USDA Vs. FHA Pro and Con comparison in Rodeo, Contra Costa County, CA

In 2026, the USDA loan limit for Rodeo, located in Contra Costa county, CA, is $776,600. For a single-family home, the FHA limit stands at $1,089,300.

To compare the best rates available for USDA versus FHA loans today, use the Lendersa® USDA loan calculator. It helps determine the required income, credit score, reserves, and documents needed to qualify. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, assisting you in making the best decision for your financial needs in Alabama.

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Loan Limits and Down Payment Requirements for 2026 in Rodeo, Contra Costa, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Options for USDA and FHA Loans in Rodeo, CA

Lendersa® aims to quickly secure you the best possible USDA or FHA loan without hassle. Choose from one of three initial steps to connect with lenders that offer matching USDA loan programs.

View Lendersa USDA loan applications and matching results

Understanding USDA Loans in CA

A USDA home loan, guaranteed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is intended only for rural areas. Unlike FHA loans which demand a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Rodeo Lenders

  • Mardel Realty & Loans Inc.
  • 614 Silver Maple Dr, Hercules, CA, 94547
  • Lends in California
  • Mardel Realty & Loans Inc. team, Doris de Leon is the professional you want to work with if you are looking for someone that goes above and beyond serving your real estate and mortgage needs. Doris will assist you with all Bay Area real estate needs. Doris will also assist you in all your mortgage needs

  • Crestline Financial Inc.
  • 320 Arkansas Street, Vallejo, CA, 94590
  • Lends in California
  • "Crestline Financial Inc The home loan process can be an intimidating one, especially for first time home buyers or those who may have been turned down by other companies.
    Crestline Financial has a professional and courteous staff who is prepared to assist you through each phase of the lending process."

  • Security First Real Estate Finance
  • 7263 Willow Creek Circle, Vallejo, CA, 94591
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Jyotsna M. Ramaiya
  • 2591 Marshfield Road, Vallejo, CA, 94591
  • Lends in California
  • "Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing
    ​their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."

  • The Opulence Group LLC
  • 100 Stephanie Ct, Vallejo, CA, 94589
  • Lends in California
  • The Opulence Group LLC

    Elevate your next move

    Led by Cory Taisague, The Opulence Group LLC delivers high-touch, results-driven solutions tailored to your goals. Expect premium service, clear communication, and a partnership mindset from start to finish. Visit theopulencegroupllc.com or call 707-615-6885 to get started.

  • McKesson Employees' Federal Credit Union
  • 1785 Arnold Drive, Martinez, CA, 94553
  • Lends in California
  • McKesson Employees' Federal Credit Union, which began as a credit union for dairy employees, has undergone several transformations in name and location over the years. We serve two employee groups, the employees of McKesson Corporation and its subsidiaries and employees of DS Waters of North America working in the United States.

  • 1st Northern California Credit Union
  • PO Box 509, Martinez, CA, 94553
  • Lends in California
  • 1st Nor Cal Credit Union is a cooperative financial institution, helping our members achieve their financial goals since 1949. We offer a wide variety of products and services, backed by our commitment to the credit union philosophy, "people helping people". Credit Union is a cooperative financial institution, helping our members achieve their fina

  • Wall Street Money Brokers
  • 1320 Arnold Drive, Suite 171, Martinez, CA, 94553
  • Lends in California
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity.We provide Real Estate financing for people wishing to Purchase and or Refinance their homes.

  • Silverado Home Mortgage
  • 1110 Alhambra Avenue, Suite 103, Martinez, CA, 94553
  • Lends in California
  • At Silverado Home Mortgage. We are a full-service mortgage company based in Martinez, California. We specialize in FHA, Conventional and VA Lending in Martinez. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in or around zip code 94553, we can help you realize your dream of home ownership.

  • ZRE Funding
  • 3646 Park Ridge Drive, Richmond, CA, 94806
  • Lends in California
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.