USDA VS FHA in Vincent, Los Angeles County, CA

In 2026, the USDA loan limit for Vincent, in Los Angeles county, CA, is $776,600, while the FHA limit for a single-family home is $1,089,300.

Make use of the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. This tool helps determine the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the best program for your specific financial situation in .

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2026 Loan Limits and Down Payment Requirements in Vincent, Los Angeles County, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Vincent, CA

The mission of Lendersa® is to secure the best USDA or FHA loan for you quickly and without hassle. Choose from three starting points that align you with matching lenders and USDA loan opportunities.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage and is exclusive to rural neighborhoods. Unlike FHA loans requiring a minimum of 3.5% down, the USDA loan requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Vincent Lenders

  • United Catholics Federal Credit Union
  • 160 E College Street, Covina, CA, 91723
  • Lends in California
  • United Catholics Federal Credit Union (formerly St. Christopher’s FCU) was chartered in 1957. Monsignor Bramble and a group of parishioners recognized the benefits of a credit union and through their perceptive vision of finding a way to assist the parish community with their financial needs United Catholics Federal Credit Union was formed.

  • Radiant Financial Inc.
  • 169 E College St, Covina, CA, 91723
  • Lends in California
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • Action One Financial
  • 800 S. Barranca Blvd, Suite 210, Covina, CA, 91723
  • Lends in California
  • Action One Financial, headquartered in Covina, Ca., is a registered bank holding company dedicated to providing banking and wealth management services to businesses and consumers in its local markets. The Company offers financial products and services to meet the financial needs of its current customers, and potential customers.

  • New Century Realtors & Home Loans- Yesenia Ruvalcaba-Garcia, Realtor, Mortgage Lender, Covina
  • 254 E Rowland St, Covina, CA, 91723
  • Lends in California
  • Yesenia Ruvalcaba-Garcia, your Covina, CA Real Estate agent can help you find your perfect home. Learn about Covina, CA neighborhoods, Covina, CA suburbs, and the best places to live in Covina, CA. You will find a wealth of useful Real Estate information for home buyers and sellers on my website!

  • Futura Financial Inc.
  • 750 Terrado Place, Suite 114, Covina, CA, 91723
  • Lends in California
  • The Futura Financial Inc. team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Bluefields Real Estate Services Inc.
  • 324B East Rowland Street, Covina, CA, 91723
  • Lends in California
  • Bluefields Real Estate vision of success is to offer to you highly competitive products so you can benefit the most from them and at the same time that we are not outbid by other lenders We offer to Home Buyers and Home Owners real estate loans to purchase and refinance your property. The loan types we offer are: FHA, VA and Conventional Loans

  • Lopez Financial
  • 315 E San Bernardino Rd, Covina, CA, 91723
  • Lends in California
  • Lopez Financial In business founder of the George Lopez is the Mortgage Broker of company since 1993 broad range of residential and commercial loans. We specialize in first time buyers.Residential and Commercial Financing. Offering all types of loans from Conventional, FHA, and VA loans. Face to Face customer service.

  • Prominent 1 Financial Group Inc.
  • 576 South Barranca Avenue, Covina, CA, 91723
  • Lends in California
  • Prominent 1 Financial Group Inc specialize in all types of financing that will best fit your financing needs. Wholesale Mortgage & Real Estate Broker Owner. I am approved with several Wholesale Direct Lenders, specializing in FHA, VA, Conventional, Jumbo, HUD, USDA and Down Payment Assistance Programs up to 104% Financing.

  • Royal Homes and Loans
  • 658 Shoppers Lane, Covina, CA, 91723
  • Lends in California
  • Royal Homes and Loans is located on Shoppers Lane in Covina CA specializing in buying and selling real estate, home loans, property management and credit correction. We serve Covina, West Covina, Glendora and the Los Angeles County, Riverside County & San Bernardino County, with professional real estate services.

  • C & S California Capital
  • 644 S. Barranca Ave, Covina, CA, 91723
  • Lends in California
  • C&S California Capital was established in 1997 as a Mortgage Broker dedicated to provide informed, exceptional service. In January 2014, we became a division of American Pacific Mortgage. Becoming a direct lender as well as retaining the ability to broker loans, allows us to be highly efficient, diverse and resourceful in caring for our clients.