USDA VS FHA in Los-Altos-Hills, Santa Clara County, CA
For 2025, the USDA loan limit set for Los-Altos-Hills, situated in Santa Clara county of CA, is $657,900. On the other hand, the FHA loan limit for a single-family home in the same area is specified at $822,375.
Utilize the Lendersa® USDA loan calculator to effectively compare the latest rates between USDA and FHA loans. This tool will help you ascertain the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator offers a side-by-side analysis of USDA, FHA, Conforming, and VA loans, facilitating your decision on the best suited program for your unique financial scenario in .
Comprehensive Guide to 2025 Loan Limits and Down Payment Requirements in Los-Altos-Hills, Santa Clara, CA
Loan Type
Loan Limit
Required Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Los-Altos-Hills, CA
The objective of Lendersa® is to facilitate the quick and hassle-free acquisition of the best possible USDA or FHA loan for you. You have three starting points to choose from that will match you with appropriate lenders and USDA loan programs.
A Comprehensive Overview of What Defines a USDA Loan in CA
The USDA home loan is backed by the federal government through the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is exclusively available in rural locales. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option for eligible borrowers in rural areas.
5820 Veterans Pkwy, Suite 309, Columbus, GA, 31904
Envoy is changing the mortgage experience for our homebuyers, business partners and associates by investing in efficient digital technology that produces faster results and delivers the best customer service experience available in the industry. We have opened over 130 local branches, in 47 states throughout the U.S.
Kingston National Bank defines itself as “A Real Community Bank, Really Serving Communities”, a motto that was established when Phil Dunlap and his associates founded the Bank back in 1909. The tradition of providing customers with excellent banking products and superior customer service still prevails.
United Methodist Connectional Federal Credit Union
1991 Lower Roswell Rd, Marietta, GA, 30068
Georgia Methodist Federal Credit Union was established in 1960 and served the financial needs of any United Methodist Church member in the North and South Georgia Conferences and their immediate family members.
Alabama-West Florida Methodist Credit Union started in 1967, serving the clergy and employees of the AWF Conference
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
We work toward this by bridging generations, races & communities through education, counseling, hard work & fun. Our name & membership field has changed since that day but our passion has not. We love our community & we strive to see it in it’s best financial state. BRIDGEWAY CREDIT UNION is a company based out of 1810 Opelika Road, Phenix City, AL
We are a community Bank whose mission is to provide superior service and innovation to our customers Phenix Girard Bank is a Bank with operations in one state. Phenix Girard Bank offers numerous mortgage programs including conventional, non-owner occupied, FHA, VA, USDA and construction mortgages.
Commercial Bank is your neighborhood bank; and, we are a leading financial institution with the services, capabilities, and resources of regional and national banks.
We understand that every customer has unique opportunities, challenges, and financial concerns. We don't expect you to fit in the same box as the next person or business.
400 Galleria Parkway SE, Suite 900, Atlanta, GA, 30339
Affinity Bank was established in 2010, but we began in 2002 under a different name --as Atlanta Business Bank. Over the years, we successfully served small businesses in the Atlanta and Southeast with a full slate of financial services. As we expanded our services to individual clients.
