USDA Vs. FHA your options comparison in Compton, Los Angeles County, CA
In 2026, the USDA loan limit for a single-family home in Compton, within Los Angeles county, CA, stands at $776,600, whereas the FHA threshold is $1,089,300.
Use the Lendersa® USDA loan calculator to pit today's top USDA against FHA rates and determine required income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, helping to determine which program in best fits your financial situation.
Loan Limits and Down Payment Requirements for 2026 in Compton, Los Angeles, CA
Loan Type
Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Choices in Compton, CA
At Lendersa®, we aim to quickly connect you to the best USDA or FHA loan available. Select one of these three starting points to match with lenders and USDA loan options.
A USDA home loan, guaranteed by the government Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages have no down payment requirement.
Sun Pacific Federal Credit Union is the credit union for the employees of the Social Security Administration, Region IX (San Francisco Region). Region IX includes Northern California, Guam, American Samoa, Northern Marianas, Hawaii, Nevada and Arizona. and also Sun Pacific Federal Credit Union has been open since 1946.
9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
9280 W Stockton Blvd, Suite 224, Elk Grove, CA, 95758
The HomeIn15 Team is a group of experienced mortgage professionals dedicated to taking you from shopping for a home to homeownership in 15 days or less! Our commitment to customer service and quality of process allows us to do in 15 days what is taking the industry an average of 45 days!
The Equity Zone Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of California. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.
9245 Laguna Springs Drive, Suite 200, Elk Grove, CA, 95758
We are a Property Management Company offering services to anyone looking for, Rental Homes, Management Services, Leasing, Vendor Management, Tenant Placement and Landlord Services as well as Full Circle Investment Real Estate and Property Management Services. Established in 2011.
Experienced Real Estate Broker & Mortgage Banker with a demonstrated history of Success, Operates as CEO of Beatific Associates Inc.( Real Estate Brokerage BRE#02056389 & Mortgage Banker NMLS#1724782 ) . Skilled in Negotiation, Private Money, Conventional Loans U.S. FHA Financing, U.S. VA Loans, USDA Loans of Investment Properties, 1031 Exchange.
9245 Laguna Springs Dr, Unit 200, Elk Grove, CA, 95758
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Founded in 1990, Big Valley Mortgage is one of the fastest growing full-service mortgage bankers serving our local communities with branch locations in Reno, throughout the Sacramento Valley, and into the Central Valley. At Big Valley Mortgage, we are passionately committed to serving our clients by delivering honesty
9281 Office Park Circle Suite 158, Elk Grove, CA, 95758
Mortgage Tree Capital is a specialty finance company that originates, purchases, sells, and services mortgage loans secured primarily by first mortgages on single-family residences. Headquartered in Elk Grove (Sacramento County), California, Mortgage Tree Capital and Mortgage Tree Reality is a wholly owned subsidiary of Mortgage Tree Capital Inc.
