USDA Vs. FHA Pro and Con comparison in Carson, Los Angeles County, CA
For 2026, the USDA loan cap in Carson, within Los Angeles county, CA, is defined at $776,600. The FHA limit for a single-family home sits at $1,089,300.
Use Lendersa®'s USDA loan calculator to evaluate today's competitive USDA versus FHA rates, assessing necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options concurrently, assisting you in selecting the most suitable program in for your financial needs.
2026 Loan Limits and Down Payment Requirements in Carson, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
USDA and FHA Loan Choices in Carson, CA
The aim of Lendersa® is to effortlessly connect you with the best USDA or FHA loan options. Choose one of three starting strategies to find compatible lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is accessible exclusively in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgages require no down payment.
The Southern Credit Union has long established itself as a provider of numerous low-cost services.Profits are returned to the members in the form of higher dividend rates on savings, lower rates on loans, and in some cases, no fees at all.Credit Union has long established itself as a provider of numerous low-cost services.
500 W Lanier Ave, Suite 503, Fayetteville, GA, 30214
Georgia Mortgage Services, Inc has been putting the borrower first with low rates and superior service since 1988. We are structured as both a mortgage broker and a mortgage lender in order to offer as many available products at the best deals possible. Our strength is education as we believe that the more you understand the mortgage process
Piedmont Capital Lending provides short-term real estate secured loans for all types of commercial and residential use and all types of credit profiles. We provide speed and flexibility in financing that traditional banks cannot offer. Our loans are funded in-house, which means you get your money fast and at preferred rates.
Founded in Atlanta, Georgia in 1994 on 3 basic premises: (1) stellar customer service (2) a fiduciary relationship with the customer that had never existed before (3) eliminate closing costs. In order to accomplish these goals, Jon Shibley immersed himself in the intricacies of the mortgage business,
Since 1995 Piedmont Mortgage has been constantly innovating to provide you with the latest information and technology. Find out about our discounted rates for high credit scores, and loans with no points, origination or processing feesvating to provide you with the latest information and technology.
2575 Peachtree Road, Suite 302, Atlanta, GA, 30305
Atlanta Intown company offers the best mortgage tools available on the Internet. Count on us for easy and convenient online shopping for the best loan programs and the latest rates available. With the assistance of an experienced loan officer, you will be guided through the often challenging process of choosing the loan
3525 Piedmont Rd NE, 8 Piedmont Center, Suite 600, Atlanta, GA, 30305
"AmeriSave Mortgage Corporation, NMLS ID #1168, is one of the largest privately owned online mortgage lenders in the country, with strong consumer direct, traditional retail and Third Party Origination (TPO) channels.
AmeriSave.com was designed to make shopping for mortgages easy and straight forward."
2996 Grandview Ave. NE, Suite 305, Atlanta, GA, 30305
RateCapital is know that each customer has specific needs, so here at RateCapital, we strive to meet those specific needs with quality service and individual attention. We pride ourselves on our repeat customers which is a result of our level of service, rates and unbeatable, low closing costs.
**Unlock Your Financial Potential with CLARITY ONE RICH GROUP LLC**
**About Us**
Under expert leadership from Ezekiel Williams, CLARITY ONE RICH GROUP LLC focuses on personalized lending solutions, ensuring transparency and efficiency.
**Our Commitment**
We stand out by providing clarity in every transaction, making your financial aspiratio
