USDA Vs. FHA your options comparison in Compton, Los Angeles County, CA

In 2026, the USDA loan limit for a single-family home in Compton, within Los Angeles county, CA, stands at $776,600, whereas the FHA threshold is $1,089,300.

Use the Lendersa® USDA loan calculator to pit today's top USDA against FHA rates and determine required income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, helping to determine which program in best fits your financial situation.

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Loan Limits and Down Payment Requirements for 2026 in Compton, Los Angeles, CA

Loan Type Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Choices in Compton, CA

At Lendersa®, we aim to quickly connect you to the best USDA or FHA loan available. Select one of these three starting points to match with lenders and USDA loan options.

Lendersa USDA loan matching results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the government Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Vocality Community Credit Union
  • 757 Redwood Drive, Garberville, CA, 95542
  • Vocality Community Credit Union was founded 40 years ago by residents of Humboldt County that wanted more personal, inclusive, and community-focused financial services than traditional banks offered. That visionary spirit has never waned - we’ve been outside-the-box- thinkers and innovators, listen carefully to what our members need

  • Statewide Funding
  • 99 South Main St, Ephraim, UT, 84627
  • Statewide Funding is a Mortgage Company that has been highly recommended. Statewide Funding Loans Officers make the process extremely easy whether it is your first time buying a home or Refinancing. Mike and Rob believe in a smooth lending process from the time you put in your application to closing

  • Utah Heritage Credit Union
  • 84 West Main Street, Moroni, UT, 84646
  • Utah Heritage Credit Union has a 50 year history of serving the hard working men and women of Sanpete and Sevier Counties. The credit union was started by and continues to be directed by these men and women.Moroni Feed Credit Union was organized on December 10, 1969 by AD Shepherd. Forty Five people were in attendance.

  • Southeastern Arizona Federal Credit Union
  • 1600 N Panamerican Avenue, Douglas, AZ, 85607
  • SEAFCU is a not-for-profit, member owned financial institution dedicated to providing our members with excellent service and products. This service will be delivered with the utmost professionalism of our employees. We will earn the trust of our members through recognition of our responsibility to make safe and sound business decisions.

  • First National Mortgage
  • 397 North Main Street, Spanish Fork, UT, 84660
  • First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Remarkable Home Loans
  • 62 E 800 N, Suite 202, Spanish Fork, UT, 84660
  • Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Loans by Vicky
  • 8325 N. Cedar Drive, Eagle Mountain, UT, 84005
  • Vicky is a loan officer who works directly with wholesale lenders to give you the best options. I take the needs of my clients seriously. I will listen to your specific situation and work to find the loan that is best for you. I will keep you updated throughout the entire process and quickly respond to any questions

  • Green Dot Bank DBA Bonneville Bank
  • 1675 North 200 West, Provo, UT, 84601
  • Bonneville Bank is located in Provo, UT, United States and is part of the Depository Credit Intermediation Industry. Bonneville Bank has 1 total employees across all of its locations and generates $6.86 million in sales (USD). Bonneville Bank was established on May 15, 1978 at its present location of 1675 North Freedom Boulevard in Provo, Utah.

  • 1st Choice Money Center
  • 984 S. University Ave, Provo, UT, 84601
  • 1st Choice Money Center was founded to provide fast, easy and responsible loans to help you and your family through those times when a little extra cash makes all the difference. We understand that life throws us curveballs when we least expect it, so at 1st Choice we offer a wide range of loan products to give you relief when you need it most.