USDA Vs. FHA your options comparison in Pinole, Contra Costa County, CA
In 2025, the USDA loan limit for Pinole in the county of Contra Costa, CA, is set at $776,600. Meanwhile, the FHA loan limit applicable to a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to assess and compare the best USDA versus FHA rates available today. This tool helps in determining the necessary income, credit, reserve levels, and documents that are required to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in best matches your specific financial requirements.
2025 Loan Limits and Downpayment Requirements in Pinole, County of Contra Costa, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Pinole, CA
The objective of Lendersa® is to facilitate your access to optimal USDA or FHA loans efficiently and without complications. Choose one of three primary starting points that enable matching with lenders for USDA loan programs:
The USDA home loan is a government-backed financial product offered by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It is solely available for properties in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans offer the advantage of requiring no down payment at all, thereby making homeownership more accessible.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Affinity Mortgage provides borrowers from across America with some of the best VA, FHA, Conventional and Jumbo mortgages anywhere. And our staff of friendly and dedicated mortgage professionals are ready to make your home purchase or refinance a seamless transaction.We our known for our great Conventional, VA, FHA, USDA and more
Ariel Capital Mortgage Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. And also We work with a variety of lenders. This allows us to get you the best rates on all types of loan programs.
Peak Asset Lending is a direct private money lender for residential properties in 25 states across The USA.
With over $150 million in loans closed since our inception, we strive to provide our clients with swift and efficient funding for their real estate needs. Our loan types include purchase, refinance, cash out, fix and flip
Select FCU is committed to the credit union philosophy of “People Helping People”. Our goal is to offer affordable financial services with better rates, lower fees and more personal service than other financial institutions. Members are eligible to vote for a Board of Directors each year at the annual meeting.
It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota.
They recognized the need to provide an alternative to ""for-profit"" financial institutions.
Argentine Federal Savings, Member FDIC, is a true community savings and loan that exists solely to serve our neighbors in the greater Kansas City area. Since 1906, we have been an integral part of the community providing financial services to generations of families and fellow businesses.
We are proud to have grown in our communities and we wish to express our appreciation for the many fine customers and friends who give us the opportunity to be of service. We sincerely hope that we will merit your continued loyalty and confidence and that we will be able to provide banking services for the area for many years in the future.
125 Lamar Street, Suite 108-C, San Antonio, TX, 78202
RETax Funding is proud to be part of the largest leading Texas Property tax company in Texas specializing in financing real estate property taxes, overdue property taxes and general property tax relief. We have helped thousands of Texas residential and commercial property owners with fast, easy, affordable solutions.
