USDA Vs. FHA Pro and Con comparison in Camp-Pendleton-North, San Diego County, CA

In 2025, the USDA loan limit in Camp-Pendleton-North, located in San Diego county, CA, is $615,000, whereas the FHA limit for a single-family home is $753,250.

Utilize the Lendersa® USDA loan calculator to contrast today's USDA and FHA rates. This helps determine the income, credit, reserves, and necessary documents for qualifications. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA programs side by side. This comparison aids in choosing the most suitable program in Alabama for your financial circumstances.

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2025 Loan Limits and Down Payment Requirements in Camp-Pendleton-North, San Diego County, CA

Loan Type Loan Limit Down Payment
USDA $615,000 0%
FHA $753,250 3.5%
Conventional Conforming $753,250 3%

Options for USDA and FHA Loans in Camp-Pendleton-North, CA

Lendersa® is dedicated to obtaining the best possible USDA or FHA loan for you swiftly and easily. Choose one of three starting options that find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan by the Department of Agriculture. Available in rural areas exclusively, USDA loans require no down payment, unlike FHA loans that necessitate a down payment of at least 3.5%.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Olympic Mortgage
  • 2190 Stokes Street, Suite 101, San Jose, CA, 95128
  • Olympic Mortgage was established in April of 1996 by its co-founders, Luis & Cielo Marengo. Together the Marengo family has been a pillar in the San Jose Real Estate Lending Community and have been involved in many community services such as, youth and high school sports coaching and management, PTA services.
  • RAM Capital Corporation
  • 1101 S. Winchester Blvd, Suite H-189, San Jose, CA, 95128
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Arcus Lending
  • 1245 S Winchester Blvd, Suite 209, San Jose, CA, 95128
  • We have been featured on NBC, CBS, FOX, ABC and several other media for our mortgage expertise. We have been named to 2017 Inc 500 list of fastest-growing private companies in America. In the same list, Arcus Lending was named the 3rd fastest growing mortgage company in the country.
  • Amiri, Amir
  • 5007 Grimsby Drive, San Jose, CA, 95130
  • Amir has years of experience as a general contractor, mortgage, and real estate broker. Considered a high-touch broker, Amir is also known for his extensive market knowledge and an unmatched level of passion that he brings to each project. Amir brings a vast amount of knowledge and passion to his work.
  • Rush Financial
  • 1430 Renown Drive, Tracy, CA, 95376
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Dream Home Real Estate & Home Loans
  • 68 East 11th Street, Suite 104, Tracy, CA, 95376
  • Dream Home Real Estate & Home Loans is a revolutionary innovator in the real estate industry. We have the Fastest Response Time and our Broker has been Voted The Best Real Estate Agent in Tracy by Tracy Press Readers 3 Years in a Row for 2012, 2013 and 2014. We strive to provide you with a pleasant and stress free Real Estate Transaction.
  • Heritage Bank of Commerce
  • 224 Airport Parkway, San Jose, CA, 95110
  • Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in Downtown San Jose. For over 25 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals.
  • Loan On Time
  • 1731 Technology Drive, Suite 590, San Jose, CA, 95110
  • We offer Home Mortgage, Equity Line, and FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales and listings! Contact us today for more details FHA Loan Services. We also have Real Estate Services, Specialize in Short Sales and Bank Own properties sales.
  • Alpine Financial
  • 2033 Gateway Place, Suite 500, San Jose, CA, 95110
  • Professional real estate broker with years of experience in helping my clients finding their dream homes and selling their homes. We also work with many lenders to offer varieties of loan programs which suits better to our clients's financial needs. We have been in the real estate services business for many successful years.
  • The Mortgage Outlet
  • 200 North Almaden Boulevard, Suite 200, San Jose, CA, 95110
  • "The Mortgage Outlet specializes in purchase and refinance loans for residential real estate, including owner occupied and investment properties. With a focus on excellent customer service, great attention to detail and a willingness to pursue all options available to each individual client,"