USDA Loan Vs. FHA loan for San-Clemente, CA [ best of 2023]

In 2025, USDA loan limit in San-Clemente, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in San-Clemente, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(912) 275-7635 2102 miles Lender's profile and map Reviews Loan Velocity 4236 Norwich St, Brunswick, GA, 31520 veterans, Loan Velocity is a team of mortgage professionals with over one hundred years of combined experience. By integrating the ideals and principles from our military experiences, we strive to always give our clients our detailed attention while completing the mission at hand. Here at Loan Velocity, we believe that honesty and integrity
(727) 440-6848 2102 miles Lender's profile and map Reviews First Home Bank 700 Central Avenue, Saint Petersburg, FL, 33701 First Home Bank has been focused on being the premier bank of the Tampa Bay area. Headquartered in St. Petersburg, Florida, we’ve grown our independent community bank into a top nationwide SBA lender, with a nationwide team of more than 200 residential mortgage originators - but we never lose sight of our neighbors.
(727) 502-9400 2102 miles Lender's profile and map Reviews mitch cochran mortgage 735 Arlington Ave. N, Suite 104, Saint Petersburg, FL, 33701 Mitch Cochran has been helping people in the Tampa Bay area "Borrow Smart" for over 20 years. Mitch Cochran offers a wide range of mortgages, including fixed-rate, adjustable-rate, low down payment, and special-needs financing loans. We will take the time to learn about your financial situation, your dreams and goals,
(727) 537-0330 2102 miles Lender's profile and map Reviews Bison Financial Group 735 Arlington Avenue N, Suite 110, Saint Petersburg, FL, 33701 Bison Financial Group is an entrepreneurial firm advising real estate investors, developers and turn-around artists that buy, build, sell and finance commercial real estate. Bison has developed distinct expertise in the acquisition and finance of distressed properties with tremendous upside potential.
(727) 821-5518 2102 miles Lender's profile and map Reviews All American Mortgage Co 575 2nd Avenue South, Suite 204, Saint Petersburg, FL, 33701 At All American Mortgage, we believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations, and mortgages for self employed. Since our business is built primarily
(800) 453-7884 2102 miles Lender's profile and map Reviews Sun West Mortgage Company, Inc. 360 Central Ave Suite 800, Saint Petersburg, FL, 33701 Sun West Mortgage is a full service, mortgage banker established in 1980. The company's excellent service and fast turn-time has made Sun West a multi-billion dollar national originator.As a result, Sun West is a leader in offering a diverse set of products with low rates and excellent pricing.
727-877-5684 2102 miles Lender's profile and map Reviews Savvy Mortgage Lending 100 2nd Ave N, Suite 240, Saint Petersburg, FL, 33701 Savvy Mortgage professionals are standing by ready to give you the personal attention you deserve, to help you through every step of the process. We will make it as easy and as enjoyable as we possibly can. We want to see you starting to enjoy your new home as fast as possible and also Our business is based on uncompromised Value, Expertise.
(708) 288-7443 2102 miles Lender's profile and map Reviews Gateway Capital Mortgage 11 Beach Drive SE, Saint Petersburg, FL, 33701 Gateway Capital Mortgage Our goal is to provide you with highest levels of service while providing you with the lowest cost home loans. Gateway Capital Mortgage has been focused on keeping customers satisfied since day one, and has consistently maintained a 99% mortgage satisfaction level in all customer service areas
(888) 640-1092 2102 miles Lender's profile and map Reviews TCM Bank, National Association 3501 E Frontage Rd, Suite 200, Tampa, FL, 33607 TCM Bank, N.A., a subsidiary of ICBA Bancard, serves as a trusted advisor to community banks, helping build and strengthen customer relationships with a market competitive and fully branded consumer and business credit card agent program. Through our Total Card Management program.
(804) 214-6878 2102 miles Lender's profile and map Reviews DKC Lending LLC - Hard Money Lender 2541 N Dale Mabry Hwy, Suite 126, Tampa, FL, 33607 DKC Lending offers hard money lending services to real estate investors in Tampa & other Cities in Florida. We provide borrowers with personalized loan origination services and funding. DKC has a variety of funding sources, which allows us to match the borrowers’ hard money loan needs with the best source of funding for their deal.
(407) 392-4031 2102 miles Lender's profile and map Reviews 1st Florida Mortgage 2203 N. Lois Ave, Suite 1200, Tampa, FL, 33607 1ST FLORIDA MORTGAGE company as As a local Florida mortgage company, we have the flexibility to underwrite using common sense underwriting giving us the flexibility and efficiency unavailable to traditional mortgage brokers or local banks. Unlike many “online mortgage companies” who focus is primarily on rate and high pressure sales.