USDA Vs. FHA Pro and Con comparison in Crockett, Contra Costa County, CA

In 2026, the USDA loan limit for Crockett in the county of Contra Costa, CA, is $776,600, while the FHA limit for a single-family home is $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare today's best USDA vs. FHA rates and determine the income, credit criteria, reserves, and documents required for qualification. Our advanced mortgage calculator provides a comprehensive side-by-side comparison of USDA, FHA, Conforming, and VA loans, which aids in choosing the ideal program for your specific financial need in .

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2026 Loan Limits and Downpayment Requirements in Crockett, Contra Costa, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Discover USDA and FHA Loan Options in Crockett, CA

The goal of Lendersa® is to swiftly connect you with the best USDA or FHA loan options without unnecessary hassle. Choose from three initial strategies to align with matching lenders and available USDA loan programs.

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Understanding the USDA Loan in CA

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed mortgage supported by the Department of Agriculture, available solely in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment, offering a no-money-down solution.

Enter your location to find out if it qualifies for USDA rural housing loan?



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