USDA and FHA Pro and Con in Martinez, Contra Costa County, CA
For the year 2025, the USDA loan cap in Martinez, situated in Contra Costa county, CA, stands at $776,600, whereas the FHA loan cap for a single-family dwelling is $1,089,300.
The Lendersa® USDA loan calculator is a useful tool for comparing the top current rates between USDA and FHA loans. It assists you in figuring out the income level, credit score, reserves, and documentation necessary for eligibility. Our advanced mortgage calculator presents a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you to choose the most suitable program for your financial context in .
2025 lending caps and down payment criteria in Martinez, Contra Costa county, CA
Loan Type
Loan Limit
Down payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA funding possibilities in Martinez, CA
Lendersa® is committed to providing you with swift access to the best USDA or FHA loans, minimizing hassle. Choose from three initial routes leading to lender matches and USDA loan solutions.
A USDA mortgage is backed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or in short, a USDA mortgage. These loans are only available in rural areas. In contrast to FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
Having worked for different companies as a loan originator for many years, Laura Leonhard, the founder of Mortgage Experts, had a vision: To offer our clients exceptional mortgage financing and service in a friendly, relaxed, and casual atmosphere. From this vision came Mortgage Experts Team of Waterstone – a full service mortgage lender.
First Choice Credit Union is located in Marshfield, Wisconsin, and was founded in 1967. At this location, First Choice Credit Union employs approximately 12 people. This business is working in the following industry: Finance other. Annual sales for First Choice Credit Union are around USD 1, 100, 017.00
150 Weldon Pkwy, Suite 103, Maryland Heights, MO, 63043
The LoanSum Difference means that you will not find another hard money lender who will close your loan faster and with less paper work (no tax returns or financial statements). LoanSum offers a flexible term up to 12 months for both new and existing customers.Loansum provides commercial & residential properties
De Soto Mo Pac Credit Union, founded in 1939, is a federally insured, member-owned, not-for-profit financial institution. Our purpose is to promote the financial well-being of its members. We offer our members higher rates on savings, and lower rates on loans. One of our strengths has always been our care
Unlock your potential with ARTIS COMMERCIAL CAPITAL LLC, a premier direct lender and broker/advisor specializing in Ground Up Construction, Fix and Flip, and DSCR loans. Collaborate with us and gain access to over 1,000 capital providers, including FDIC banks and SBA 7a programs that close in 30 days, ensuring the lowest rates for your project. Let
At Lankford Capital, we provide customized lending solutions and debt advisory services to real estate investors and developers at every stage of their journey. Specializing in direct lending for 1-4 unit, non-owner-occupied residential properties with loan amounts from $100,000 to $5 million, we empower investors with the capital needed to scale t
12140 Woodcrest Executive Dr, Suite 150 St., Saint Louis, MO, 63141
At USA Mortgage, a subsidiary of DAS Acquisition Company, LLC., our mission remains the unrelenting pursuit of perfection. We pride ourselves on our local lending excellence and the superior level of service that our status as a mortgage bank enables us to provide.
We keep opening doors as a mortgage industry leader
12747 Olive Blvd, Suite 300, Saint Louis, MO, 63141
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
