In 2026, the USDA loan limit for Diamond-Bar, located in Los Angeles county, CA, is set at $657,900. At the same time, the FHA loan limit for a single-family home amounts to $822,375.
Utilize the Lendersa® USDA loan calculator to compare the finest current rates between USDA and FHA programs. It also helps identify the income, credit score, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, making it easier to decide which option suits your financial situation best, especially if you're in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $657,900 | 0% |
| FHA | $822,375 | 3.5% |
| Conventional Conforming | $822,375 | 3% |
Lendersa® strives to help you secure the best USDA or FHA loan efficiently and without stress. Choose one of three starting approaches that connect you with suitable lenders and USDA loan programs.
The USDA home loan, endorsed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It's accessible exclusively in rural areas. Unlike FHA loans that entail a minimum of 3.5% for down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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