USDA Loan Vs. FHA loan for West-Rancho-Dominguez, CA [Los Angeles County ]

For the year 2025, the maximum amount for USDA loans in West-Rancho-Dominguez, situated in the county of Los Angeles, CA, is $657,900. In comparison, the FHA loan cap is set at $822,375 for purchasing a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to assess and compare today's most competitive USDA and FHA loan rates. It also helps you understand the income levels, credit score requirements, financial reserves, and necessary documentation needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, thus enabling you to make informed decisions on which program in West-Rancho-Dominguez, suits your financial circumstances best.

Varieties of USDA and FHA Loan Choices in West-Rancho-Dominguez, CA

Lendersa® strives to achieve the best possible outcomes by securing a suitable USDA or FHA loan quickly for you, eliminating unnecessary hassle. You have the opportunity to choose between three initial pathways tailored to match you with the right lenders and USDA loan programs.

Lendersa results for USDA loan requests and matching

Defining the USDA Loan: Insights for CA

The USDA home loan is an option guaranteed by the U.S. Department of Agriculture, typically referred to as the USDA rural development loan or simply USDA mortgage. These loans are specifically available within rural communities. Contrasting with FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not require any initial down payment, thereby easing homeownership in rural locales.

Our dedicated platform ensures that you find the USDA or FHA loan best suited to your needs. Whether you're exploring options for the first time, or you've been through this process before, understanding each program's requirements and benefits is essential. With Lendersa®, you're not just comparing numbers; you're making plans for your future.

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(972) 937-4560 Lender's profile and map Reviews Ellis County Teachers & Employees Federal Credit Union 61 Northgate Drive, Waxahachie, TX, 75165 Ellis County Teachers & Employees Federal Credit Union, you’re a member, not a number. Our goal is to put our members first in all we do.We provide products and services that help the financial stability and economic growth for both our members and our community. As part of your community, we plan for the future to help individuals achieve.
$Mid-Tex Mortgage, LLC Logo$ (469) 855-9262 Lender's profile and map Reviews Mid-Tex Mortgage, LLC 130 Chieftain Drive, Suite 103, Waxahachie, TX, 75165 We have been originating mortgage loans for over 24 years here in the Dallas and Ellis County area. We pride ourselves on providing our customers with the perfect loan for their situation, good rates and personal service. We work diligently to make your lending experience a good one.
(918) 885-2161 Lender's profile and map Reviews First National Bank in Hominy 117 North Price, Hominy, OK, 74035 1st Bank in Hominy was founded on February 10, 1906 by the Mullendore and Edgington families. On April 26, 1911 the Bank of Commerce changed from a State Charter to a National Charter. In 1935 The National Bank of Commerce merged with the First National Bank & The National Bank of Commerce changed its name to The First National Bank in Hominy.
(469) 714-6062 Lender's profile and map Reviews Loan Java LLC 3130 North Shiloh Road, Garland, TX, 75044 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(512) 281-1500 Lender's profile and map Reviews Frontier Bank of Texas 1213 Highway 290, Elgin, TX, 78621 Frontier Bank of Texas started in June of 2007 when five area leaders realized the need for a local, independent bank of Bastrop County. They came together and created a vision for a community bank that offers superb customer service, sophisticated financial products, and local leadership.
(605) 384-3646 Lender's profile and map Reviews Commercial State Bank, of Wagner 204 S. Main Ave, Wagner, SD, 57380 We, at the Commercial State Bank, are dedicated to meeting the financial needs of our customers in and around the Wagner area by providing high quality and creative financial services through a skilled professional staff. We will accomplish our mission by remaining an independent community bank, focusing on our present and future customer needs.
(605) 384-5332 Lender's profile and map Reviews Fort Randall Federal Credit Union 231 Lake Street, Wagner, SD, 57380 In 1951 Ft. Randall Federal Credit Union was chartered to serve local federal employees of the Pickstown School District, and their immediate family members. Once a member of Ft. Randall Federal Credit Union, you can always be a member, even if you move out of field of membership!
(402) 448-2285 Lender's profile and map Reviews First Tri County Bank 105 Main St., Swanton, NE, 68445 We are your hometown community bank and our promise is to provide you with only the best customer service and products that meet your needs, not ours. We understand the needs of customers living in a rural community and continually strive to exceed your expectations and make your banking experience courteous and convenient.
(469) 931-8435 Lender's profile and map Reviews Anthony Bashton Mortgage Loans 311 S Jupiter Rd, Suite 110, Allen, TX, 75002 Anthony is a mortgage professional with more than 20 years in the business. He specializes in helping low and middle income families and individuals become home-owners. With dozens of home products at my disposal, I can help you find the mortgage that is perfect for your individual needs.