitate a down payment of at least 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Acadiana Medical Federal Credit Union
  • 702 St Landry Street, Lafayette, LA, 70506
  • Acadiana Medical Federal Credit Union membership is a great way to obtain many low-cost financial services. Establishing AMFCU membership means you will be opening a Savings Account (Regular Share Account) with a minimum deposit of $15 to open a regular share account. Once the account has been opened.
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  • Maple Federal Credit Union is here to celebrate with you when things are going well—but we’re also there for you when life happens. No matter where you are right now, we’re ready to meet you with fair, affordable loan rates and savings programs that can help you achieve your dreams and prepare for life’s unexpected turns.
  • 705 Federal Credit Union
  • 1455 West Willow Street, Lafayette, LA, 70506
  • 705 Federal Credit Union is opend since 1968. 705 Federal Credit Union is a not-for-profit financial institution. The credit union gives profit made back to those who belong through lower interest rates on loans, fewer fees, and higher dividends on savings accounts. Our members are made up of employees of various businesses within the Acadiana.
  • University of Louisiana Federal Credit Union
  • 805 Bertrand Drive, Lafayette, LA, 70506
  • Chartered in September 1958 University of Louisiana Federal Credit Union was formed by ten employees of Southwestern Louisiana Institute. These employees wanted to create a source of credit for members by pooling their savings to make loans at a low interest rate as well as offer other financial services for the economic well-being of members.
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  • 515 Guilbeau Road, Lafayette, LA, 70506
  • Since 1954, MERITUS ® Credit Union (formerly Lafayette Schools Credit Union) has been dedicated to providing the best value in banking. You can count on us for personal service and solutions that fit every stage of your life and financial goals. Our mission is Securing your future by delivering affordable financial solutions,
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  • 209 North Luke Street, Lafayette, LA, 70506
  • Central mortgage service inc founded in 1999 we've weathered many storms and changes in this industry. Constantly adapting, overcoming and adjusting to the ever changing lending programs and guidelines. Now more than ever, you need to deal with a tried and proven industry professional.
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  • 12500 Sherburne Ave SE, Becker, MN, 55308
  • We’re proud to be an independently owned community bank and of the vital role we have in the area we serve. From our owners to tellers, we all live, work, and invest in the local homes and businesses in these same communities. At Sherburne State Bank we pride ourselves on being well-rounded bankers who understand sales, underwriting.
  • Denver Savings Bank
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  • Denver Savings Bank remained a family-owned bank until 1999 when Paul and Robert Buenneke sold the bank to PSB Corporation, a bank holding company that also owns Peoples Savings Bank of Wellsburg. Dennis R. Brandt became the new bank president his experienced rapid growth, shooting from assets of twenty-eight million at the time of the sale
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  • Gulf Coast Bank is a locally-owned and operated full-service banking institution with 9 locations within Lafayette and Vermilion Parishes. Whether your financial needs are personal or business related, Gulf Coast Bank has the knowledge and products to serve you best. Gulf Coast Bank is known throughout Acadiana for our continued generous support.