USDA Vs. FHA Pro and Con comparison in Hawaiian-Gardens, Los Angeles County, CA
As of 2026, the USDA loan limit in the city of Hawaiian-Gardens, located in the county of Los Angeles, CA, stands at $657,900. Meanwhile, the FHA limit for a single-family residence is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most favorable USDA and FHA rates available today. This tool enables buyers to identify the necessary income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the optimal program for your financial circumstances within .
2026 Loan Limits and Required Down Payments in Hawaiian-Gardens, Los Angeles County, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Options for USDA and FHA Loans in Hawaiian-Gardens, CA
At Lendersa®, our aim is to promptly secure you the ideal USDA or FHA loan without any complexities. You can choose one of three starting points, each leading to matched lenders and USDA loan program options.
A USDA home loan, endorsed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specially designed for rural areas. In contrast to FHA loans that necessitate a 3.5% down payment, USDA mortgages require no down payment at all.
Silverado Credit Union has been open since 1953. The credit union has assets totaling $63.97 Million and provides banking services to more than 4,000 members.
Silverado Credit Union offers FREE online tools and services to help you save time and money. We protect your personal and financial information with the highest level of security availa
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
1450 Neotomas Ave, Suite 115, Santa Rosa, CA, 95405
Sonomacountymortgages.com was founded in 2010 by Scott Sheldon, a direct mortgage lending officer who grew tired of the lack of online resources for consumers to access relevant mortgage information for the North Bay/Sonoma County markets.
Today, Sheldon’s vision has created a popular mortgage loan website for fulfilling a need consumers
Cypress Financial Mortgage & Investments, Inc. has its headquarters in Santa Rosa California, the heart of the California wine and telecom industries. Cypress Financial is a full service mortgage brokerage providing mortgages to families and individuals for many years. We provide loans for residential.
A-1 Loans & Investments Specializing in private money loans allows A-1 to review each loan on a case by case basis to determine if the loan meets the needs of the borrowers and the requirements of private investors.A-1 is a member of the California Mortgage Association which provides the latest updates regarding changes.
1410 Neotomas Ave., Suite 106, Santa Rosa, CA, 95405
BaySierra Financial, Inc. (“BaySierra”) is a licensed California real estate broker specializing in the business of arranging, funding, selling, purchasing and servicing trust deed investments secured by California real property for its private investors and its own account. BaySierra was formed in 2000
Exchange Bank has had only nine presidents in its long history. Father and son Manville Doyle and Frank Doyle co–founded the Bank in 1890. Frank Doyle served as President until 1948. Our third and fourth presidents, Charles Reinking and Andrew Shepard presided over a time of expansion and banking innovation.
Team Anil Bembey This client first philosophy has always been my approach and it requires me to continually improve my skills and ways of doing business. In addition, I've found that the latest technologies are enabling me to do everything I've always done, only much more quickly and efficiently.
Sutter Buttes Real Estate is a boutique brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience and customer service skills that will prove valuable to both buyers and sellers.brokerage located in Yuba City, CA. Founded by Sarah Norris; the team of top agents has the experience
Since opening our first branch in January 2005, Poppy Bank has grown to over $4 Billion in assets with branches across the San Francisco Bay Area, Roseville and Southern California. We also have loan production offices in Northern and Southern California, as well as in Utah, Texas, New York and South Carolina.
Mortgage broker located in Santa Rosa Ca offering FHA, VA and Conventional home loan products. We offer fully underwritten pre-approvals to strengthen you offers for a purchase. With over 40 lenders that we broker to, we can find the best fit for your unique financial situation.
