FHA Vs. USDA loan program for West-Covina, Los Angeles County, California

In 2025, USDA loan limit in West-Covina, county of Los Angeles, CA is $657,900 while FHA limit is $822,375 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in West-Covina, CA

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What is USDA Loan in California?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(724) 225-7522 2102 miles Lender's profile and map Reviews Wabellco Federal Credit Union 1277 Park Avenue, Washington, PA, 15301 Wabellco Federal Credit Union is a not-for-profit collective savings institution that began in 1955 and continues to this day. Our goal is to provide members with financial products and services to meet their needs, at reasonable rates. Remember, at a credit union, unlike other financial institutions, the members are the owners.
(724) 228-2030 2102 miles Lender's profile and map Reviews CHROME Federal Credit Union 45 Griffith Avenue, Washington, PA, 15301 CHROME may look shiny and new, but we started in 1971 as the credit union for employees of Washington Steel Corporation. In 1991, we became Washington Community Federal Credit Union and expanded our membership to serve anyone that lived in Washington County. In 2014, we updated our name to CHROME to pay homage to our original members.
(540) 951-6205 2102 miles Lender's profile and map Reviews National Bank of Blacksburg 100 South Main Street, Blacksburg, VA, 24060 Founded in Blacksburg in 1891, National Bank has been serving the citizens of Southwest Virginia for well over a century. With 25 full-service branch offices and $1.2 billion in assets, the bank has grown along with our region’s dynamic economy while staying true to its community banking roots.
(540) 274-0781 2102 miles Lender's profile and map Reviews First Residential Mortgage Corporation 1344 N Main St, Blacksburg, VA, 24060 FRM company and we represent your best interests, not the big banks. We’ve been in business for over 20 years and we thrive on providing our clients with an outstanding mortgage experience. With offices in Blacksburg, Marion, and Abingdon we serve clients throughout Virginia. We’ve built our business by being an advocate for our clients.
(980) 237-1686 2102 miles Lender's profile and map Reviews Lowery Financial LLC 6116 North Tryon Street, Suite B, Charlotte, NC, 28213 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(980) 202-2296 2102 miles Lender's profile and map Reviews Lane Lending Inc 5736 North Tryon Street, Suite 201E, Charlotte, NC, 28213 Lane Lending Inc. is a mortgage brokerage based in Charlotte, NC. Licensed in NC and SC, we specialize in offering residential lending solutions for purchase and refinance transactions. With access to hundreds of lenders and programs, Lane Lending Inc. ensures you feel confident that you will always get the best rate.
(724) 843-3330 2102 miles Lender's profile and map Reviews RS Bellco Federal Credit Union 710 Third Avenue, New Brighton, PA, 15066 R-S Bellco Federal Credit Union was founded in 1953 and was originally chartered as Befabel Rochester Federal Credit Union. The original field of membership was “those employees of Sewickley and Rochester Sub-Divisions of the New Castle District of the Bell Telephone Company who work in Beaver and Allegheny Counties, Pennsylvania.
(803) 788-2880 2102 miles Lender's profile and map Reviews Golden Gate Mortgage 3102 Millwood Avenue, Columbia, SC, 29205 Golden Gate Mortgage was founded in 1999 in Columbia, SC with the goal of providing the best home loans, refinancing and home loan rates to customers across the Palmetto State. We’re proud to say we’re still here when many other mortgage brokers are not, and we have a long list of satisfied customers who have found their home loan.
(803) 771-0080 2102 miles Lender's profile and map Reviews Gulfstream Mortgage Corporation 3101 Carlisle St, Suite 105, Columbia, SC, 29205 Gulfstream Mortgage is a South Carolina Corporation that began providing mortgage loans in 1991. We lend only in the state of South Carolina and we have helped thousands of customers over the last three decades. If you like personal one-on-one service and reaching your loan officer with one simple phone call, email.
(803) 748-4545 2102 miles Lender's profile and map Reviews Resource Financial Services, Inc. 2717 Devine Street, Columbia, SC, 29205 "Resource Financial Services was founded in 2008 by a handful of experienced mortgage bankers who wanted to make it easier to get a home loan in South Carolina. We sold our company at the end of 2012, but we never left the mortgage industry and the opportunity to relaunch as Resource Financial Services presented itself at a perfect time."
(724) 266-7675 2104 miles Lender's profile and map Reviews New Alliance FCU 835 Merchant Street, Ambridge, PA, 15003 Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations