USDA and FHA Pro and Con in Loyola, Santa Clara County, CA
In 2025, the USDA loan limit for Loyola, located in Santa Clara, CA, is set at $626,500, whereas the FHA limit for a single-family home is $805,000.
Use Lendersa®'s USDA loan calculator to evaluate and compare the best available rates for USDA versus FHA loans, determining needed income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, making it easier to choose the best program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Loyola, Santa Clara, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA Loan Options in Loyola, CA
The objective of Lendersa® is to seamlessly connect you with the best USDA or FHA loan options promptly. Choose one of three starting points to match you with suitable lenders offering USDA programs.
The USDA home loan is backed by the Department of Agriculture and is referred to as the USDA rural development loan or USDA mortgage. It is available specifically in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.
Central Bank officially opened in February 2007 in Tampa, FL and is a full service, independently owned Florida bank that specializes in serving the banking needs of individuals and small businesses. The overall strategy for Central Bank has always been to be an independent community bank providing a higher level of personalized service
5328 Primrose Lake Circle, Suite A, Tampa, FL, 33647
Navigator Lending Solutions was founded by seasoned mortgage professionals who recognized the need for reliable back office support in the mortgage industry and shared a collective vision to become the single source provider for lenders. Navigator Lending Solutions supports Retail, Wholesale and Correspondent lending channels.
Marimark Mortgage is a licensed Florida mortgage lender/broker offering loans in Florida, Virginia and Pennsylvania. Whether you are buying a new home or refinancing, we have loan options that best fit your needs. We also use all the latest technologies to ensure a safe and easy loan process that delivers results.
19046 Bruce B Downs Blvd, Suite 234, Tampa, FL, 33647
DeVore Financial Services is to serve our customers with honesty, integrity & competence. We redefine excellence in Mortgage Brokerage services by stepping away from tradition and exploring new innovative ways to serve our customer’s Mortgage needs.Our goal is to provide home loans to our clients while providing them with the lowest interest rates.
Green House Mortgage is a fully and independent mortgage loan origination entity - Currently ONLY in Florida. We can assist in a wide variety of loan programs including VA, FHA, Conventional and Jumbo and Reverse Mortgages.We help originate in both the refinance and purchase scenarios. More specifically
5322 Primrose Lake Circle Suite A, Tampa, FL, 33647
Bliss Mortgage LLC, you can count on us to match you with the best mortgage loan available for your situation. Our licensed and experienced Mortgage Loan Originators take pride in working for the client and understanding their needs. Short on time? We are also accessible during evenings and weekends. Every situation may be different,
Vision Financial FCU is member-owned, member-driven. We are owned by our members and, since we opened our doors in 1960, our members have always been the foundation and strength of our Credit Union.
We currently serve the employees and family members of over 100 companies and almost 10, 000 established members.
At South Carolina Federal Credit Union, we connect remarkable people with exceptional opportunities. We are passionate about exceeding expectations and providing “Life Simplified” experiences for our members, and we're are proud to be an Employer of Choice organization where people matter.
