USDA Loan Vs. FHA loan for Pleasanton, CA [Alameda County ]

In 2026, the USDA loan limit for Pleasanton in the county of Alameda, CA, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.

Utilize the Lendersa® USDA loan calculator to explore and contrast today's optimal USDA versus FHA rates. Discover the income, credit, reserves, and required documents necessary to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, which helps decide the ideal program for your specific financial situation in .

Exploring USDA and FHA Loan Options in Pleasanton, CA

The mission of Lendersa® is to provide you with the best USDA or FHA loan efficiently and with minimal stress. Select from three initial paths that lead to matching lenders with suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in CA

USDA home loans, guaranteed by the U.S. Department of Agriculture, are often called USDA rural development loans or mortgages. They are exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making them an affordable option for those in eligible rural regions.

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(800) 831-2645 Lender's profile and map Reviews Eastern Colorado Bank 10 South First Street, Cheyenne Wells, CO, 80810 The Eastern Colorado Bank strives to be the leader among financial institutions in terms of quality service, sustainable growth, profitability, and the credibility and trust of our clients, regulators and employees. Since our start in 1944, our dedicated staff has focused on business professionals, small businesses
(605) 342-6442 Lender's profile and map Reviews Dakota Star Federal Credit Union 3122 W St Louis Street, Rapid City, SD, 57702 Dakota Star FCU is a full service federal credit union located in Rapid City, South Dakota. We offer a complete menu of financial products and services to our members. Because we are a not-for-profit credit union, all of our proceeds are returned to our members in the form of higher yields on their savings and lower rates on their loans.
(605) 343-8087 Lender's profile and map Reviews Blue Ribbon Mortgage and Investments 2025 Jackson Blvd, Rapid City, SD, 57702 Blue Ribbon Mortgage and Investments. We are located in Rapid City, SD, but can help you with your home loan anywhere in the Black Hills. We are not only licensed in the Black Hills but anywhere in South Dakota, North Dakota, Wyoming, Montana & Colorado. We provide Purchase or Refinance Lending.
(575) 769-1911 Lender's profile and map Reviews The Citizens Bank of Clovis 421 Pile Street, Clovis, NM, 88101 Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.
(575) 769-9000 Lender's profile and map Reviews The Bank of Clovis 300 Main Street, Clovis, NM, 88101 The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
(575) 742-3700 Lender's profile and map Reviews Cannon Federal Credit Union 4205 North Prince Street, Clovis, NM, 88101 Originally chartered as Cannon AFB Federal Credit Union located in an old barracks building on Cannon AFB, CFCU has flourished, moving & expanding into 2 convenient locations today. CFCU provides financial services to thousands of members in & around Clovis, New Mexico – including civilian & military personnel assigned to Cannon AFB, NAF employees.
(575) 762-2800 Lender's profile and map Reviews American Heritage Bank Clovis 3300 N. Prince Street, Clovis, NM, 88101 The mission of American Heritage Bank is to provide excellent customer and community support within the realm of safe and sound banking practices. The attainment of our mission will produce economic growth within our communities and a return of favorable value to our shareholders.
(575) 762-5363 Lender's profile and map Reviews Frost Mortgage Lending Group 2610 N Prince St, Clovis, NM, 88101 Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
(575) 562-9837 Lender's profile and map Reviews AG New Mexico 4501 North Prince Street, Clovis, NM, 88101 Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
(575) 769-9006 Lender's profile and map Reviews The Mortgage SuperStore 420 Commerce Way, Clovis, NM, 88101 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(575) 887-1785 Lender's profile and map Reviews U1st Community Federal Credit Union 601 N Canal Street, Carlsbad, NM, 88220 U-1st Community Federal Credit Union can help with your individual loan and checking account needs. We offer a wide variety of products and services, including consumer loans, money market accounts, checking accounts and more. We were established on October 3, 1955, and with over 65 years of experience.
(575) 885-4027 Lender's profile and map Reviews Internationalites Federal Credit Union 901 North Canal Street, Carlsbad, NM, 88220 The credit union is a cooperative organization operated by volunteer members formed into governing bodies. A board of seven directors governs the overall operations of the credit union. A supervisory committee examines the credit union operations and oversees the board of directors.