USDA Vs. FHA your options comparison in La-Palma, Orange County, CA
In 2025, the USDA loan limit in La-Palma, situated in Orange, CA, is $657,900. The limit for an FHA loan on a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top USDA against FHA rates currently available. It will help identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side-by-side, assisting you in determining the best program for your financial needs in .
2025 Loan Limits and Down Payment Requirements in La-Palma, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in La-Palma, CA
Lendersa’s goal is to efficiently provide the best USDA or FHA loan without hassle. Choose one of three entry points to connect with matching lenders and explore the USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural neighborhoods. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
355 N Sheridan Street, Suite 115, Corona, CA, 92878
"JWK & ASSOCIATES is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity.
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,"
27201 Puerta Real, Suite 160, Mission Viejo, CA, 92691
Founded by a group of entrepreneurs in 2007, we pride ourselves in being the only business bank headquartered in South Orange County. We understand that business owners don't want a bank — they want a banker — a trusted advisor who can be an extension of their business and the partner they need. This is why we're Partners Bank of California.
24002 Via Fabricante, Suite 226, Mission Viejo, CA, 92691
LoanAction Mortgage Services is a full service mortgage company with an experienced staff offering expertise in every area of mortgage lending. We are a direct-to-consumer mortgage company and we focus on three fundamentals: superior service, excellent rates and access to all types of home mortgage financing options.
At Legacy Home Loans our experienced mortgage professionals view a new loan as an opportunity to help you purchase a new home or to show your the saving benefits of ReFinancing your current loan. But it is more than that! We believe it is a start of a long term relationship that can save the home owner thousands of dollars over the life
At Consumer Direct Home Loans, where we specialize in residential mortgages. At Consumer Direct Home Loans, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
26381 Crown Valley Parkway, Suite 130, Mission Viejo, CA, 92691
At South coast funding group Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Open House Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
27281 Las Ramblas, Suite 200, Mission Viejo, CA, 92691
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
