USDA Vs. FHA Pro and Con comparison in South-Gate, Los Angeles County, CA
In the year 2025, the loan limit for USDA in South-Gate, found in Los Angeles county, CA, is $657,900, while the FHA cap for a single-family home is $822,375.
The Lendersa® USDA loan calculator enables you to compare today's top USDA and FHA rates to evaluate income, credit, reserves, and documents needed for qualification. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side, aiding in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in South-Gate, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in South-Gate, CA
Lendersa® aims to quickly facilitate the best USDA or FHA loans for you, without hassle. Choose one of these three starting points to link with matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the government Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand none.
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6955 S. Union Park Center, Suite 540, Midvale, UT, 84047
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165 West Canyon Crest Road, Suite 301, Alpine, UT, 84004
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461 North Whitby Woodlands Drive, Alpine, UT, 84004
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