USDA Loan Vs. FHA loan pro & con for Cupertino, Santa Clara County, CA

In 2024, USDA loan limit in Cupertino, county of Santa Clara, CA is $626,500 while FHA limit is $805,000 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Cupertino, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(561) 626-1998 http://rhinofunding.com 2543 miles Lender's profile and map Reviews Rhino Funding Inc. 600 Sandtree Drive, Suite 204 Palm Beach, West Palm Beach, FL, 33403 Rhino Funding Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(845) 774-0831 https://www.orutilfcu.org/ 2543 miles Lender's profile and map Reviews O&R Utilities Employees Federal Credit Union 14 Talmadge Court, Monroe, NY, 10950 On September 9, 1980 a small group of O&R Utilities Employees chartered the credit union. It was formed for the purpose of creating a place where employees could save and borrow safely, confidentially and at fair rates of interest. Our current location is at 14 Talmadge Court in Monroe, NY
(845) 233-6577 https://www.astarhomecapital.com/ 2543 miles Lender's profile and map Reviews Astar Home Capital Inc 48 Bakertown Road, Suite 204, Monroe, NY, 10950 Astar Home Capital, your best interest is our only goal. Putting this mindset into action, we focus on educating you as a customer, explaining the details and advantages of all the different options. Staying constantly in touch, our brokers go above and beyond, leaning on their years of experience, knowledge, and creativity to secure loans.
(845) 781-2400 https://thecapitalm.com/ 2543 miles Lender's profile and map Reviews Capital M Inc. 48 Bakertown Rd, Suite 303, Monroe, NY, 10950 Capital M believes that the success of the mortgage depends on a smooth and efficient system. From origination until closing and beyond, The M Method is designed to take the confusion, headache, and uncertainty out of the equation.Mayer Gross and his team, has been helping people secure low-rate mortgages for more than 23 years.
(845) 419-8000 https://themintcapital.com/ 2543 miles Lender's profile and map Reviews THE MINT CAPITAL INC 24 Gilbert St Extension, Monroe, NY, 10950 At Mint Capital, we’ll help you get approved for your dream home. Show us the home you would like to purchase and we’ll advise you on the best options to make it yours. Our team has an unmatched, deep understanding of the mortgage application process and the strongest selection of loan options that other brokers aren’t aware of or cannot access.
(518) 372-0828 http://www.mohawkprogressivefcu.com/ 2543 miles Lender's profile and map Reviews Mohawk Progressive Federal Credit Union 1760 State Street, Schenectady, NY, 12304 The Mohawk Progressive Federal Credit Union is a member-owned and directed financial institution. We are dedicated to serving the present and future financial needs of our members through cost effective financial services consistent with co-operative principals, applicable legislation, and sound management.
(917) 966-0791 https://www.mbmortgagenj.com/ 2543 miles Lender's profile and map Reviews M&B Mortgage LLC 100 Plainfield Avenue, Suite B2, Edison, NJ, 08817 MB Mortgage, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.
(732) 204-7777 http://cloud9capitalcorp.com/ 2543 miles Lender's profile and map Reviews Cloud9CapitalCorp Inc 2015 Lincoln Highway, Suite 180, Edison, NJ, 08817 Cloud9CapitalCorp is a fast growing professional organization engaged in corporate financial advisory, debt syndication, investment banking & financial services, and other allied management services, based out of New Jersey. Cloud9CapitalCorp has been promoted by professionals and managed by highly qualified, experienced and dynamic professionals
(908) 322-5535 https://americanunited.com/ 2543 miles Lender's profile and map Reviews AMERICAN UNITED MORTGAGE CORPORATION 210 Haven Avenue, Scotch Plains, NJ, 07076 American United is a New Jersey based Mortgage Banker and lending partner. As such, we partner with some of the largest banking and financial institutions across the nation. This wholesale banking relationship allows us to provide our retail clients with the most competitive rates the industry has to offer.
(973) 716-0600 https://regalbanknj.com/ 2543 miles Lender's profile and map Reviews Regal Bank 570 West Mount Pleasant Avenue, Livingston, NJ, 07039 Regal Bank is a full service community bank headquartered in Livingston, New Jersey. Regal Bank serves, as our primary trade area, Essex, Hudson, Somerset, Union and eastern Morris Counties. Regal Bank offers the very best in products and services, designed to help you meet your personal financial goals.
(732) 238-8662 https://myfavoritecu.com/ 2543 miles Lender's profile and map Reviews Southern Middlesex County Teachers Federal Credit Union 39 Brunswick Woods Drive, East Brunswick, NJ, 08816 The Southern Middlesex County Teachers FCU is a nonprofit, cooperative financial institution owned and run by its members. Organized to serve, democratically controlled credit unions provide their members with a safe place to save and borrow at reasonable rates. Members pool their funds to make loans to one-another.