USDA and FHA Pro and Con in Rowland-Heights, Los Angeles County, CA

In 2025, USDA loan limit in Rowland-Heights, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Rowland-Heights, county of Los Angeles, CA

Loan Type Loan Limit Down payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA loan options in Rowland-Heights, CA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Seaside National Bank and Trust
  • 820 A1A North, Ponte Vedra Beach, FL, 32082
  • Seaside is a Florida based full-service financial institution capable of handling all of your private and commercial banking, wealth management and insurance needs. But we go one step further – by providing dedicated, client-focused service. We offer the broad, sophisticated products of a large regional bank
  • Dolphin Home Mortgage Inc
  • 2308 Sawgrass Village Drive, Ponte Vedra Beach, FL, 32082
  • Dolphin Home Mortgage are your premier mortgage team located in Ponte Vedra Beach, Florida. Dolphin Home Mortgage offers some of the most competitive rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the State of Florida.
  • MTR Funding LLC
  • 2407 Brittany Court, Ponte Vedra Beach, FL, 32082
  • We are wholesale to the Public. No one else comptetes with this. We have no lender fees whatsoever. The only fees you will have is what the title company charges you and taxes and insurance. Owner Michael Riley have 30 years experience and I have closed thousands of Mortgage Loans.
  • Navigator Mortgage Inc
  • 183 Landrum Lane, Suite 203 B, Ponte Vedra Beach, FL, 32082
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • OVM Financial, Inc
  • 822 Florida A1A, Ponte Vedra Beach, FL, 32082
  • OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
  • MBN Mortgage Inc
  • 3665 Bee Ridge Road, Suite 306, Sarasota, FL, 34233
  • MBN Mortgage Inc. is the most progressive, innovative and competitive mortgage broker in Florida. MBN boasts a 95%+ application to funding ratio. We customize a lending solution for each customer. Our tools include credit repair, consumer loan refinancing, bookkeeping, and tax preparation to assist our customers in getting qualified.
  • Bull Market Business Funding Solutions
  • 806 Green Valley Rd, Suite 200, Greensboro, NC, 27408
  • Bull Market Capital: Business Funding Solutions is focused on providing exemplary commercial finance to various businesses, and we’ve been nationally recognized for our commitment and services. Our generous portfolio of products and industry expertise is at your disposal. Some of the commercial finance & loan products in which we specialize include
  • Helms Mortgage
  • 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408
  • At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.
  • Acclaim Federal Credit Union
  • 1823 Banking Street, Greensboro, NC, 27408
  • Acclaim FCU is a member-owned, full-service credit union. We focus on linking you to your goals with our checking & savings accounts, auto loans, personal loans, mortgage loans, rewards credit cards, and more. They recognized that each person and family had a story and different needs, & they wanted a financial institution that recognized that too.
  • Dr. Daniels and Son Investment Real Estate Capita
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  • Life Trust Lending
  • 10022 Marbella Drive, Bradenton, FL, 34211
  • The Life Trust Lending mission is to serve our customers with honesty, integrity and expertise. Our goal is to offer home loans to our clients while providing them with the lowest interest rates and closing costs in the market. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.