USDA VS FHA in Los-Altos-Hills, Santa Clara County, CA
For 2025, the USDA loan limit set for Los-Altos-Hills, situated in Santa Clara county of CA, is $657,900. On the other hand, the FHA loan limit for a single-family home in the same area is specified at $822,375.
Utilize the Lendersa® USDA loan calculator to effectively compare the latest rates between USDA and FHA loans. This tool will help you ascertain the necessary income, credit score, reserves, and documentation required to qualify. Our advanced mortgage calculator offers a side-by-side analysis of USDA, FHA, Conforming, and VA loans, facilitating your decision on the best suited program for your unique financial scenario in .
Comprehensive Guide to 2025 Loan Limits and Down Payment Requirements in Los-Altos-Hills, Santa Clara, CA
Loan Type
Loan Limit
Required Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Los-Altos-Hills, CA
The objective of Lendersa® is to facilitate the quick and hassle-free acquisition of the best possible USDA or FHA loan for you. You have three starting points to choose from that will match you with appropriate lenders and USDA loan programs.
A Comprehensive Overview of What Defines a USDA Loan in CA
The USDA home loan is backed by the federal government through the Department of Agriculture. Known as a USDA rural development loan or USDA mortgage, it is exclusively available in rural locales. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA loans require no down payment, making them an attractive option for eligible borrowers in rural areas.
12842 Valley View Street, Suite 205, Garden Grove, CA, 92845
The HomeSmart Advisors team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
The Bynum Group, Inc founder of the Hong Holly BynumTeam player with strong communication and inter-personal skills. Skilled at relationship-building and abilities to influence empower and motivate others. I am a results-driven performer with excellent problem solving, customer service.
Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.
NEXTGEN TEAM REALTY, OR NEXTGEN, is a family owned and operated real estate brokerage founded in Orange County, California, that weaves in the time- tested Golden Rule of Customer Service with a modern touch of cyber deftness. While the new shift in real estate has taken on a digital aspect to keep up with social media trends
We have been doing loans for over 20 years and love helping customers with their home loans. We have done everything from conventional, FHA, VA, IRRL, zero downs, Reverse, to even various types of commercial such as strip malls and apartment loans. Whatever your lending needs we have an expert to take great care of you.
Prima Funding Inc has been a full service Brokerage that puts the needs of our clients first. We help first-time home buyers, homeowners, and investors stay ahead of the curve and maximize their investment potential. We specialize in the Southern California region of Orange County, Los Angeles and the Inland Empire
8932 Katella Avenue, Suite 104A, Anaheim, CA, 92804
Lugo Brothers Real Estate Group is committed to treating you like family. Our goal is to fulfill your real estate needs beyond your expectations, and we are confident in our ability to do so. Our job is not done when you are satisfied, our job is done when you are ecstatic. We look forward to working with you.
2651 E Chapman Ave, Suite 215C, Fullerton, CA, 92831
Our mission at Southern Cal Funding is to make applying for a home loan as painless and smooth a process as possible. We work with many wholesale banks that offer extremely competitive programs whether your a 1st Time Buyer, an Investor, or just selling and buying your next home!
