USDA and FHA Pro and Con in Los-Altos, Santa Clara County, CA
In 2025, the USDA loan limit for Los-Altos, located within the county of Santa Clara, CA, is set at $657,900. In comparison, for a single-family home, the FHA limit is $822,375.
Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA versus FHA rates of today. You can determine the necessary income, credit, reserves, and documents required for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side to assist in selecting the most suitable program in for your unique financial situation.
2025 Loan Limits and Downpayment Requirements in Los-Altos, Santa Clara, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Options in Los-Altos, CA
The mission of Lendersa® is to swiftly provide you with the best USDA or FHA loan available, without undue hassle. Start with one of three initial paths that lead to matched lenders and suitable USDA loan programs.
The USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan. Available exclusively in rural regions, this mortgage does not require any down payment, unlike FHA loans which mandate a minimum 3.5% down payment.
Professional Mortgage Connection, LLC (PMC) is an active member of the Mortgage Bankers Association of Southwestern PA and operates in full compliance of the Federal Fair Housing and Equal Housing Opportunity requirements. All staff members are held to the strictest Code of Ethics and Confidentiality and Security Standards.
Valley 1st Community Federal Credit Union operates through a Board of Directors who are elected by our members and serve as volunteers. The Board consists of officers who set policies, objectives, and standards that guide our staff in achieving a common goal. Our core building blocks of our financial institution rest upon the initiatives we take.
This credit union was organized in October, of 1968, to promote thrift among its members and to accumulate a fund from these savings to make needed loans to members. We started out at Allied Chemical in Newell, PA with a small amount of members and have grown to today with members exceeding over 900 and assets over $6, 000, 000.
PPG & Associates Federal Credit Union is a non profit, member-owned organization dedicated to improving the economic well-being of our members by striving to provide a full range of financial services at the highest level of fairness and personal attention while maintaining an environment of stability and growth.
Vidalia Federal Savings was organized in October 1936 & received its federal charter as a Federal Savings & Loan Association at that time. Its primary purpose was to promote thrift and home ownership in the Vidalia area. Assets of the institution on December 31, 1936 were $23, 001.16 and have increased to $194, 471, 850.45 as of December 31, 2006.
Altamaha Bank and Trust directly serves the needs of citizens and businesses in Vidalia, Uvalda, & Hazlehurst, GA, as well as the surrounding communities. As the Bank continues to grow, the present directors, officers, & employees of Altamaha Bank & Trust are dedicated to maintaining the standard of excellence that has been set by our predecessors.
Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products
The Colfax Power Plant Employee Federal Credit Union has been providing services to its members for over 75 years. Established in 1939, we are a non-profit, member-owned, financial institution that is federally chartered and regulated by the Pennsylvania Department of Banking and federally insured by the National Credit Union Administration (NCUA).
Mon Valley Community Federal Credit Union has been open since 1937. The credit union has assets totaling $177.69 Million and provides banking services to more than 9, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
Compass Savings Bank is a branch office of Compass Savings Bank. They provide the following services: Full Service Office Location and are located at 111 Westinghouse Ave in Wilmerding Pennsylvania.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number,
