USDA Loan Vs. FHA loan pro & con for Laguna-Niguel, Orange County, CA

In 2024, USDA loan limit in Laguna-Niguel, county of Orange, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Laguna-Niguel, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(888) 594-0489 https://www.preferredhomeloans.com/ 2304 miles Lender's profile and map Reviews Preferred Home Loans 514 Oldham Street, Baltimore, MD, 21224 Whether you’re looking to buy, build or refinance your home, our experienced mortgage professionals are here to help. Here at Preferred Home Loans, we offer a variety of loan options that can help you achieve home ownership with the speed and service you deserve. Plus, our mortgage professionals are dedicated to finding the right loan.
(443) 885-0060 http://securedfundingcorporation.com/ 2304 miles Lender's profile and map Reviews Secured Funding Corporation 3500 Boston St, Suite 234, Baltimore, MD, 21224 Secured Funding Corporation is a full-service mortgage brokerage firm specializing in FHA, Conventional, VA, and 203k residential loans. Our team of originators have years of valuable experience in the home loan industry and have built a reputation of excellent customer service that is exemplified by the number
(888) 993-7664 https://www.firstsouthnc.com/ 2304 miles Lender's profile and map Reviews First South Bank 1311 Carolina Avenue, Washington, NC, 27889 Founded in 1902, First South Bank has served the eastern and central North Carolina market for over 100 years. We have grown to thirty-two (32) full-service branch offices from Durham to Buxton and Elizabeth City to Wilmington. Banking products and services have evolved, however, the Bank’s commitment to its community has never wavered
(410) 414-9446 https://hiloans.info/ 2304 miles Lender's profile and map Reviews Patriot NTNL Mortgage Corporation 260 Merrimac Court, Prince Frederick, MD, 20678 Patriot NTNL Mortgage Corporation began its journey as a Mortgage Broker and Home Improvement Finance Company in June 1993 and has successfully served thousands of customers in the Maryland, Virginia, and Washington DC areas. Patriot NTNL Mortgage Corporation has always had the belief that our customer is top priority.
(410) 535-3400 http://intrepidexecutivegroup.com/ 2304 miles Lender's profile and map Reviews Intrepid Private Capital Group/John Callender 135 W Dares Beach Rd Prince, Frederick, MD, 20678 The Intrepid Private Capital Group is a leader in providing business funding solutions. We screen Projects for a remarkable number of private funding sources around the world, principally: offshore money management groups, very large trusts, funds, pension plans and several boutique investment groups,
(305) 763-8023 http://www.rosshomeloans.com/ 2304 miles Lender's profile and map Reviews Ross Home Loans 960 W.41St Street, Suite 212, Miami Beach, FL, 33140 Ross Home Loans is a Miami Mortgage Company that offers residential and commercial Florida mortgage products. We work with homeowners, first time buyers and business owners who have strong, good and challenged credit. Ross Home Loans is dedicated to providing you with exceptional rates and quality service.
(410) 260-2000 https://severnbank.com/ 2304 miles Lender's profile and map Reviews Severn Bank 200 Westgate Circle, Suite 200, Annapolis, MD, 21401 We are a community bank located in Anne Arundel County offering full-service banking including residential lending, commercial banking, and personal banking. Our mission is to enhance our community by investing in the climate, culture, commerce, and people of the Chesapeake Bay region.
(844) 230-6679 https://southrivermortgage.com/ 2304 miles Lender's profile and map Reviews South River Mortgage 1 Park Place, Suite 540, Annapolis, MD, 21401 At South River Mortgage we put our customers first. We are a trustworthy broker who will help our senior citizens find the best reverse mortgage plan to benefit their unique situation. Unlike a lender, we will compare different options that best fit our borrower’s needs. It is our goal is to give seniors the peace of mind
(888) 699-1769 https://www.bayrockhomeloans.com/ 2304 miles Lender's profile and map Reviews Bay Rock Home Loans LLC 839 Bestgate Road, Suite 131, Annapolis, MD, 21401 BlackRock Home Loans works with a strong portfolio of private lenders that help borrowers with unique financial situations to provide them with niche lending products that meet their needs. There are great products available for borrowers who can't qualify for loans with traditional documentation.
(443) 808-8432 https://www.wynnpointfinancial.com 2304 miles Lender's profile and map Reviews Wynn Point Mortgage LLC 888 Bestgate Road, Suite 401, Annapolis, MD, 21401 "Over the years, we have found that a team approach can be an effective method to help clients who have a wide variety of needs as they maneuver through a complex financial-services world. We invite you to discover and experience the power of our services. We believe it has far-reaching benefits for our clients to get opinions"
(443) 624-8846 http://www.firstcountymortgage.com 2304 miles Lender's profile and map Reviews First County Mortgage 1730 West Street, Suite 200, Annapolis, MD, 21401 First County Mortgage, LLC is an Alexandria, VA-based, full-service, residential mortgage lender in Maryland and a mortgage broker for Virginia and the District of Columbia. First County Mortgage believes there is more to home financing than simply securing the lowest interest rate.