USDA Vs. FHA your options comparison in West-Covina, Los Angeles County, CA

For the year 2026, the USDA loan limit in West-Covina, within Los Angeles county in CA, is set at $657,900. Conversely, the FHA cap is $822,375 for homes accommodating single families.

Leverage the Lendersa® USDA loan calculator to delve into the most favorable rates between USDA and FHA today. This tool assists in discerning the necessary income, credits, reserves, and paperwork required for qualification. Our state-of-the-art mortgage calculator juxtaposes USDA, FHA, Conforming, and VA programs, enabling an informed choice for your specific financial needs in .

Examine loan proposals from 100 lending institutions

2026 Loan Thresholds and Initial Payment Requisites in West-Covina, Los Angeles County, CA

Type of Loan Loan Cap Initial Investment
USDA $657,900 0%
FHA $822,375 3.5%
Conventional Conforming $822,375 3%

USDA and FHA Loan Opportunities in West-Covina, CA

Lendersa® aims to swiftly secure you the optimal USDA or FHA loan with minimal hassle. Choose any of three initial steps designed to link you with aligned lenders and USDA loan options.

Lendersa USDA loan inquiry and corresponding matches

Understanding USDA Loans in CA

A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or mortgage, available exclusively in rural areas. Unlike FHA loans demanding a minimum 3.5% down payment, USDA mortgage loans exempt any initial payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Dream Team Mortgage
  • 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DHL Mortgage Inc
  • 4154 Erindale Drive North, North Fort Myers, FL, 33903
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Liberty Mortgage Lending Group
  • 13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
  • LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes
  • Mountain Laurel Federal Credit Union
  • 413 South Michael Street, Saint Marys, PA, 15857
  • Mountain Laurel Federal Credit Union is a not-for-profit financial institution owned by its members. It is our goal to provide our members with a full range of financial services at competitive rates, while maintaining financial stability. In offering these services, we will promote thrift.
  • Duke Credit Union
  • 2200 West Main Street, Suite L100, Durham, NC, 27705
  • Duke University Federal Credit Union has been serving the Duke community since 1968. A not-for-profit financial cooperative serving employees and students of Duke University and Duke Health. (Duke Alumni and Retirees are also eligible to join. Duke Credit Union is managed and operated by Duke Employees
  • The Farmers Bank of Appomattox
  • 223 Main Street, Appomattox, VA, 24522
  • The Farmers Bank of Appomattox has a very rich history of providing for the needs of our customers living within the communities in which we serve. We are a strong community bank with over 100 years of proven personal banking. The directors, officers and employees that have come before us have set high expectations in regard to this level of servic
  • Finibi Mortgage Inc
  • 9692 Pacific Pines Court, Orlando, FL, 32832
  • We offer loans for all types of borrowers from low down payment options to foreign borrowers. In addition, we have products that don't require you to pay mortgage insurance when you finance more than 80% of the purchase price through lender paid MI. We offer speed, a positive attitude, and great service!
  • Nona Mortgage LLC
  • 10133 Chorlton Circle, Orlando, FL, 32832
  • Nona Mortgage began in 2016 with one concept that became our Motto and our Mission. One Family, One Loan, One Relationship, One Home at a Time. Treating each transaction as an exceptional opportunity to help and get to know members of the community. It will be our honor to grow with you.
  • Fairview Lending
  • 1425 Del Prado Blvd S., Cape Coral, FL, 33990
  • Fairview Lending, we have many loan options to suit your needs. We make sure to get to know you to properly advise you of your best options when seeking a loan and We understand that getting a home mortgage is a huge decision. We pride ourselves on giving you all the information and comfortable with getting a loan.
  • Hamlin Bank and Trust Company
  • 333 West Main Street, Smethport, PA, 16749
  • Hamlin Bank and Trust Company is a state chartered commercial bank and offers a variety of financial and trust services. Established in 1863, Hamlin Bank and Trust Company was the first bank to service the communities of McKean County in Northwestern Pennsylvania. Hamlin Bank and Trust Company is located in Bradford, PA, United States.
  • Stone Funding Group
  • 1639 Cape Coral Pkwy E, Suite 208, Cape Coral, FL, 33904
  • Stonesfgsmall Funding Group offers over 30 years of Financial Service expertise. With our experience and knowledge, our clients can access general business consulting covering income development, financial analysis, marketing evaluation and realignment as well as business efficiency and enhancement services.