USDA and FHA Pro and Con in Dana-Point, Orange County, CA
In 2025, USDA loan limit in Dana-Point, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Dana-Point, county of Orange, CA
Loan Type
Loan Limit
Down payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA loan options in Dana-Point, CA
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
We’re a Florida-based direct lender specializing in both traditional and non-traditional financing options.
We understand the Florida marketplace and have created a lending platform to serve the unique needs of homebuyers here in the Sunshine State.
Our branch office is located in Clearwater, FL. Our home office is located in Maitland, FL
28870 US Highway 19 North, Suite 320, Clearwater, FL, 33761
At Mortgage Alliance, LLC, (PMA) was founded in 2014 by its President and CEO Mr. Michael L. Banner. We operate in Florida and New Jersey
Mr. Banner brings 36 years of mortgage experience to the table and has established PMA as a premier mortgage company offering Fannie Mae, Freddie Mac, FHA, VA and Reverse Mortgages.
OJ Mortgage Inc. do business the old fashioned way – one by one, family by family. We understand that obtaining a mortgage is one of the most important decisions many of us will ever make and it is our duty to make sure that you make the right one for you and your family. We will always provide you with the mortgage program that’s right for you
"The team members at Champions Mortgage have many years of experience in mortgage lending. We have worked in both the retail mortgage industry for the consumer and in the wholesale mortgage industry for the lender. We understand the loan products and are well equipped to guide you through any home loan scenario… from application to close.
"Generation Mortgage Associates have and extensive background in mortgage financing. Most of our Loan Originators have over 15 years experience in the Residential Lending industry.
We are a team of hard working and knowledgeable professionals. We understand the mortgage business inside and out,"
West-Aircomm FCU started as an alternative way to save & borrow money that would benefit a group of people who worked together. More than 70 years later, we’re proud to continue their mission in our community. As a member-owned &-operated financial cooperative, we focus on finding ways to help all of our members, offering a wide range of products
We are a non-profit, member-owned, financial institution that has been serving Western Pennsylvania and their families for over 50 years. Because we are non-profit, and member-owned, money made in excess of expenses is returned to the membership through competitive loan rates and savings dividends.
Excel Mortgage Group, Inc. was established in 1990. We aim to provide world-class, customer-focused service, along with a wide range of loan products to accommodate all homebuyers. We take pride in getting to know our clients and finding the lowest interest rates and best loan programs to fit their individual needs.
At Caro, we are focused on changing people’s lives with creative problem-solving solutions to the financial challenges life throws at you, both simple and complex. We give you the tools you need to succeed, help you achieve your goals and work together on a plan that is easy to follow. Caro treats every person with equal importance.
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
