USDA Vs. FHA your options comparison in Camp-Pendleton-North, San Diego County, CA

In 2025, the USDA loan limit in Camp-Pendleton-North, located in San Diego county, CA, is $615,000, whereas the FHA limit for a single-family home is $753,250.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. This helps determine the income, credit, reserves, and necessary documents for qualifications. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side. This comparison aids in choosing the most suitable program in Alabama for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Camp-Pendleton-North, San Diego County, CA

Loan Type Loan Limit Down Payment
USDA $615,000 0%
FHA $753,250 3.5%
Conventional Conforming $753,250 3%

Options for USDA and FHA Loans in Camp-Pendleton-North, CA

Lendersa® is dedicated to obtaining the best possible USDA or FHA loan for you swiftly and easily. Choose one of three starting options that find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. Available in rural areas exclusively, USDA loans require no down payment, unlike FHA loans that necessitate a down payment of at least 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AGM Financial Services Inc
  • 20 South Charles Street, Suite 1000, Baltimore, MD, 21201
  • AGM Financial Services, Inc. is a leading FHA Lender providing financing for both Market Rate and Affordable housing communities. AGM arranges federally insured mortgages for apartment projects under FHA’s MAP (Multifamily Accelerated Processing) program. AGM is also an approved Lender for FHA’s Low Income Housing Tax Credit Pilot Program
  • PSG Lending
  • 400 W. Franklin St., Suite 300, Baltimore, MD, 21201
  • PSG Lending was established in 2015 by an experienced team of mortgage banking professionals. With a focus on commercial bridge loan opportunities between $150,000 and $10,000,000, PSG Lending is a direct lender and capital partner. Our approach to lending is to build long term relationships by providing a transparent, reliable and swift process to
  • Rosedale Federal Savings & Loan Association
  • 6810 York Road, Baltimore, MD, 21212
  • Rosedale Federal has deep roots in the Baltimore area and we’re proud to be part of the communities we serve. Our purpose remains the same: to help our neighbors with everyday finances and affordable home loans. The bank is still a mutual association, owned by its depositors, not a group of investors and shareholders.
  • Annapolis First Mortgage, LLC
  • 1605 Race Street, Baltimore, MD, 21230
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending
  • Pink Elephant Mortgage INC
  • 1040 South East 19 Avenue, Homestead, FL, 33035
  • We are committed to providing the best mortgage rates and the absolute best customer service experience to each and every one of our customers. We love to make our customers dreams come through! Pink Elephant Mortgage is dedicated to make your dreams of owning a home a reality. We are also happy to help you refinance your home.
  • Post Office Credit Union of Maryland Inc
  • 900 East Fayette Street, Suite 606, Baltimore, MD, 21233
  • The Credit Union's original charter was filed in 1929, and its purpose remains the same today: a financial cooperative, organized solely for the promotion of thrift among its members by the accumulation of their savings in small amounts and the lending of such accumulations to its members for provident and productive purposes.
  • Magellan International Mortgage Corporation
  • 260 Crandon Blvd, Suite 9, Key Biscayne, FL, 33149
  • We closed our first loan in 1989 and from then on it has been a fantastic road in helping homeowners achieve their dreams of financing their property. Centrally located in Key Biscayne, Florida and servicing the whole South Florida area, we are partnered with the top Wholesale lenders in the country. Maria is the owner
  • Construction, Private, & Hard Money Lending - London Financial Company (LFC)
  • 965 Crandon Boulevard, Key Biscayne, FL, 33149
  • London Financial Company (LFC) our underwriting is flexible, individual, and tailored to your requirements. We have no hard and fast rules to determine the terms of your loan. Whether it be a construction or hard money/private equity loan, we pride ourselves on coming up with fair terms on a case-by-case basis.
  • MECU Credit Union
  • 1 South Street, Baltimore, MD, 21202
  • Our local Baltimore roots go back to 1936. From our humble beginnings to today, we have always put working families and their financial well-being at the center of everything we do. With better rates, free financial education and personal service, we are committed to improving the lives of our members and the communities we serve.
  • M&T Realty Capital Corporation
  • One Light Street, 12th Floor, Baltimore, MD, 21202
  • M&T Bank is a multi-state community-focused bank serving New York, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia and Washington, D.C. Founded in 1856, the company provides banking, investment, insurance and mortgage financial services to more than 3.6 million consumer, business and government clients.