USDA and FHA Pro and Con in Martinez, Contra Costa County, CA
For the year 2025, the USDA loan cap in Martinez, situated in Contra Costa county, CA, stands at $776,600, whereas the FHA loan cap for a single-family dwelling is $1,089,300.
The Lendersa® USDA loan calculator is a useful tool for comparing the top current rates between USDA and FHA loans. It assists you in figuring out the income level, credit score, reserves, and documentation necessary for eligibility. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you to choose the most suitable program for your financial context in .
2025 lending caps and down payment criteria in Martinez, Contra Costa county, CA
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA funding possibilities in Martinez, CA
Lendersa® is committed to providing you with swift access to the best USDA or FHA loans, minimizing hassle. Choose from three initial routes leading to lender matches and USDA loan solutions.
A USDA mortgage is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or in short, a USDA mortgage. These loans are only available in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
16441 Scientific Way, Suite #250, Irvine, CA, 92618
PSG Capital Partners Inc. we have over 30 years of real estate analysis, residential and commercial financing (retail and wholesale), underwriting and Trust Deed investing, we have the experience in California and Specialize in the local Orange County market that you can trust. PSG Capital Partners Inc. has a large portfolio lender base we have the
3334 E Coast Hwy, Suite 234, Corona Del Mar, CA, 92625
"At Lend a Hand, we treat our clients well. We have proudly built our success as a Mortgage lender with the philosophy that our customers always come first.
Borrowers satisfied with their mortgage loan are more important to us than anything else. At Lend A Hand, our goal has always been making the loan process simple and worry-free."
Pacific Shoreline Funding, where we specialize in residential mortgages. At Pacific Shoreline Funding, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
2852 East Coast Highway, Corona Del Mar, CA, 92625
CMA Financial Group mission statement is to continually focus on the needs of those for whom we serve. Our all-encompassing approach to mortgage lending allows us to immerse ourselves in a multitude of mortgage lending situations. This experience and dedication empowers our staff to fulfill our fiduciary duty while adhering to our strict standards.
Altura Credit Union was founded in Riverside in 1957. Over the many years, Altura has focused on its Members and their needs for products and services that will help them achieve their financial dreams. Today, we proudly serve more than 86, 494 Members who are not only our Members, but our owners as well.
5225 Canyon Crest Dr, Suite 254, Riverside, CA, 92507
At Home Seekers Lending, we are home loan experts who are committed to making sure that you get the best home purchase or Refinancing experience. We are mortgage experts who will help you choose the best loans to match your goals, using our vast knowledge and wealth of experience as a map.
We are a full-service mortgage company based in Chino, CA. We specialize in FHA Loans & First Time Home Loans in Chino. We also serve the surrounding cities in San Bernardino County.We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term.
2023 Chicago Avenue, Suite B15, Riverside, CA, 92507
American Mortgage & Investments provides the best service in the Real Estate Industry because we pride ourselves on giving you the attention you deserve. We are prepared to help you find what you are looking for and we will assist you with the selling and buying process of your home in the shortest timely matter with a stress- free process
