USDA Loan Vs. FHA loan for Dana-Point, CA [ best of 2023]

In 2024, USDA loan limit in Dana-Point, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Dana-Point, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(305) 228-0085 https://www.americanfidelitymortgage.com/ 2296 miles Lender's profile and map Reviews American Fidelity Mortgage Inc 8370 West Flagler Street, Suite 145, Miami, FL, 33144 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 552-7900 https://mhmlender.com/ 2296 miles Lender's profile and map Reviews Millenium Home Mortgage 8550 W. Flagler Street, Suite 104, Miami, FL, 33144 Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut.We pride ourselves on fast approvals and hassle free processing.
(305) 962-5280 https://www.pacificmtgsvc.com/ 2296 miles Lender's profile and map Reviews Pacific Mortgage Services Corp 11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176 Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
(305) 779-8420 https://1stfml.com/ 2296 miles Lender's profile and map Reviews 1st Florida Mortgage Lending 10689 North Kendall Drive, Suite 319, Miami, FL, 33176 1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
(844) 788-0787 http://www.ulcmortgage.com 2296 miles Lender's profile and map Reviews United Lending 14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(305) 595-7355 http://www.xcellencemortgage.com 2296 miles Lender's profile and map Reviews Xcellence Mortgage, INC 10508 N Kendall Dr, Miami, FL, 33176 Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
(305) 586-6645 http://www.mcfinancialgroup.com 2296 miles Lender's profile and map Reviews M.C. Financial Group, Inc. 11160 N. Kendall Drive, Suite 106, Miami, FL, 33176 At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
877-225-1492 http://www.columbuscl.com/ 2296 miles Lender's profile and map Reviews Columbus Capital Lending - Tamiami 9955 N Kendall Drive, 2nd Floor, Miami, FL, 33176 Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.
(954) 265-5862 https://www.mefcu.org/ 2296 miles Lender's profile and map Reviews Memorial Employees Federal Credit Union 3501 Johnson Street, Hollywood, FL, 33021 MEFCU is operated under a charter which was granted in accordance with the Federal Credit Union Act, Public Law 86-354. Memorial Employees Federal Credit Union is governed by laws, rules & regulations of the National Credit Union Administration. Our mission is to grow along with our sponsor by providing lifelong personal service.
(954) 920-9799 https://firstsoutheastmortgage.com/ 2296 miles Lender's profile and map Reviews First Southeast Mortgage Corporation 3837 Hollywood Blvd, Suite A, Hollywood, FL, 33021 "We offer some of the lowest rates and fees in the industry. We can almost always offer lower rates than a retail bank or other mortgage companies. We work with multiple lenders to offer you the best possible rates and programs. We represent YOU, not the lender. We’re available when and where YOU need us, evenings and weekends included."