In 2025, the USDA loan limit for Temecula, located in Riverside County, CA, is $460,000, while the FHA limit for a single-family home is $644,000.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates and see what income, credit, reserves, and documentation are needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program for your financial scenario in .
2025 Loan Limits and Down Payment Needs in Temecula, Riverside County, CA
Loan Type
Loan Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Temecula, CA
Lendersa®'s mission is to quickly and effortlessly secure you the optimal USDA or FHA loan. Start by picking one of three possible options to find suitable lenders and USDA loan programs.
The USDA home loan, endorsed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, no down payment is needed with a USDA loan.
550 Congressional Blvd, Suite 115, Carmel, IN, 46033
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IMECO Federal Credit Union was organized in August l949 by 7 employees of Indiana & Michigan Electric Company. The credit union is a cooperative association organized in accordance with the Federal Credit Union Act and for the purpose of promoting thrift among it’s members and creating a source of credit for provident or productive purposes.
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Family Horizons was founded in 1954, when we received a credit union charter allowing us to serve the financial needs of Naval Avionics’ employees and their families. The original “branch” was located within the Naval Avionics facility, about a mile from where the current East 21st Street branch is located
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Our team remains true to our member promise: Providing Solutions for Your Financial Success. Just one look through our website and you’ll see that Honor Credit Union offers a full range of products and services, market-leading rates and various ways for you to access your money, easily and dependably.
