USDA VS FHA in Los-Altos-Hills, Santa Clara County, CA
For 2026, the USDA loan limit set for Los-Altos-Hills, situated in Santa Clara county of CA, is $657,900. On the other hand, the FHA loan limit for a single-family home in the same area is specified at $822,375.
Utilize the Lendersa® USDA loan calculator to effectively compare the latest rates between USDA and FHA loans. This tool will help you ascertain the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator offers a side-by-side analysis of USDA, FHA, Conforming, and VA loans, facilitating your decision on the best suited program for your unique financial scenario in .
Comprehensive Guide to 2026 Loan Limits and Down Payment Requirements in Los-Altos-Hills, Santa Clara, CA
Loan Type
Loan Limit
Required Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Los-Altos-Hills, CA
The objective of Lendersa® is to facilitate the quick and hassle-free acquisition of the best possible USDA or FHA loan for you. You have three starting points to choose from that will match you with appropriate lenders and USDA loan programs.
A Comprehensive Overview of What Defines a USDA Loan in CA
The USDA home loan is backed by the federal government through the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is exclusively available in rural locales. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option for eligible borrowers in rural areas.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
4025 Camino Del Rio South, Suite 300, San Diego, CA, 92108
Parkwood Capital Inc. is a full service real estate brokerage. Because of our partnerships and collaborations with real estate investors, developers and investment and financial professionals, we are able to assist our customers and clients with the types of services they desire. We want to ensure that we meet your real estate and finance needs.
3530 Camino Del Rio N, Suite 206, San Diego, CA, 92108
Hop Mortgage brings decades of combined expertise in the mortgage lending industry to provide the highest level of service. Their dedication and 24/7 service to their clients is why they are chosen as the preferred lending partner of many of the areas top real estate professionals. The Hop Mortgage Team will join you on the journey of homeownership
2535 Camino Del Rio South, Suite 255, San Diego, CA, 92108
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1011 Camino Del Rio S, Suite 420, San Diego, CA, 92108
"We specialize in advising clients in order make the right decision regarding their real estate needs. Whether you are looking to purchase, sell, refinance, or invest in a property we are here to help!
We are a bilingual professional group that believes in working with integrity and honesty to create long-term relationships.
Our service is top notch and is predicated on today’s best real estate and lending technology, but our real secret ingredient is Experience. Our Broker and Broker Associates have over 70-years of combined experience in real estate and residential lending.Then there are our Sales Associates and Loan Officers who’s combined experience spans many.
4025 Camino Del Rio South, Suite 300, San Diego, CA, 92108
We are based out of San Diego California and operate in all neighboring cities. We love our clients and will go above and beyond to make sure you have a fulfilling experience every step of the way. At California Pacific our goal is to provide you with the experience of buying a home that is contrary to the status quo meaning that we will mentor
Based in San Diego California, Loan Monkey, Inc. is committed to providing a simple and transparent loan process to each and every one of our clients. We believe in putting our clients first, so pick up the phone and call us today! LoanMonkey is one of the best reviewed & most trusted mortgage companies on BankRate.
