USDA and FHA Pro and Con in Laguna-Hills, Orange County, CA
In 2025, the loan limit for a USDA loan in Laguna-Hills, Orange county of CA, is $657,900. The FHA limit stands at $822,375 for a single-family home.
Employ the Lendersa® USDA loan calculator to evaluate and compare today's leading rates between USDA and FHA loans, calculating the necessary income, credit, reserves, as well as any required documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to aid you in deciding which program in Alabama suits your financial situation best.
2025 Loan Limits and Down Payment Requirements in Laguna-Hills, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Opportunities in Laguna-Hills, CA
The objective of Lendersa® is to promptly deliver the best USDA or FHA loans without unnecessary hassles. Choose one out of three starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed mortgage offered through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans that meet the needs of our friends and neighbors. We have been in business since 1991 and our staff has over 50 years in combined experience. We put that experience to work for you.
O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.
Integrity Mortgage Solutions is a small, local brokerage with access to dozens of wholesale lenders. We excel in finding just the right product to fit our clients' needs by working with each borrowers' credit and income challenges. Our broker, Darcie Jacobsen, started this company in the fall of 2003 after gaining extensive experience
The Northwest Mortgage Team is your premier mortgage team located in Puyallup, WA.We pride ourselves on offering some of the lowest rates nationwide & make the loan process simple, straightforward & fast for borrowers seeking a mortgage. We are committed to providing clients with the highest quality financial services available in your area.
Turn Two Mortgage offers customized mortgage solutions, superior rates, lightning speed and first-class service creating an amazing borrower experience. What sets us apart from the rest is our dedication to customer satisfaction. We understand that buying or refinancing a home is a significant decision, and we take pride in providing exceptional se
Citco Federal Credit Union was established in 1954 as the Sheridan Public Employees Federal Credit Union; charter number 9644. The Sheridan Public Employees Federal Credit Union served:
the employees of the City of Sheridan.
the employees of the County of Sheridan.
the employees of the Public School System.
First Federal’s financial soundness allows us to be a strong partner in ensuring the stability and growth of our community. Since 1935, First Federal has been guided by sound banking principles that have led to protecting our clients’ money and lending to businesses and consumers responsibly.
John O’Dell started O’Dell Construction, Inc. in Sheridan, Wyoming in 1989; two years later, his son Shawn joined him in the business. Over the years, O’Dell Construction has grown into one of the area’s largest general contracting firms, providing service as General Contractor, CMAR (Construction Manager at Risk),
