USDA Vs. FHA Pro and Con comparison in Dublin, Alameda County, CA

In 2025, the USDA loan limit in Dublin, located in Alameda County, CA, is $776,600, whereas the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Dublin, Alameda, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Dublin, CA

The goal of Lendersa® is to efficiently find you the best possible USDA or FHA loan with minimal hassle. Begin with any of the three pathways to connect with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-guaranteed loan from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MDU Employees Federal Credit Union
  • 210 S Merrill Avenue, Glendive, MT, 59330
  • Our mission is simple to provide the best service and most competitive rates for you the member.Services Provided: Share Accounts Share Certificates (CD's) Vehicle Loans Recreation Vehicle Loans Personal Loans Payroll Deduction for Savings Deposits Payroll Deduction for Loan Payments
  • Hereford Texas Federal Credit Union
  • 330 Schley Avenue, Hereford, TX, 79045
  • Hereford Texas Federal Credit Union has been open since 1936. The credit union has assets totaling $71.51 Million and provides banking services to more than 8, 000 members as of March 2022. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a memb
  • First National Bank of Hereford
  • 301 W 3rd Street, Hereford, TX, 79045
  • At First National Bank of Hereford we strive to meet and exceed your banking needs! Our fundamental philosophy remains the same: Old Values and New Visions Our helpful, friendly and professional staff will provide excellent service and are always ready to address any questions or concerns you may have pertaining to your banking needs.
  • Western Bank of Wolf Point
  • 111 3rd Avenue South, Wolf Point, MT, 59201
  • Western Bank of Wolf Point is a locally owned bank that will serve its constituency with integrity & commitment for the well-being & survival of our community. The bank contributes pro-active leadership & human resources to help our community. The bank provides the necessary products & services to accommodate the diverse needs of our customers.
  • Wolf Point Federal Credit Union
  • 217 Third Avenue South, Wolf Point, MT, 59201
  • WOLF POINT FEDERAL CREDIT UNION: received it's federal charter in 1963 with charter #15375. The original Board of Directors had seven members, which remain true today. Credit unions are association of people, owned and democratically controlled by their members. Should they cease to be such, they cease to be credit unions
  • The Valley State Bank
  • 110 W Ave B, Syracuse, KS, 67878
  • Our History The Valley State Bank was chartered on July 5, 1905, when the Beaty family, who had extensive holdings in Kansas and neighboring Colorado, realized that a financial institution was needed in the area. John W. Beaty, of Richfield, R. E. Bray of Syracuse, and Dennis Foley were some of the original stockholders.
  • First National Bank of Syracuse
  • 11 N. Main, Syracuse, KS, 67878
  • First National Bank has been serving the communities of Southwest Kansas for over 100 years, with our main bank located in Syracuse, Kansas, a branch in Johnson, Kansas, and two branches in Garden City, Kansas. We strive to be the premier financial institution in the area and are committed to providing the best personal service,
  • Estacado Federal Credit Union
  • 2220 N Dal Paso Street, Hobbs, NM, 88240
  • On January 13, 1953, a small group of people from the Hobbs Municipal Schools joined together to establish a credit union to offer its members an opportunity to accumulate their savings and create a source of credit. Since 1953, the credit union has experienced changes such as growth, new products & services, and technological improvements.
  • Lea County State Bank
  • 1017 N Turner St, Hobbs, NM, 88240
  • Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.
  • Lakota Federal Credit Union
  • Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
  • In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.