USDA and FHA Pro and Con in Temecula, Riverside County, CA
In 2025, USDA loan limit in Temecula, county of Riverside, CA is $460,000 while FHA limit is $644,000 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Temecula, county of Riverside, CA
Loan Type
Loan Limit
Down payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Temecula, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Our mission is to be the bank where “every customer comes back and brings a friend.
Over the years, we have grown to more than 24 branch offices in Tennessee and Northwest Georgia, while never losing focus on the customer. We remain attentive to the banking needs of our consumer, small business, and commercial banking customers.
Barot Capital, LLC Commercial Real Estate Loan Consultants
736 Market Street, Suite 318, Chattanooga, TN, 37402
BAROT Capital, LLC originates commercial real estate loans through an online standardized product driven platform. BAROT Capital is a full-service commercial real estate finance company providing all facets of financing including origination, placement, analysis and advisement. BAROT Capital extensive knowledge, experience.
555 Walnut Street, Suite 100, Chattanooga, TN, 37402
Trust Federal Credit Union is a federally chartered credit union with primary operations in Chattanooga, Tennessee. We service employees of Unum Corporation, Cigna Corporation and many smaller businesses. In addition, anyone who lives, works, worships or attends school in downtown Chattanooga may join.
Since 1981, we have stimulated economic development by providing innovative solutions that meet startup and existing businesses capital needs. Our capital solutions enable businesses to bring jobs, commercial goods and services, and community assets to communities that need them.
The Walker County Educators Federal Credit Union was established in 1971. Our field of membership consists of employees and immediate family members of the Walker County Board of Education and Georgia Northwestern Technical College and Our mission is to provide our members with the highest level of personal financial service
The Friendship State Bank is a thriving community bank in southeastern Indiana. We would love to answer your banking, insurance and investing-related questions, and help you better understand "how it all works." By the way, we're Members FDIC & EHL. Start the Friendship with your locally-owned community bank in Friendship
We are a Community Development Credit Union, dedicated to providing fair and affordable financial services and education for our members, particularly those not typically served by traditional financial institutions. We will help Kalamazoo grow by enriching our members, building partnerships and investing in our neighborhoods.
Kalsee Credit Union wants to be the preferred and trusted life long financial partner of our members. Our increased focus on exceptional member service will be the building block for Kalsee to deliver on our motto of: “Our Family Serving Yours” The actions and empowerment of our staff will increase the relationships we build.
Chattanooga First Federal Credit Union started out small with the sole ambition of serving employees of U.S. Pipe and Foundry and their families. Over time, we've expanded our membership base to others and now offer a comprehensive range of credit union services. Chattanooga First Federal Credit Union Established in 1961.
1500 Chestnut Street, Suite 102, Chattanooga, TN, 37408
Chattanooga Neighborhood Enterprise, Inc. was founded in 1986 to help improve the quality of life in Chattanooga by building strong, sustainable neighborhoods through the promotion and preservation of homeownership. CNE has helped over 4.000 Chattanooga residents purchase their first home.
