USDA and FHA Pro and Con in Pinole, Contra Costa County, CA

In 2025, the USDA loan limit for Pinole in the county of Contra Costa, CA, is set at $776,600. Meanwhile, the FHA loan limit applicable to a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to assess and compare the best USDA versus FHA rates available today. This tool helps in determining the necessary income, credit, reserve levels, and documents that are required to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in best matches your specific financial requirements.

Explore and compare loan offers from 100 different lenders to find the one that suits you best.

2025 Loan Limits and Downpayment Requirements in Pinole, County of Contra Costa, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Pinole, CA

The objective of Lendersa® is to facilitate your access to optimal USDA or FHA loans efficiently and without complications. Choose one of three primary starting points that enable matching with lenders for USDA loan programs:

Lendersa USDA loan request and matching results

A Closer Look at USDA Loans in CA

The USDA home loan is a government-backed financial product offered by the Department of Agriculture, commonly referred to as the USDA rural development loan or USDA mortgage. It is solely available for properties in rural areas. Unlike FHA loans that mandate a minimum down payment of 3.5%, USDA loans offer the advantage of requiring no down payment at all, thereby making homeownership more accessible.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • East Towne Capital LLC
  • 4701 Sangamore Road Suite 100N #2200, Bethesda,, MD, 20816
  • East Towne Capital LLC excels in private money mortgage brokerage, aiding real estate developers, investors, and home builders to secure competitive mortgage terms. Our seasoned advisors simplify loans, ensuring optimal financing for diverse properties like office buildings and non-owner-occupied homes. We build strong lending relationships, offeri
  • Florida Elite Mortgage
  • 625 N Tamiami Tr, Suite J, Nokomis, FL, 34275
  • We are a full service lender servings the entire state of Florida. We have many different loan programs designed to find anyone's needs. Please feel free to contact us day or night and let us help you get into your next or first home. We are licensed to write mortgages anywhere in the state of Florida with our office located in beautiful Nokomis
  • LendUS
  • 2520 North Tamiami Trail #16, VENICE, FL, 34275
  • Lend US, treat each customer as an individual, not a number. We are a husband and wife team that strive to give each loan a hands-on personable approach. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.
  • Metro Mortgage LLC
  • 7830 Backlick Road, Suite 401, Springfield, VA, 22150
  • At Metro Mortgage LLC, we treat your loan application a dream and work hard to make that dream come true. Our team examines your income, assets and liabilities to formulate a perfect solution for you. Irrespective of your credit score or financial situation our team will help you to make a guided decision for your dream homes.
  • Commonwealth Mortgage Inc
  • 6800 Backlick Road, Suite 201, Springfield, VA, 22150
  • Founded in 2012, Commonwealth Mortgage is your mortgage Company CM’s Mission is to develop strong relationship and deliver exceptional, reliable, next generation mortgage loan and refinance solutions and professional quality services for our client to won comfort, satistifed, and secure future
  • Henrico Federal Credit Union
  • 9401 West Broad Street, Henrico, VA, 23294
  • Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.
  • Partners Financial Federal Credit Union
  • 1200 New York Avenue, Glen Allen, VA, 23060
  • Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
  • CapCenter
  • 4510 Cox Rd, Suite 402, Glen Allen, VA, 23060
  • "CapCenter started from a desire to save clients thousands of dollars and provide them with a less stressful home buying, selling and financing experience. Our success comes from our relentless dedication to savings and service for our clients. We have been nailing it since 1997 and haven’t looked back."
  • Benchmark Mortgage Companies
  • 4235 Innslake Drive, Suite 201, Glen Allen, VA, 23060
  • Benchmark Mortgage Companies, an affiliate of Tidewater Home Funding, LLC, has been helping our neighbors across the Richmond-area and Shenandoah Valley communities realize the dream of homeownership. Processing, underwriting, loan closing, and funding functions are local and performed in-house enabling our team to provide customer service