USDA Vs. FHA your options comparison in La-Palma, Orange County, CA
In 2026, the USDA loan limit in La-Palma, situated in Orange, CA, is $657,900. The limit for an FHA loan on a single-family home is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the top USDA against FHA rates currently available. It will help identify the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side-by-side, assisting you in determining the best program for your financial needs in .
2026 Loan Limits and Down Payment Requirements in La-Palma, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in La-Palma, CA
Lendersa’s goal is to efficiently provide the best USDA or FHA loan without hassle. Choose one of three entry points to connect with matching lenders and explore the USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural neighborhoods. In contrast to FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment.
280 N Moapa Valley Blvd, Suite A, Overton, NV, 89040
We are a family owned & operated mortgage business originating out of Moapa Valley. We pride ourselves in working hard to provide our clients with the most diverse loan programs & lowest interest rates the market has to offer. From financing for jumbo loans & manufactured land to USDA Rural Development loans, FHA, VA and Conventional loan.
260 Tres Pinos Rd, Suite B-2, Hollister, CA, 95023
Golden Eagle Mortgage Group is the trusted, local APM division that caters to the specific needs of your community. Like APM, Golden Eagle Mortgage Group’s mission is to create experiences that matter while serving your home financing needs. Whether you are buying your first home, a new investment property or building your dream home.
A California independent agency and broker, Good Guys Financial’s team is built on honesty, integrity, hard work and professionalism. We value our relationships with employees, clients & familiar lenders. We approach business with solutions to your coverage needs. Our agency has 8+ years of mortgage & real estate business experience
Richard Vasquez brings over 28 years of experience in real estate, excellent customer service and a commitment to work hard, listen and follow through. He provides quality service to build relationships with clients and more importantly, maintain those relationships by communicating effectively.
26625 Carmel Center Place, Suite 100, Carmel, CA, 93923
BLUE ADOBE MORTGAGE ON THE CENTRAL COAST OF CALIFORNIA
We specialize in residential home loans and are proud to service the Central Coast and surrounding counties.residential home loans and are proud to service the Central Coast
Our strategy is to deliver to you the power of a national mortgage lender
HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.
HCS Equity provides private real estate loans to trusts and estates throughout California. For more than 15 years we have used our own capital to provide heirs, probate/estate attorneys, guardians and conservators specialized financing. We are focused on being a financial resource for estates that are experiencing liquidity shortages.
Platinum Capital Mortgage & Real Estate, Inc. is a full service Mortgage & Real Estate Brokerage located in Salinas, California in beautiful Monterey County. We provide Mortgage & Real Estate Broker services for residential properties, Commercial properties, Commercial loans, Construction loans, Construction to Permanent loans, Residential Lot loan
