USDA VS FHA in Vincent, Los Angeles County, CA

In 2025, the USDA loan limit for Vincent, in Los Angeles county, CA, is $776,600, while the FHA limit for a single-family home is $1,089,300.

Make use of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool helps determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your specific financial situation in .

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2025 Loan Limits and Down Payment Requirements in Vincent, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Vincent, CA

The mission of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Choose from three starting points that align you with matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is exclusive to rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Park Place Real Estate Company
  • 23172 Plaza Pointe Dr, Suite 195, Laguna Hills, CA, 92653
  • Our goal is not only to provide you with the best of our service and expertise in advancing your financial interests, but also to offer you a long term relationship. The US economy and banking industry is always changing, as such, anytime we feel that we can better your financial interests in the long term.
  • Breeze Funding, Inc.
  • 23172 Plaza Pointe Dr, Suite 230, Laguna Hills, CA, 92653
  • Breeze Funding has been a leading, client-focused mortgage loan company offering low interest rates. We offer an award winning, state of the art lending process that has been time tested to give homeowners great loans at competitive interest rates.We believe purchasing a home & refinancing should be an exciting & encouraging process for homeowners.
  • Behrens Capital
  • 24031 El Toro Rd, Suite 330, Laguna Hills, CA, 92653
  • Behrens Capital Mortgage is committed to helping you find the right mortgage product for your needs whether in Laguna Woods or the great state of California. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple.
  • Kindly Loans, LLC
  • 22936 Mill Creek, Suite A, Laguna Hills, CA, 92653
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Boardwalk Mortgage
  • 23046 Avenida de La Carlota, Suite 665, Laguna Hills, CA, 92653
  • Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
  • Kelly Mortgage, Inc.
  • 23011 Moulton, Suite F3, Laguna Hills, CA, 92653
  • Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships
  • Greentree Realty Group
  • 22981 Triton Way, Suite D, Laguna Hills, CA, 92653
  • Greentree Property Management is dedicated to providing you with the highest standards in property management. As opposed to other companies who will also focus on homeowner association management, we choose to focus only on property management services for residential properties.
  • AMC Lending Group
  • 25822 Cordova, Laguna Hills, CA, 92653
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
  • Atlas Financial Group
  • 23276 S Pointe Dr, Suite 113, Laguna Hills, CA, 92653
  • Binesh Realty Group has been in the Real Estate services business in the Orange County markets for many successful years and will be here for many more. This longevity and confidence comes from our Real Estate services to a great many buyers and sellers, and their recommendations to others that result in repeat
  • Loan Experts
  • 23276 South Pointe Drive, Suite 211, Laguna Hills, CA, 92653
  • Loan Experts, we understand that what works for one borrower does not work for another. We strive to find a loan that is beneficial to you, our client, and one that achieves your goals! That is ultimately our goal. Loan Experts is committed to providing our clients with the highest quality loan along with some of the lowest rates in California