USDA VS FHA in Dublin, Alameda County, CA

In 2025, the USDA loan limit in Dublin, located in Alameda County, CA, is $776,600, whereas the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA vs. FHA rates, determining the necessary income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing the right program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Dublin, Alameda, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Exploring USDA and FHA Loan Options in Dublin, CA

The goal of Lendersa® is to efficiently find you the best possible USDA or FHA loan with minimal hassle. Begin with any of the three pathways to connect with lenders and explore USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

A USDA home loan is a government-guaranteed loan from the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans have no down payment requirement.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Navigator Mortgage Inc
  • 183 Landrum Lane, Suite 203 B, Ponte Vedra Beach, FL, 32082
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • OVM Financial, Inc
  • 822 Florida A1A, Ponte Vedra Beach, FL, 32082
  • OVM Financial is an independently owned and operated retail mortgage lender serving VA, NC, SC, GA, TN, MD, and FL with plans for continued expansion in new markets. We have several branches and satellite office locations with the bulk of our operations team located at our corporate headquarters in Virginia Beach For four years running.
  • AnnieMac Home Mortgage - Scott Kepler
  • 2918 Busch Lake Blvd, Suite A, Tampa, FL, 33614
  • We're making HOME a reality by providing guidance that will not only help you find the right mortgage, but will also ensure that mortgage payment fits very comfortably within your budget. We don't just want to help you get into YOUR HOME; we want you to be able to stay in your home as long as you would like.
  • Ebenezer Mortgage Solutions
  • 3203 W Waters Ave, Tampa, FL, 33614
  • Ebenezer Mortgage Solutions' goal is to ensure consumers understand the benefits and drawbacks of each home loan option, rather than emphasizing only the positive aspects. We don’t want to see any individual, whether or not they are a customer, enter into a legal agreement that is not right for them or one that they cannot afford financially.
  • MortgageUSA
  • 4311 West Waters Avenue, Suite 205, Tampa, FL, 33614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sonlife Home Mortgage LLC
  • 7223 N Manhattan Ave, Tampa, FL, 33614
  • We are a Christian company founded in July 2014. After many years of loan originating and processing experience, Glenda Lantes decided to follow her passion and created Sonlife Home Mortgage, LLC. Sonlife Home Mortgage consists of employees that treat their customers as top priority.
  • Metroplex Mortgage Services
  • 8622 N Himes Avenue, Tampa, FL, 33614
  • "We were founded on the “customer for life” principle of doing business and at Metroplex, you’re more than just a number. With referrals from past customers and local real estate professionals delivering the majority of our company’s production, we make it a point to know our clients and their communities."
  • Mortgage Approval Group, LLC
  • 2918 Busch Lake Blvd, Tampa, FL, 33614
  • Mortgage Approval Group, LLC is a Mortgage Broker that is set out to provide the best home financing option for the families that put their trust in us for their home loan needs. We handle purchase, refinance, and renovation mortgages for families throughout Florida. Comprised on a small group of Mortgage Professionals.
  • i3 Lending
  • 3836 Humphrey St., Tampa, FL, 33614
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Carolina Equity Services
  • 1111 Pemberton Hill, Suite 101, Apex, NC, 27502
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan