USDA and FHA Pro and Con in Temecula, Riverside County, CA
In 2025, the USDA loan limit for Temecula, located in Riverside County, CA, is $460,000, while the FHA limit for a single-family home is $644,000.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates and see what income, credit, reserves, and documentation are needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program for your financial scenario in .
2025 Loan Limits and Down Payment Needs in Temecula, Riverside County, CA
Loan Type
Loan Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Temecula, CA
Lendersa®'s mission is to quickly and effortlessly secure you the optimal USDA or FHA loan. Start by picking one of three possible options to find suitable lenders and USDA loan programs.
The USDA home loan, endorsed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, no down payment is needed with a USDA loan.
7887 E Belleview Ave, Suite 1100, Englewood, CO, 80111
Colorado Lending Team Whether you are a seasoned real estate investor or a first-time homebuyer, we know what it is like to apply for a mortgage and we strive hard never to forget that feeling. We’re excited for the opportunity to earn your trust by offering the right mortgage for your.
6075 South Quebec Street, Suite 100, Englewood, CO, 80111
CORE Finance Group our mission to provide comprehensive debt and equity solutions for consumers, realtors, real estate investors, business owners, real estate developers, and builders. We regard it as a privilege to serve our clients. Our primary priority is to ensure the satisfaction of our clients’ needs.
6436 South Racine Circle, Suite 114, Centennial, CO, 80111
Tri-State Mortgage began in 2003 by Frank Brock. Mr. Brock had worked in the the industry since 1991 and has worked for several small mortgage companies and larger firms such as: Countrywide, Key Bank and Lehman Brothers. The customer service provided by the big lenders prompted the creation of Tri-State Mortgage.
4950 South Yosemite Street, Suite F2-145, Greenwood Village, CO, 80111
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6300 South Syracuse, Suite 155, Centennial, CO, 80111
Oxford Mortgage, LLC offers a variety of loan programs to meet your needs. Our team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing another home, refinancing an outstanding loan, or consolidating debt.
6021 South Syracuse Way, Suite 305, Greenwood Village, CO, 80111
Professional Mortgage Source is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team of mortgage brokers can help.
5975 South Quebec Street, Suite 275, Englewood, CO, 80111
Money Max Mortgage Use our home loan calculator to estimate your mortgage payment, with taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan to calculate your mortgage payment breakdown, schedule, and more and also Deciding on the perfect house can be challenging. MoneyMax Mortgage Inc.
6436 South Racine Circle, Suite 117, Centennial, CO, 80111
We are a full service mortgage brokerage with our main office out of Orlando. We service all areas of Florida and specialize in purchase loans and refinances. We have a range of all loan products from down payment assistance to non QM jumbo financing. and We've been helping customers afford the home of their dreams for many years.
8400 East Crescent Parkway, Suite 600, Englewood, CO, 80111
Prime Mortgage, LLC is committed to making the mortgage loan application process SIMPLE. We listen, and take the time to understand your unique needs. By partnering with the top investors, we are able to provide a wide variety of loan solutions to meet your requirements. Over the last 20 years I have had the privilege of helping many people.
7887 East Belleview Avenue, Suite 1100, Denver, CO, 80111
OHn was founded out of the desire to bridge the gap between antiquated big banks and digital mortgage start-ups. Big Banks are typically slow, inconvenient and often unreliable. New digital mortgage start-ups lack the personal care, local expertise and product selection that is often necessary during the home buying process.
