USDA Vs. FHA your options comparison in Willowbrook, Los Angeles County, CA

In 2025, USDA loan limit in Willowbrook, county of Los Angeles, CA is $776,600 while FHA limit is $1,089,300 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Willowbrook, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

USDA and FHA loan options in Willowbrook, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • New American Funding - Riverside
  • 14511 Myford Road, Suite 100, Tustin, CA, 92780
  • New American Funding is a family-owned business, dedicated to helping other families and individuals improve their quality of living. We’re a Fannie Mae, Freddie Mac, and Ginnie Mae direct lender, seller, and servicer, and even though we have thousands of employees, we’re a family.
  • Dove Financial
  • 14742 Plaza Dr, Ste 200, Tustin, CA, 92780
  • We are a mortgage broker with over 30 years experience in the mortgage lending industry, Dove Financial prides itself to be one of the few companies that specializes in Mobile Home Loans in California. We have a great selection of programs for mobile home loans and manufactured home financing in addition to Conventional Loan Programs.
  • Alta Capital Group
  • 17332 Irvine Blvd, Suite 235, Tustin, CA, 92780
  • Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management. Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
  • Equinox Home Financing
  • 17291 Irvine Blvd, Suite 400, Tustin, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing is the local leader when looked upon for home purchase, refinancing, or HECM loan needs.
  • Equinox Home Financing, Inc.
  • 17291 Irvine Blvd Suite 400, TUSTIN, CA, 92780
  • Equinox Home Financing, Inc. specializes in conventional and government loan programs as well programs for self employed business owners who have difficulty proving income. Equinox Home Financing, Inc. is a direct lender, mortgage broker, and private money lender licensed in AZ, CA, CO, FL, TX, PA, VA, and WA. CA BRE #01961837
  • Hanover Mortgage Company, DBA Hanover MC
  • 2522 Chambers Road, Tustin, CA, 92780
  • Hanover Mortgage Company, DBA Hanover MC, is your trusted partner in mortgage services, offering tailored financial solutions to meet diverse needs. With decades of expertise, our dedicated team, led by industry expert Jo-Ann Lapin, guides you through every step, ensuring you secure your dream home effortlessly. Reach out at 714 838 1474 or jfl@han
  • Alta Equities
  • 17332 Irvine Blvd, Ste 235, Tustin, CA, 92780
  • Alta Capital is a leading nationwide private lender specializing in hard money loans for fix and flip, new construction,bridge loans,trust deed investments and private capital management.Over the last 10 years Alta has grown into a key player in this highly specialized industry and continues to stay ahead of the curve through constant innovation.
  • First American Wholesale Lending Corp
  • 6303 Owensmouth Ave 10th Floor, Woodland Hills, CA, 91367
  • Founded in 2006, First American Wholesale Lending is the #1 lender with a diversified portfolio of mortgage products that can cater to any client’s needs. We work with any client, regardless of experience and loan closing occur in as fast 5 days. We have help thousands over the years. There is no deal we cannot fund.
  • Camino Real Mortgage Bankers
  • 707 North Maclay Ave, San Fernando, CA, 91340
  • Camino Real Mortgage Bankers is a mortgage bank with operations in one state. Camino Real Mortgage Bankers offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA and FHA 203(k) mortgages and We offer an experienced team of professionals paired with the best mortgage tools available on the Internet.
  • Loanbridge Funding
  • 21045 Erwin Street, Suite 1A, Woodland Hills, CA, 91367
  • At Loanbridge Funding, we believe in educating clients about their options and guiding them through the entire process. We take great pride in being our clients’ biggest advocate and works tirelessly to get them the best terms. Our experience allows us to properly present each client with their best options
  • LendwithAlex
  • 6200 Canoga Ave, Suite 103, Woodland Hills, CA, 91367
  • Whether you’re buying, selling, ReFinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.