In 2026, the loan limit for a USDA loan in Laguna-Hills, Orange county of CA, is $657,900. The FHA limit stands at $822,375 for a single-family home.
Employ the Lendersa® USDA loan calculator to evaluate and compare today's leading rates between USDA and FHA loans, calculating the necessary income, credit, reserves, as well as any required documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans to aid you in deciding which program in Alabama suits your financial situation best.
2026 Loan Limits and Down Payment Requirements in Laguna-Hills, Orange, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
Discover USDA and FHA Loan Opportunities in Laguna-Hills, CA
The objective of Lendersa® is to promptly deliver the best USDA or FHA loans without unnecessary hassles. Choose one out of three starting points to find matching lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed mortgage offered through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, specifically available in rural areas. Unlike FHA loans, which necessitate a minimum down payment of 3.5%, USDA mortgages require no down payment.
As the Local Lender, our obligation is to help our friends finance their dream homes– but our PURPOSE goes much deeper than that. Our PURPOSE, and the reason we love doing what we do, is to help our clients get where they want to go. This means building a relationship outside the business transaction by helping our clients find a plumber.
MiLEND, Inc. has served thousands of home buyers and homeowners by providing them with a common-sense approach to the mortgage business. Since 1995, the mission has provided the foundation for MiLEND, Inc. to grow as we aim to consistently keep our customer's and partner's lives simple when purchasing or refinancing a home.
Cornerstone Mortgage Group, LLC. is a full-service mortgage lending institution based in Atlanta, GA. We are committed to differentiating ourselves from our competition by offering Raving Fan" customer service and building our business based off referrals and word of mouth advertising.
2340 Perimeter Park Drive, Suite 200, Atlanta, GA, 30341
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
We are dedicated to providing a 5 star level of service to our clients and referral partners! We take a concierge style approach with every client to ensure the highest level of customer service! Our mission is to value others ahead of ourselves. We provide strategic mortgage planning to our clients to help meet their needs.
FIRM Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
Home Pointe Mortgage Company will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
