USDA and FHA Pro and Con in Rodeo, Contra Costa County, CA

In 2026, the USDA loan limit for Rodeo, located in Contra Costa county, CA, is $776,600. For a single-family home, the FHA limit stands at $1,089,300.

To compare the best rates available for USDA versus FHA loans today, use the Lendersa® USDA loan calculator. It helps determine the required income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, assisting you in making the best decision for your financial needs in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Rodeo, Contra Costa, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Rodeo, CA

Lendersa® aims to quickly secure you the best possible USDA or FHA loan without hassle. Choose from one of three initial steps to connect with lenders that offer matching USDA loan programs.

View Lendersa USDA loan applications and matching results

Understanding USDA Loans in CA

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended only for rural areas. Unlike FHA loans which demand a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • SoCal Financial Group
  • PO Box 1824, Bonita, CA, 91908
  • we specialize in residential mortgages. At SoCal Financial Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • THE ATRAYON TREVINO TEAM
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Atrayon (Tray) Trevino has called San Diego home for the past fourteen years. Tray graduated from the University of Oregon with a degree in finance before obtaining a Master’s Degree from the University of San Francisco. After working as a Commodities Trader, Tray decided in 2005 to begin his career in the mortgage industry
  • Balboa CRE
  • 865 Amena Court, Chula Vista, CA, 91910
  • Balboa CRE is located in San Diego County of California state. On the street of Amena Court and street number is 865. Balboa CRE is designed to help brokers close more commercial real estate loans. Our Purchase, Refinance, and CRE Investor lending options all provide quick answers that help our brokers close more loans for their clients.
  • New Era Financialgroup
  • 659 3rd Ave, Chula Vista, CA, 91910
  • We offer extensive experience in residential real estate sales, lending, and loan processing. We utilize and maximize our knowledge of the real estate market in order to provide excellent service to our clients. Also, we contribute with a strong background in lending and refinancing.
  • Quicker Inc
  • 265 East Street, Suite B1, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Rate Republic
  • 690 Otay Lakes Road, Suite 230, Chula Vista, CA, 91910
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • American Mortgage Network
  • 347 3rd Avenue, 2nd Floor, Chula Vista, CA, 91910
  • American Mortgage Network is a 100% employee-owned company (ESOP). Our team of owners—all mortgage professionals--focuses on helping homebuyers achieve the American dream of homeownership. Whether you’re shopping for your first home loan, trading up to a larger home, or refinancing an existing home, our skilled employee-owners diligently target
  • Point Mortgage Corporation
  • 864 Amena Court, Chula Vista, CA, 91910
  • We’re a full service mortgage bank with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our mortgage bankers are dedicated to finding the right loan-with competitive rates
  • Ibew/Sj Cascade Federal Credit Union
  • 1825 12th Street SE, Suite 130, Salem, OR, 97302
  • IBEW/SJ Cascade Federal Credit Union is a member owned, not for profit financial cooperative that is committed to its members. We are committed to the financial well-being of our membership. We offer a full line of savings & loan products. We offer most services that an individual could get at any other financial institute delivered at a fair cost.