USDA Vs. FHA Pro and Con comparison in Compton, Los Angeles County, CA

In 2025, the USDA loan limit for a single-family home in Compton, within Los Angeles county, CA, stands at $776,600, whereas the FHA threshold is $1,089,300.

Use the Lendersa® USDA loan calculator to pit today's top USDA against FHA rates and determine required income, credit, reserves, and documents for qualification. This advanced mortgage calculator allows a side-by-side comparison of USDA, FHA, Conforming, and VA loan options, helping to determine which program in best fits your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Compton, Los Angeles, CA

Loan Type Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Choices in Compton, CA

At Lendersa®, we aim to quickly connect you to the best USDA or FHA loan available. Select one of these three starting points to match with lenders and USDA loan options.

Lendersa USDA loan matching results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the government Department of Agriculture and known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • N16W23217 Stone Ridge Dr, Suite 110, Waukesha, WI, 53188
  • Accunet Mortgage was started in 1999, and through the tireless work of our expert loan officers has gained recognition as a top-ranked direct-to-consumer lender. We provide professional guidance to ensure the best mortgage available is obtained to clients in the service areas of Wisconsin, Minnesota, Illinois, and Florida.
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  • 2426 N Grandview Blvd, Suite A, Waukesha, WI, 53188
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  • The Wayne County Bank came into existence the year America entered WWI in 1914. The story of the Wayne County Bank until 1962 was the story of James L. Morrow. “Mr. Jim” was the prime mover in the organization of the bank. He served as cashier for 48 years and was a guiding force until his death in 1962. Mr. Morrow, the son of D.N.
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  • Bluestar Mortgage Inc
  • 951 North Plum Grove Road, Suite E, Schaumburg, IL, 60173
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  • American Financial Mortgage Services Inc
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