USDA VS FHA in Aliso-Viejo, Orange County, CA

In the year 2026, if you are seeking details regarding loan limits in Aliso-Viejo, county of Orange, CA, you will find that the USDA loan maximum is $657,900, whereas the FHA ceiling is $822,375 for a single-family home.

Utilize the Lendersa® USDA loan calculator to evaluate the leading USDA and FHA rates today, identifying the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, enabling you to choose the most suitable program in for your personal financial needs.

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2026 Loan Limits and Down Payment Requirements in Aliso-Viejo, county of Orange, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Options for USDA and FHA Loans in Aliso-Viejo, CA

Lendersa® aims to streamline your access to the best USDA or FHA loans swiftly and with ease. Begin with any of three methods to find lenders and USDA loan programs that suit your needs.

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Understanding USDA Loans in CA

A USDA home loan, assured by the government via the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively obtainable in rural areas. While FHA loans necessitate at least a 3.5% down payment, USDA loans require none, providing a distinct advantage.

Enter your location to find out if it qualifies for USDA rural housing loan?



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