USDA and FHA Pro and Con in Loyola, Santa Clara County, CA
In 2025, the USDA loan limit for Loyola, located in Santa Clara, CA, is set at $626,500, whereas the FHA limit for a single-family home is $805,000.
Use Lendersa®'s USDA loan calculator to evaluate and compare the best available rates for USDA versus FHA loans, determining needed income, credit, reserves, and documentation for eligibility. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA options side by side, making it easier to choose the best program for your specific financial needs in .
2025 Loan Limits and Down Payment Requirements in Loyola, Santa Clara, CA
Loan Type
Loan Limit
Down Payment
USDA
$626,500
0%
FHA
$805,000
3.5%
Conventional Conforming
$805,000
3%
USDA and FHA Loan Options in Loyola, CA
The objective of Lendersa® is to seamlessly connect you with the best USDA or FHA loan options promptly. Choose one of three starting points to match you with suitable lenders offering USDA programs.
The USDA home loan is backed by the Department of Agriculture and is referred to as the USDA rural development loan or USDA mortgage. It is available specifically in rural areas. Unlike FHA loans that require at least a 3.5% down payment, the USDA loan requires no down payment.
Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
8625 SW Cascade Ave, Suite 270, Beaverton, OR, 97008
Our mission is to empower you to make successful mortgage decisions. We’re committed to always thinking long-term. At Options Financial Residential Mortgage, we want to help you purchase your first home… your second home, and your third. We want to show you that a mortgage loan can be more than just a business transaction.
NW Priority Credit Union is strongly committed to the Credit Union philosophy of "People Helping People." With branches located throughout the Portland metro area and in Vancouver, WA. We consistently strive to provide outstanding member service to our members as they are our #1 Priority!
Arete Mortgage NW, LLC is a mortgage brokerage providing residential purchase and refinance mortgages to borrowers in the Pacific Northwest. Our goal is simple: we want to work quickly and efficiently to get borrowers a great rate. We do so by operating with low overhead costs and utilizing technology to optimize efficiency
Castparts Employees Federal Credit Union. The first office was located in a single-person room under the stairs in one of Precision Castparts’ plants. After outgrowing the small ‘office’, the credit union moved into a modular unit in the parking lot. and credit union built a new branch off-site, and continues to maintain separate ‘single-person.
Bamboo Mortgage We believe in face-to-face communication because mortgage finance is complex We are embedded in Jade District in S.E. Portland and have a professional office near Hwy 205. We teach clients to manage their mortgage debt which is more important than simply getting a loan and also We utilize an educational style with our customers
205 Southeast Spokane Street, Suite 300, Portland, OR, 97202
We are proud to be local mortgage brokers in Portland Oregon. With 2 owner/employees, each with 10+ years of experience, we work for our clients - not the banks. We offer you the flexibility and pricing advantages you need in today's market. Our focus is helping our clients succeed.
