USDA VS FHA in Rowland-Heights, Los Angeles County, CA

In the year 2026, if you're considering the USDA loan limit in Rowland-Heights, located in the county of Los Angeles, CA, you'll find it is $657,900. In comparison, a single-family home's FHA loan limit is $822,375.

Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today. Determine the income, credit score, reserves, and documents required for eligibility. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to aid in selecting the most suitable option in for your specific financial needs.

Explore loan offers from 100 diverse lenders

Loan Limits and Down Payment Requirements for 2026 in Rowland-Heights, county of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Available USDA and FHA Loan Options in Rowland-Heights, CA

The mission of Lendersa® is to secure you the optimal USDA or FHA loan promptly and smoothly. You can begin by opting for one of three paths that connect you with suitable lenders and USDA loan program options.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in CA

The USDA home loan is a financing option assured by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any down payment, offering a cost-effective option for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Gelt Financial LLC
  • 6401 Congress Ave Suite 215, Boca Raton, FL, 33499
  • Gelt Financial, LLC ("Gelt"​) is a non bank direct commercial lender satisfying its clients financial needs and goals since 1989. Gelt's robust commercial product offerings are available across the country to US Citizens and Foreign Nationals. We focus on loans between $100,000 and up.
  • GLOBAL LENDING SOLUTIONS
  • 937 SW 87 Ave, Suite A, Miami, FL, 33174
  • Global Lending Solutions's goal is to help people achieve their American Dream. Global lending Solutions provides quality mortgage services to the people of South and central Florida. Global Lending Solutions LLC Office in 937A Southwest 87th Avenue, Miami, Florida 33174, United States. Call us today at (786) 452-1189
  • Team MC Home Loans LLC
  • 9600 South West 8th Street, Suite 2, Miami, FL, 33174
  • At Team MC Home Loans LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • Loan Choice Corp
  • 1405 Southwest 107 Avenue, Suite 301E, Miami, FL, 33174
  • With over 50 years of combined experience in mortgages we are experts in our field and will help structure a loan for you no matter what your situation. We have the latest technology that allows us to give you the best customer experience during what can be a very stressful time. Most often times this will be the biggest financial decision
  • Seneca Savings
  • 35 Oswego Street, Baldwinsville, NY, 13027
  • Seneca Savings is a community bank that feeds into a self-sustaining micro-economy by keeping funds right here in Central New York. The idea of “sustainability” is linked to a lot of our local activities these days. Funds taken in by the community are put to productive use by lending that money back into the Syracuse economic ecosystem.
  • South Atlantic Federal Credit Union
  • One West Camino Real, Suite 110, Boca Raton, FL, 33432
  • South Atlantic Federal Credit Union was originally started by the employees of the Boca Raton Resort and Club. It was chartered in 1973, and is a non-profit cooperative organized to provide our members with low-cost financial services. We are governed by a volunteer board of directors who are elected by and from the membership.
  • Reverse Mortgage Lending Center
  • 40 S.E. Fifth Street, Suite 502, Boca Raton, FL, 33432
  • We Promise to fully explain to you all the latest and most accurate information about Reverse Mortgages, but we also promise to never pressure you in any way. If you decide to proceed, we will be with you through every step of the process and after. We will always treat you with the respect you deserve.
  • Reach Home Loans
  • 327 Plaza Real, Suite 215, Boca Raton, FL, 33432
  • At Reach Home Loans communication, transparency, and speed are the focus. Our client and Realtor® reviews are a testament to that. Since our business relies heavily on word of mouth referrals, we understand the importance of being available to clients and referral partners beyond traditional banking hours.
  • lending2U
  • 1877 S Federal Hwy, Suite 304, Boca Raton, FL, 33432
  • "At LENDING2U we focus on working together and supporting our clients with effective and personalized financial solutions. We offer mortgages for residencial & commercial properties, constructions, ReFinancing and improvements. Our business areas include investors, brokers and realtors to become the best option of mortgage services."
  • Biz Lending & Insurance Center Inc
  • 399 SW 2nd Ave, Suite 206, Boca Raton, FL, 33432
  • Biz Lending & Insurance Center, Inc. (BLIC) is a niche company providing Member Business Loan Services for Credit Unions, Brokers, Investors, Business Owners and others that work in the Commercial Real Estate Industry. In addition, BLIC provides a complete line of Insurance Products that includes Property & Casualty, Health.
  • Ameritrust Mortgage Associates
  • 150 East Palmetto Park Road, Suite 800, Boca Raton, FL, 33432
  • Ameritrust Mortgage Associates will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. Melinda have been a Mortgage Loan Originator for over 26 years.