USDA VS FHA in Rowland-Heights, Los Angeles County, CA

In the year 2026, if you're considering the USDA loan limit in Rowland-Heights, located in the county of Los Angeles, CA, you'll find it is $657,900. In comparison, a single-family home's FHA loan limit is $822,375.

Leverage the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today. Determine the income, credit score, reserves, and documents required for eligibility. With our comprehensive mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side to aid in selecting the most suitable option in for your specific financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Rowland-Heights, county of Los Angeles, CA

Loan Type Loan Limit Down Payment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

Available USDA and FHA Loan Options in Rowland-Heights, CA

The mission of Lendersa® is to secure you the optimal USDA or FHA loan promptly and smoothly. You can begin by opting for one of three paths that connect you with suitable lenders and USDA loan program options.

Lendersa USDA loan request and matching results

An Overview of USDA Loans in CA

The USDA home loan is a financing option assured by the government through the Department of Agriculture, often referred to as a USDA rural development loan or USDA mortgage. It is exclusively available for rural areas. Unlike FHA loans, which necessitate at least a 3.5% down payment, USDA loans do not require any down payment, offering a cost-effective option for eligible homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



Rowland-Heights Lenders

  • American Continental Bank
  • 17700 Castleton Street, Suite 100, City Of Industry, CA, 91748
  • Lends in California
  • American Continental Bank was established on October 6, 2003, by a group of local businessmen and individuals who were interested in creating a Bank that would provide specialized financial services to the Chinese community. Our Senior Management team and staff consist of highly skilled bankers who are professional.

  • ACG Funding Inc
  • 17590 Colima Road, Rowland Heights, CA, 91748
  • Lends in California
  • Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Our name that is trusted throughout the community. To speak directly with an experienced mortgage professional simply give us a call anytime. We look forward to working with you.

  • Greater Pacific Real Estate Services
  • 1920 Batson Avenue, Suite 268, Rowland Heights, CA, 91748
  • Lends in California
  • We're real estate experts who specialize in mortgage financing and real estate sales. We are here to simplify the process toward you obtaining your ultimate goal...Homeownership. Our one on one customer relationship offers you customized service and support. Greater Pacific Real Estate SVCS-Wayne Wainwright, Rowland Heights.

  • iHome Funding
  • 18645 East Gale Avenue, Suite 210, Rowland Heights, CA, 91748
  • Lends in California
  • iHome Funding is known for its competitive yet flexible rates. Regardless of whether you think you will save money, we may be able to offer a personalized rate lock scenario with your benefit in mind and alos We aim to provide a painless and hassle free refinance experience. Our establishment’s consultants can guide you through our process.

  • PYC Financial
  • 17890 Castleton Street, Suite 378, City Of Industry, CA, 91748
  • Lends in California
  • PYC Financial is a group of mortgage specialist with over 20 years of experience. We have successfully helped hundred of clients with their home loans.We are committed to provide our clients expert advices on property loans and offer extremely competitive interest rates with an extensive network of lending partners.

  • USA Financial Group, Inc
  • 18725 E. Gale Ave, Suite 227, City Of Industry, CA, 91748
  • Lends in California
  • "At USA Financial Group, Inc We can help you find the perfect mortgage.
    Buying a home is one of the biggest purchases most of us make. House hunting can be exciting and disappointing at the same time. Some people find the perfect home in three days, for others, it can take months. We've seen it all. And we understand how you feel.

  • Aces Jewelry and Loan
  • 1071 E. Amar Rd, West Covina, CA, 91792
  • Lends in California
  • Aces Jewelry & Loan is located in West Covina. We are here to serve all of your pawn and retail needs! Our quick and easy pawn loans put cash in your hands fast. We have a large selection of jewelry We have great deals on new and used merchandise including jewelry, gold, silver, coins, computers, televisions

  • Universal Bank
  • 3455 Nogales Street, Suite 105, West Covina, CA, 91792
  • Lends in California
  • Universal Bank offers you five convenient locations across Southern California to better help meet your financial needs. Whether you’re in the need for a checking account or other type of account Universal Bank is here to serve you. With ATM’s at most locations, you will have easy access to your money when you need it.

  • Reve Mortgage
  • 1199 Fairway Dr, City Of Industry, CA, 91789
  • Lends in California
  • At Reve Mortgage, we are committed in providing the reliable source to your lending solutions; by making lending simple and efficient. Our goal is to go that extra mile to build a lifelong relationship based on integrity, trust, and gratitude. Our one team in-house operations will create an efficient

  • Olive Tree Lending Inc
  • 20803 East Valley Boulevard, Suite 106, Walnut, CA, 91789
  • Lends in California
  • "Our goal is to provide quality customer service to each and every client. We
    have access to a variety of programs which enables us to tailor each loan to
    your individual needs. Not only do we focus on personal interaction with our
    clients, but we also focus on making the loan process quick, effective, and
    simple."