USDA Vs. FHA Pro and Con comparison in South-Gate, Los Angeles County, CA
In the year 2025, the loan limit for USDA in South-Gate, found in Los Angeles county, CA, is $657,900, while the FHA cap for a single-family home is $822,375.
The Lendersa® USDA loan calculator enables you to compare today's top USDA and FHA rates to evaluate income, credit, reserves, and documents needed for qualification. With this advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side-by-side, aiding in selecting the best program for your financial situation in .
2025 Loan Limits and Down Payment Requirements in South-Gate, Los Angeles, CA
Loan Type
Loan Limit
Down Payment
USDA
$657,900
0%
FHA
$822,375
3.5%
Conventional Conforming
$822,375
3%
USDA and FHA Loan Options in South-Gate, CA
Lendersa® aims to quickly facilitate the best USDA or FHA loans for you, without hassle. Choose one of these three starting points to link with matching lenders and USDA loan offerings.
A USDA home loan, guaranteed by the government Department of Agriculture—also known as a USDA rural development loan or USDA mortgage—is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages demand none.
InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.
Gulf Coast Bank is a locally-owned and operated full-service banking institution with 9 locations within Lafayette and Vermilion Parishes. Whether your financial needs are personal or business related, Gulf Coast Bank has the knowledge and products to serve you best. Gulf Coast Bank is known throughout Acadiana for our continued generous support.
Abbeville Building & Loan is a mutual state-chartered savings bank that has been operating in Abbeville, Louisiana since 1890. Our bank prides itself in providing excellent customer service. Our main emphasis is the origination and servicing of owner-occupied residential loans. We also have a full range of savings accounts
Our goal at Bank 1st is to help you with all of your financial needs. We offer competitive loan and deposit products, mobile and electronic services and with three locations and multiple ATMs, you can bank when and where it is convenient for you. We take pride in being an active community bank that provides helpful
First Pioneers FCU was chartered in 1949 by the employees of AT&T. These forward looking people saw an opportunity to provide for individual thrift, mutual savings and access to low cost loans. Running a credit union meant pooling common savings through payroll deduction, then lending it to members.
714 E Kaliste Saloom Road, Suite A-3, Lafayette, LA, 70508
In 1974, several PHI employees would meet each day for their coffee breaks. One day while they were enjoying their friendships over a cup of coffee, the topic of discussion was Credit Unions.
The more they discussed the benefits a credit union could provide to the employees, the more excited they became about the possibility of organizing.
Gus Abirached, my mission is to set a high standard in the mortgage industry. I am committed to quality customer service – putting the people I serve first. My goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available.
Neighborly Home We are not like other mortgage brokerage companies hiding behind complicated language and products. Rather, our goal is to empower our customers by simplifying the complexity associated with getting a mortgage so that anyone can understand the process, and benefit from their understanding. We seek to provide unrivaled service.
