USDA Vs. FHA your options comparison in Fair-Oaks, Sacramento County, CA
In 2025, the USDA loan limit for Fair-Oaks, located in Sacramento county, CA, is $478,400, whereas the FHA limit for a single-family home is set at $598,000.
Take advantage of the Lendersa® USDA loan calculator to evaluate the best available rates between USDA and FHA today. Determine the required income, credit, reserves, and documentation necessary to qualify. With our sophisticated mortgage calculator, view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program is most advantageous for your financial situation in .
2025 Loan Limits and Down Payment Requirements in Fair-Oaks, Sacramento, CA
Type of Loan
Loan Limit
Down Payment
USDA
$478,400
0%
FHA
$598,000
3.5%
Conventional Conforming
$598,000
3%
Options for USDA and FHA Loans in Fair-Oaks, CA
The objective of Lendersa® is to swiftly and effortlessly secure the optimal USDA or FHA loan for you. Start with one of three pathways to match with lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment.
Credit Union Advantage has been providing financial services to members and their families since 1969. Initially the credit union was named Providence Hospital Employees Credit Union and in 2002 we began to also serve the employees of the St. John Health System, which includes Providence Hospital. Our name was changed at that time to Credit Union A
Southeast Michigan State Employees Federal Credit Union
17135 W Ten Mile Road, Southfield, MI, 48075
Southeast Michigan State Employees (SMSE) Federal Credit Union is a democratically controlled, co-operative financial institution.SMSE Federal Credit Union was formed to serve employees of the State of Michigan and employees of local governments, working in Lenawee, Livingston, Macomb, Monroe, Oakland, St. Clair, Washtenaw, and Wayne Counties.
Castle Commercial Capital facilitates financing for business owners as well as investors and developers of commercial real estate nationwide. We can provide financing from a basic apartment refinance loan to a mixed-use new development and construction loan. We can finance your property with fixed low rate.
18877 West 10 Mile Road, Suite 250, Southfield, MI, 48075
Great Lakes Mortgage Brokers LLC, located in Southfield, MI, and Boca Raton, FL is a leading provider of financial services. We specialize in helping businesses and individuals reach their financial goals by providing a wide range of lending & insurance options.We use our more than 20 years of experience to provide clients with financial services.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
25800 Northwestern Hwy, Suite 110, Southfield, MI, 48075
John Adams Mortgage is a Michigan based, full service mortgage lender. As a lender, we originate, process, underwrite, close and insure our own loans. Our strength and knowledge of the mortgage industry has allowed us to successfully weather the vast changes over the past few years.
401 South Old Woodward Avenue, Suite 333, Birmingham, MI, 48009
So, this is how we roll — you are dealing directly with me, Keith Lewis and my assistant Angela on every transaction and we have been in the mortgage business together since 1996. Wow, that is a long time. We help guide you through an extremely complicated process seamlessly and in a manner that is best for your lifestyle.
Swift, it’s not just about what we do, but why we do it. With over 30 years of Mortgage experience, our mission is to ensure a trustworthy and tailor-made mortgage solution each and every time.We are firm built on old school values with a new age way of operating. By leveraging technology
Best Rate is a Michigan-based mortgage company specializing in home loans and mortgage refinancing with historically low interest rates. Fadi as a mortgage broker in Michigan for every single one of our clients is to have an experience so good that you can’t wait to tell your friends and family about us.
191 North Old Woodward Avenue, Suite 300, Birmingham, MI, 48009
Loan X Mortgage team has a consistent history in the mortgage industry of closing loans very quickly and efficiently at the exact requirements of the client and also Loan X has all the necessary tools to service you and help achieve your goals. We believe simplicity is key to every transaction because our clients.
