USDA Vs. FHA Pro and Con comparison in Hawaiian-Gardens, Los Angeles County, CA
As of 2025, the USDA loan limit in the city of Hawaiian-Gardens, located in the county of Los Angeles, CA, stands at $657,900. Meanwhile, the FHA limit for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. This tool enables buyers to identify the necessary income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program for your financial circumstances within .
2025 Loan Limits and Required Down Payments in Hawaiian-Gardens, Los Angeles County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Hawaiian-Gardens, CA
At Lendersa®, our aim is to promptly secure you the ideal USDA or FHA loan without any complexities. You can choose one of three starting points, each leading to matched lenders and USDA loan program options.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specially designed for rural areas. In contrast to FHA loans that necessitate a 3.5% down payment, USDA mortgages require no down payment at all.
300 71st Street, Suite 445, Miami Beach, FL, 33141
Southeast Bankers Mortgage Corporation is committed to providing our clients with the best financial services and solutions in Florida. We pride ourselves on helping clients take their first steps into homeownership and guiding them to find the lowest rates available on the market.
Iconic Mortgage Corp is an industry leader known for matching borrowers with the credit they require for fueling their lives through high-touch customer care and technology. We are one of the fastest-growing consumer lenders today, and one of the select few that have survived the wholesale changes in the industry after the 2007 Mortgage Crisis.
SECNY FEDERAL CREDIT UNION the credit union is a member-owned, non-profit, full-service financial institution. SECNY maintains its focus on education and commitment to going beyond just providing financial services. Any person working, living, worshipping, attending school, businesses and legal entities.
960 W.41St Street, Suite 212, Miami Beach, FL, 33140
Ross Home Loans is a Miami Mortgage Company that offers residential and commercial Florida mortgage products. We work with homeowners, first time buyers and business owners who have strong, good and challenged credit. Ross Home Loans is dedicated to providing you with exceptional rates and quality service.
1601 Washington Avenue, Suite 800, Miami Beach, FL, 33139
Starwood Mortgage Capital is one of the nation’s leading commercial real estate lenders, specializing in flexible loan structures within a sophisticated lending platform. We originate competitively-priced loans typically ranging from $5 Million to $100 Million, and we also do smaller and larger loans on a case-by-case basis.
1900 Sunset Harbour Dr, Annex 2, Miami Beach, FL, 33139
Yale Mortgage Funding was founded in 1992 We specialize in funding hard equity loans.
Our financing solutions help real estate
investors accomplish their investment goals. Our relationship-oriented approach means, the more deals we fund with you, the easier it gets to close future loans. We want to be your reliable capital source.
The Anything Loan Kompany, first developed a multi asset multi funding internet platform over 10 years ago to service eBay motors. T.A.L.K. created one of the first hub and spoke funding platforms to facilitate the loan request of eBay Motors users for assets sold on the eBay Motors site.
429 Lenox Avenue, Suite 4C19, Miami Beach, FL, 33139
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
429 Lenox Avenue, Suite 433, Miami Beach, FL, 33139
Established in 1990 to serve the needs of our community, in where are selling and funding deals all the time. KlickMortgage.com is one of the leaders in direct lending in Florida, and with our help, and effort on your part, you should be able to buy, refinance your home and make your dream come truth and accomplish your investment goal.
The mission of the Dynamic Mortgage is to setup, promote and implement high quality standards for the sole purpose of providing low-cost mortgage financing to our wonderful qualified clients. Dynamic Mortgage is built on the principles of quality service and professionalism, the structure of Dynamic Mortgage enables a relationship building.
1680 Michigan Ave, Ste 1001, Miami Beach, FL, 33139
Halpern & Associates, our team is dedicated to making sure you get the right mortgage for your home. For over two decades, our company has worked with both domestic and international clients and also Halpern & Associates has built our business and reputation on 100% word-of-mouth referrals.
