USDA Vs. FHA Pro and Con comparison in Dana-Point, Orange County, CA
As of 2025, the USDA loan limit for Dana-Point in the county of Orange, CA, is set at $657,900. By contrast, the FHA limit stands at $822,375 for a single-family residence.
To compare current rates between USDA and FHA, utilize the Lendersa® USDA loan calculator. This tool helps you evaluate the income, credit, reserves, and documentation necessary to qualify. With our sophisticated mortgage calculator, you can examine USDA, FHA, Conforming, and VA options side by side to identify which program in Alabama is most suitable for your financial needs.
2025 Loan Limits and Down Payment Specifications in Dana-Point, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Exploring USDA and FHA Loan Opportunities in Dana-Point, CA
Lendersa® is committed to quickly securing you the best USDA or FHA loan without undue complications. Customers can select from three beginning options to find matching lenders and USDA loan programs.
The USDA home loan is a government-backed mortgage offered through the Department of Agriculture, also known as the USDA rural development loan. It is restricted for use in rural areas. Differently from FHA loans, which necessitate a minimum of 3.5% down payment, USDA mortgages require no down payment whatsoever.
23332 Mill Creek Drive, Suite 235, Laguna Hills, CA, 92653
At AS IS Lending we value honesty and integrity, and we pride ourselves on providing transparency for our clients throughout the mortgage loan process.
We understand that owning a home is a large financial commitment, which is why our AS IS Lending Team works closely with you every step of the way throughout the loan process and beyond.
23330 Mill Creek, Suite 250, Laguna Hills, CA, 92653
Michelle J. Christensen has 19+ years in the industry she can assist you in every aspect of the loan process. Give her a chance to earn your business, you will never go to another loan officer. Michelle J. Christensen NMLS# 304522 Our Business Is Making You Feel At Home.
With 19+ years in the industry Michelle can tailor the perfect loan
23172 Plaza Pointe Dr, Suite 195, Laguna Hills, CA, 92653
Our goal is not only to provide you with the best of our service and expertise in advancing your financial interests, but also to offer you a long term relationship. The US economy and banking industry is always changing, as such, anytime we feel that we can better your financial interests in the long term.
23172 Plaza Pointe Dr, Suite 230, Laguna Hills, CA, 92653
Breeze Funding has been a leading, client-focused mortgage loan company offering low interest rates. We offer an award winning, state of the art lending process that has been time tested to give homeowners great loans at competitive interest rates.We believe purchasing a home & refinancing should be an exciting & encouraging process for homeowners.
24031 El Toro Rd, Suite 330, Laguna Hills, CA, 92653
Behrens Capital Mortgage is committed to helping you find the right mortgage product for your needs whether in Laguna Woods or the great state of California. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple.
22936 Mill Creek, Suite A, Laguna Hills, CA, 92653
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
23046 Avenida de La Carlota, Suite 665, Laguna Hills, CA, 92653
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships
22981 Triton Way, Suite D, Laguna Hills, CA, 92653
Greentree Property Management is dedicated to providing you with the highest standards in property management. As opposed to other companies who will also focus on homeowner association management, we choose to focus only on property management services for residential properties.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
