In 2026, the USDA loan limit for Temecula, located in Riverside County, CA, is $460,000, while the FHA limit for a single-family home is $644,000.
Utilize the Lendersa® USDA loan calculator to compare today’s leading USDA versus FHA rates and see what income, credit, reserves, and documentation are needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best program for your financial scenario in .
2026 Loan Limits and Down Payment Needs in Temecula, Riverside County, CA
Loan Type
Loan Limit
Down Payment
USDA
$460,000
0%
FHA
$644,000
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Options in Temecula, CA
Lendersa®'s mission is to quickly and effortlessly secure you the optimal USDA or FHA loan. Start by picking one of three possible options to find suitable lenders and USDA loan programs.
The USDA home loan, endorsed by the government Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, no down payment is needed with a USDA loan.
The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
The mission of Wiremen’s Credit Union, Inc, is to help members gain personal financial success by providing and promoting financial services with benefits over those from other competitive sources and Wiremen’s Credit Union has grown to a $25 million financial institution, serving over 4, 300 members throughout the community.
On August 1, 2020, St. Columbkille Federal Credit Union merged with All Saints Federal Credit Union. There are now two branch locations to serve you: the St. Columbkille Branch in Parma and the St. Therese Branch in Garfield Heights. Our field of membership is open to employees and members of the Catholic Diocese of Cleveland
Our mission is to help people live frugally, save smarter and borrow for less. Like all credit unions, FFCCU is a not-for-profit, member-owned financial cooperative. Unlike some other financial institutions, our profits go right back to our members in the form of lower loan rates, higher interest on deposits and fewer, lower fees
Lafayette State Bank offers a variety of loans designed for personal and business purposes.
As your hometown bank, we still make our credit decisions right here at home. You are a valued customer, not just a number, and we do our best to tailor our loans to meet your individual needs.
CAMC Federal Credit Union has been open since 1977. It's the 15th largest credit union in West Virginia with assets totaling $81.04 Million and providing banking services to more than 5, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
Union Trades Federal Credit Union began in 1972 as the Plumbers & Steamfitters Federal Credit Union. The Credit Union was founded by union member, ""Bones Garrett"", with the help of 15 brother Pipefitters from Local 565.
In 2001, the credit union changed its name to Union Trades Federal Credit Union
One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
Mountain Heritage Federal Credit Union has been open since 1958. It's the 22nd largest credit union in West Virginia with assets totaling $48.94 Million and providing banking services to more than 8, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member gr
