USDA Vs. FHA your options comparison in Lakewood, Los Angeles County, CA
In the year 2025, the maximum USDA loan amount in Lakewood, within Los Angeles, CA, is $776,600, compared to the FHA maximum which is $1,089,300 for a single-family home.
With the Lendersa® USDA loan calculator, you can compare current USDA and FHA rates to assess the income, credit, reserves, and documentation needed for qualification. Our mortgage calculator provides a comprehensive view of USDA, FHA, Conforming, and VA options side by side, so you can choose the best program in that suits your financial condition.
2025 Loan Limits and Down Payment Requirements in Lakewood, Los Angeles County, CA
Type of Loan
Maximum Loan
Initial Deposit
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Lakewood, CA
Lendersa® strives to efficiently find the best USDA or FHA loan for you without stress. Choose one of three starting points to connect with matching lenders and USDA loan offers.
USDA home loans are government-backed through the Department of Agriculture, commonly referred to as USDA rural development loans or mortgages, available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans need no down payment whatsoever.
PrimeWest Mortgage, decision making is kept to a local level and mortgage professionals are unwaveringly committed to deeply understanding every intricacy of every customer’s home buying experience. Because when that happens, a mortgage provider, even one with the backing of a company with national outreach, doesn’t just feel like a partner
Caprock Federal Credit Union has been open since 1965. The credit union has assets totaling $38.06 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves federal, state,
Happy State Bank began in 1908 in Happy, TX. While we’ve grown in size, locations, & assets, we like to keep the feel of a small-town Bank where everyone knows your name. Our core values are embedded in everything we do. You’ll notice these in our communications, in the way we serve our customers & communities & in the attitudes of our employees.
Kress National Bank was charted in 1963 by a group of local citizens, starting a long banking history with a rich heritage as a Panhandle / South Plains Texas independent bank, with a continuing philosophy of personal service & trust. For almost one half of a century, KNB has built upon that trust to become one of the safest & highest rated banks.
At White River Credit Union, we help one another. "People helping people" is our motto. We’ve been in your neck of the woods for 60 years, and have a stake in seeing this community and its people prosper. Our credit union began serving the folks on the plateau who harvested our timber. We knew their families, their trials and their dreams.
Bank of Bridger is your locally owned and operated community bank. With offices in South Central Montana and Northern Wyoming, we provide service and accessibility like no other bank can. Our strength lies in our philosophy to allow local decision making at each of our branches. Bank of Bridger was first Chartered in August of 1915.
St. Pat’s Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the St. Pat’s Employees Federal Credit Union will continue a sound yet progressive asset management strategy.
Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA
Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
