USDA Vs. FHA Pro and Con comparison in Compton, Los Angeles County, CA

In 2025, the USDA loan limit for a single-family home in Compton, within Los Angeles county, CA, stands at $776,600, whereas the FHA threshold is $1,089,300.

Use the Lendersa® USDA loan calculator to pit today's top USDA against FHA rates and determine required income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, helping to determine which program in best fits your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Compton, Los Angeles, CA

Loan Type Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Choices in Compton, CA

At Lendersa®, we aim to quickly connect you to the best USDA or FHA loan available. Select one of these three starting points to match with lenders and USDA loan options.

Lendersa USDA loan matching results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the government Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Peak Seven Mortgage
  • 118 North Tejon Street, Suite 401, Colorado Springs, CO, 80903
  • Serving Colorado Springs, Denver, and the Front Range, we offer competitively priced purchase and refinance programs using conventional loans, government-backed (VA/FHA/USDA), and non QM loan programs. We place a strong emphasis on service to our local veteran community by being experts in the VA Loan programs
  • Lender Works LLP
  • 711 North Cascade Avenue, Suite 100, Colorado Springs, CO, 80903
  • Hans Fetterhoff prides himself on taking an honest and educated approach to each and every unique situation that he encounters with his clients. Hans has the knowledge, experience and professionalism that real estate buyers demand in this difficult market. If you're looking for an experienced, efficient and professional mortgage lender.
  • Elevation Mortgage LLC
  • 7 E Bijou St, Suite 217, Colorado Springs, CO, 80903
  • "ELEVATION MORTGAGE LLC WAS CREATED WITH THE BORROWER IN MIND. Our goal was to create a company culture that had the best interest of the client. Every client deserves exceptional service and commitment to ensure they are guided through the home loan process so they can choose the best mortgage product for their family’s needs."
  • The Abair Team Mortgages
  • 1 S Tejon St, Colorado Springs, CO, 80903
  • Making your dream of home ownership a reality is our business at The Abair Team Mortgages. We are your premier mortgage consultant in Colorado Springs, CO, guiding you through every step in the process of home buying and obtaining a mortgage. Our team of mortgage lenders seeks to provide you with a stress-free mortgage experience
  • 719 Lending
  • 104 S Cascade Ave, Suite 201, Colorado Springs, CO, 80903
  • 719 Lending Inc., is a full-service Mortgage Broker offering seamless solutions for all of your mortgage needs. With our head office located in Colorado Springs, Colorado, we have plenty of experience in real estate, financial services and mortgage brokerage. We are committed to providing our customers with the knowledge
  • 113 Credit Union
  • 3505 North Chestnut Street, Colorado Springs, CO, 80907
  • One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.
  • Colorado Mortgage Group Inc
  • 1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Cowboy LLC
  • 4419 Centennial Blvd, Suite 260, Colorado Springs, CO, 80907
  • The Mortgage Cowboy is a full service mortgage shop offering VA, FHA, USDA, Conventional loans. 25 years of experience in the lending industry. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service.
  • View Mortgage, LLC
  • 555 Middle Creek Pkwy, Suite 500, Colorado Springs, CO, 80921
  • View Mortgage delivers a smarter, faster, and all-around better home financing experience through fine-tuned processes and expert support. As the preferred lender for View Homes, helping our clients reach their home ownership goals is our number one priority and Licensed in Texas, Colorado, Florida, South Dakota, and New Mexico.