USDA Loan Vs. FHA loan for West-Rancho-Dominguez, CA 2025

For the year 2025, the maximum amount for USDA loans in West-Rancho-Dominguez, situated in the county of Los Angeles, CA, is $657,900. In comparison, the FHA loan cap is set at $822,375 for purchasing a single-family dwelling.

Utilize the Lendersa® USDA loan calculator to assess and compare today's most competitive USDA and FHA loan rates. It also helps you understand the income levels, credit score requirements, financial reserves, and necessary documentation needed to qualify. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, thus enabling you to make informed decisions on which program in West-Rancho-Dominguez, suits your financial circumstances best.

Varieties of USDA and FHA Loan Choices in West-Rancho-Dominguez, CA

Lendersa® strives to achieve the best possible outcomes by securing a suitable USDA or FHA loan quickly for you, eliminating unnecessary hassle. You have the opportunity to choose between three initial pathways tailored to match you with the right lenders and USDA loan programs.

Lendersa results for USDA loan requests and matching

Defining the USDA Loan: Insights for CA

The USDA home loan is an option guaranteed by the U.S. Department of Agriculture, typically referred to as the USDA rural development loan or simply USDA mortgage. These loans are specifically available within rural communities. Contrasting with FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans do not require any initial down payment, thereby easing homeownership in rural locales.

Our dedicated platform ensures that you find the USDA or FHA loan best suited to your needs. Whether you're exploring options for the first time, or you've been through this process before, understanding each program's requirements and benefits is essential. With Lendersa®, you're not just comparing numbers; you're making plans for your future.

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(989) 843-6145 Lender's profile and map Reviews Mayville State Bank 37 E. Ohmer Rd., Mayville, MI, 48744 Mayville State Bank has seen quite a bit of history since opening its doors: two great wars, the Great Depression and President Roosevelt’s famous four-day bank holiday (during which Mayville State Bank remained open), political and social turmoil and on through to the age of technology we live in today.
(989) 269-8077 Lender's profile and map Reviews Northstar Bank 1100 East Caro Road, Caro, MI, 48723 Northstar Bank is a locally owned and operated bank and proud to be a top-producing lender by Independent Banker®! Let Northstar Bank, one of the most responsive, relationship-based banks in Michigan, partner with you. Our commitment to superior service and local decision making will ensure an excellent banking venture for you.
(800) 837-7005 Lender's profile and map Reviews St James Mortgage Corporation 42676 Woodward Ave, Bloomfield Hills, MI, 48304 St. James Mortgage Corporation is a Preferred Lender for discriminating Michigan customers that want a continuing relationship with their lender. We make and service our loans - you won't be immediately sold off to an out-of-state servicing company. When rates fall, refinancing is a snap, since we already have necessary information in our files.
(248) 593-9900 Lender's profile and map Reviews York Financial Inc 180 High Oak Road, Suite 200, Bloomfield Hills, MI, 48304 At York Financial Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
(740) 947-2136 Lender's profile and map Reviews The First National Bank of Waverly 107 North Market Street, Waverly, OH, 45690 First National Bank is committed to its customers. For over 150 years our doors have been open, and we strive to serve our customers to best meet their individual financial needs, not only because they're our customers, but also our friends and neighbors. We take pride in being on a first name basis with our customers.
(614) 221-3233 Lender's profile and map Reviews Telhio Credit Union 96 North Fourth Street, Columbus, OH, 43215 Telhio Credit Union has been a strong and stable financial institution in central Ohio since 1934. We are a not-for-profit, full-service financial institution cooperative, meaning our members are owners and can expect to receive high-quality financial services to meet all of their needs. Telhio is strong and safe, and has been serving central Ohio.
(614) 221-9376 Lender's profile and map Reviews Education First Credit Union 510 E Mound Street, Columbus, OH, 43215 Education First Credit Union was established in 1936 by five Columbus City School teachers as a credit union for teachers and their families. From these humble beginnings, the original five employees have grown to nearly 50 with three locations but we have never strayed from our goal of serving Ohio’s educational community.
(614) 224-8890 Lender's profile and map Reviews CME Federal Credit Union 365 South 4th Street, Columbus, OH, 43215 CME Federal Credit Union was established in 1935 by the City of Columbus Firefighters. A fews years later, CME FCU began serving employees of the City of Columbus Division of Police. Gradually, CME FCU expanded over the years to serve city, county, and municipal employees within Franklin County.
(800) 480-2265 Lender's profile and map Reviews Huntington Bank 41 S. High Street, Columbus, OH, 43215 Huntington Bancshares Incorporated is a $174 billion asset regional bank holding company headquartered in Columbus, Ohio. Founded in 1866, The Huntington National Bank and its affiliates provide consumers, small and middle-market businesses, corporations, municipalities, and other organizations with a comprehensive suite of banking, payments.