As of 2025, the USDA loan limit for Dana-Point in the county of Orange, CA, is set at $657,900. By contrast, the FHA limit stands at $822,375 for a single-family residence.
To compare current rates between USDA and FHA, utilize the Lendersa® USDA loan calculator. This tool helps you evaluate the income, credit, reserves, and documentation necessary to qualify. With our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side to identify which program in Alabama is most suitable for your financial needs.
2025 Loan Limits and Down Payment Specifications in Dana-Point, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Opportunities in Dana-Point, CA
Lendersa® is committed to quickly securing you the best USDA or FHA loan without undue complications. Customers can select from three beginning options to find matching lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage offered through the Department of Agriculture, also known as the USDA rural development loan. It is restricted for use in rural areas. Differently from FHA loans, which necessitate a minimum of 3.5% down payment, USDA mortgages require no down payment whatsoever.
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258 Blue Prince Road, Suite 102, Bluefield, WV, 24701
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