USDA and FHA Pro and Con in West-Rancho-Dominguez, Los Angeles County, CA
For the year 2026, the maximum amount for USDA loans in West-Rancho-Dominguez, situated in the county of Los Angeles, CA, is $657,900. In comparison, the FHA loan cap is set at $822,375 for purchasing a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to assess and compare today's most competitive USDA and FHA loan rates. It also helps you understand the income levels, credit score requirements, financial reserves, and necessary documentation needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, thus enabling you to make informed decisions on which program in West-Rancho-Dominguez, suits your financial circumstances best.
2026 Loan Limitations and Downpayment Requirements in West-Rancho-Dominguez, County of Los Angeles, CA
Type of Loan
Max Loan Limit
Initial Payment Percentage
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Varieties of USDA and FHA Loan Choices in West-Rancho-Dominguez, CA
Lendersa® strives to achieve the best possible outcomes by securing a suitable USDA or FHA loan quickly for you, eliminating unnecessary hassle. You have the opportunity to choose between three initial pathways tailored to match you with the right lenders and USDA loan programs.
The USDA home loan is an option guaranteed by the U.S. Department of Agriculture, typically referred to as the USDA rural development loan or simply USDA mortgage. These loans are specifically available within rural communities. Contrasting with FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not require any initial down payment, thereby easing homeownership in rural locales.
Our dedicated platform ensures that you find the USDA or FHA loan best suited to your needs. Whether you're exploring options for the first time, or you've been through this process before, understanding each program's requirements and benefits is essential. With Lendersa®, you're not just comparing numbers; you're making plans for your future.
First Colony Bank of Florida is to improve and strengthen the Central Florida business community by effectively serving the financial needs of our clients; fostering a rewarding workplace that positively reinforces the efforts of our employees; & building a company that continuously strives to improve & create long-term value for our shareholders.
Gulf States Credit Union was established in 1960. It is a financial services cooperative, owned and operated by its members. This is what distinguishes the Credit Union from other financial institutions. Members put their money in various savings accounts, and that money, in turn, is lent out to members.
555 Winderley Place, Suite 300, Maitland, FL, 32751
CapSource is a full-service commercial mortgage broker tailored to provide capital resources, investment properties, and full-time real estate coaching to both seasoned and new investors. Our services ensure that our clientele receive industry leading rates and terms customized to your real estate investment needs.
495 N Keller Road, Suite 550B, Maitland, FL, 32751
Let Neal Communities Funding, LLC assist you with your dreams of new home ownership with knowledgeable customer service, too.
A Loan Consultant will work to pre-qualify you before your purchase agreement to ensure you are comfortable with your personal financing scenario.
We have a vast variety of program options available
529 Versailles Drive, Suite 101, Maitland, FL, 32751
At Main Street Mortgage Funding, LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. Also, the big banks have a limited number of lending options available
500 Winderley Place, Suite 100, Maitland, FL, 32751
You Have Realty is the real estate partner of the Under One Roof Team. Whether you are buying or selling, this program offers all the components necessary for a seamless real estate transaction. Attorney Justin Clark and his team of lawyers are available for consultation throughout every real estate transaction.
495 North Keller Road, Suite 550A, Maitland, FL, 32751
At Mattamy Home Funding, we believe home buyers deserve the best financing available. We have helped thousands of home buyers finance their homes in communities throughout the United States. Our mortgage team includes highly motivated and talented individuals. Every employee plays an important role in making a homeowner's financing
At Fidelity Funding, we know that each customer has specific needs such as first time home buyers, move-up buyers, and investors. As a direct lender, we offer a wide variety of loan products to meet this broad range of borrowers needs. We provide financing to FHA, VA, FNMA, FHLMC, USDA, and Construction Perm loans.
670 N. Orlando Avenue, Suite 101, Maitland, FL, 32751
Clifton Mortgage Services LLC is a Licensed Mortgage Lender, giving our clients the ability to obtain the best rates an terms in the market place with out the hassle of shopping with multiple banks. The overall strength of the Firm is derived by the quality, commitment, and expertise of its Executive Members
