FHA Vs. USDA loan program for Los-Altos, Santa Clara County, California

In 2025, USDA loan limit in Los-Altos, county of Santa Clara, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Los-Altos, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(925) 709-4375 Lender's profile and map Reviews Golden Castle Loans 646 Port Chicago Hwy, Suite 5391, Baypoint, CA, 94565 The GCL Team is committed to providing clients with the highest quality loan origination services combined with the lowest interest rates and closing costs possible. Whether you are looking to buy your dream home or refinance, our experienced mortgage professionals are here to work with you one on one to ensure your success.
(925) 222-9105 Lender's profile and map Reviews 3C Mortgage Group 340 Cumberland Street, Suite C, Pittsburg, CA, 94565 At 3C Mortgage Group. We are a full-service mortgage company based in Pittsburg, CA. We specialize in Refinance in Pittsburg, Concord, and Antioch. We also serve the surrounding cities in Contra Costa County. Whether you are buying a home or refinancing in any of these zip codes: 94565, 94521, 94531,
(925) 439-2800 Lender's profile and map Reviews Anahuak Realty and Loans 333A East Leland Road, Pittsburg, CA, 94565 We are a full service Real Estate Company. We are Bilingual speak English and Spanish We help people buy or sell a home, Condo, Townhouse or Mobile Homes. We help Investors with their purchasing needs We are a Professional Property Management Company We work with Landlords and can help Tenants find a property to rent.
4153787508 Lender's profile and map Reviews Preferred Mortgage Partners 851 Irwin Street, Suite 100, San Rafael, CA 94901, San Rafael, CA, 94901 Private Money Loans - Bridge - Cross Collateral - Fix & Flip - Land Loans - Foreign Nationals - No Income. We are local and specialize in providing fast and creative financing options for residential properties all over the Bay Area, whether you want to; Acquire a new home before selling your existing property. Tap into the equity of your existi
831-332-7744 Lender's profile and map Reviews Solveit Mortgage 1299 Fourth Street, Ste 505B, San Rafael, CA, 94901 Solve It Mortgage with Tammy Blanchard offers expert mortgage solutions tailored to your needs. Whether you're a first-time homebuyer, refinancing, or need creative financing, Tammy provides personalized guidance and competitive loan options. With years of experience and a problem-solving approach, she makes home financing simple and stress-free. L
(415) 456-6232 Lender's profile and map Reviews First Federal Savings and Loan of San Rafael 1030 Third Street, San Rafael, CA, 94901 First Federal Savings & Loan of San Rafael is dedicated to providing exemplary financial services and a deep commitment to our community. Since 1963, our team of experts have been focused on offering personal checking accounts, savings, business accounts, business checking, mortgages, and online
(415) 710-7364 Lender's profile and map Reviews CMG Realty 55 Larkspur Landing, Suite 1, San Rafael, CA, 94901 Cal Marin Group (CMG) is a family-owned, independent residential and investment-focused real estate brokerage firm based in Marin County, California. We take pride in our ability to stay “under the radar.” That means we are selective in choosing our clients and targeted in our efforts.
(415) 464-8299 Lender's profile and map Reviews Equitable Mortgage Group 1101 Fifth Ave, Suite 220, San Rafael, CA, 94901 Equitable Mortgage Group was founded on the vision and promise to provide you with a fast, comfortable, and competitively-priced mortgage experience. Our simple business philosophy is to put your best interest first. We do what we say we are going to do, when we say we are going to do it, and we put everything in writing up-front.
(510) 508-9548 Lender's profile and map Reviews Atalanta Financial 711 Grand Ave, Suite 265, San Rafael, CA, 94901 Atalanta Financial has been committed to serving the financial needs of homeowners and homebuyers across California by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
(800) 371-4545 Lender's profile and map Reviews All California Mortgage 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901 "SINCE 1992, ALL CALIFORNIA MORTGAGE HAS PROVIDED QUALITY SERVICE IN EVERY AREA OF MORTGAGE LENDING. From purchase to refinance to construction and commercial lending, we have access to a full range of mortgage sources. Our lending specialists are dedicated to finding you a loan-with great rates, terms and costs to meet your unique needs."