In 2026, the USDA loan limit for Pleasanton in the county of Alameda, CA, is $776,600. Meanwhile, the FHA limit for a single-family home is $1,089,300.
Utilize the Lendersa® USDA loan calculator to explore and contrast today's optimal USDA versus FHA rates. Discover the income, credit, reserves, and required documents necessary to qualify. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, which helps decide the ideal program for your specific financial situation in .
2026 Loan Limits and Downpayment Requirements in Pleasanton, County of Alameda, CA
Loan Type
Loan Limit
Down Payment
USDA
$776,600
0%
FHA
$1,089,300
3.5%
Conventional Conforming
$1,089,300
3%
Exploring USDA and FHA Loan Options in Pleasanton, CA
The mission of Lendersa® is to provide you with the best USDA or FHA loan efficiently and with minimal stress. Select from three initial paths that lead to matching lenders with suitable USDA loan programs.
USDA home loans, guaranteed by the U.S. Department of Agriculture, are often called USDA rural development loans or mortgages. They are exclusively available in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment, making them an affordable option for those in eligible rural regions.
Vintage Home Loans is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
3958 Valley Avenue, Suite B, Pleasanton, CA, 94566
Lends in California
"I hope this website would be one of your best tools in finding your dream house or helping you find more information to sell your property, quickly and at an absolutely attractive price. Having been in the real estate profession for more than 18 years, I have been honored and blessed in working with so many fantastic customers"
Specialty Real Estate Services is a full-service real estate company serving clients who wish to use real estate as a long term wealth building strategy.Our market includes the West Coast of California. We offer buying, selling, management, mortgage, development, and maintenance services.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
7031 Koll Center Parkway, Suite 190, Pleasanton, CA, 94566
Lends in California
Excel Realty & Mortgage is a large independent real estate and mortgage company that still feels like a boutique firm. We got started in 2005 and have been running strong ever since. We have funded and closed well over 5 billion in mortgage loans and real estate sales. Over 10,000 transactions! We are a mortgage bank and a mortgage broker
6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
Lends in California
Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation
7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
Lends in California
"To provide alternative loan solutions to investors who have been turned down by other banks/lenders.
We have hundreds of investors both institutional and private persons that we work with over the years. Since every loan scenario is unique, we always strive to provide unique options to maximize the best interest for our clients."
7041 Koll Center Pkwy, Suite 270, Pleasanton, CA, 94566
Lends in California
Andrew Liu founded Pacificwide Lending in 2002, after he left the high tech industry. He started the business with just one person. Over the years, he grew the company into a 40 plus agency lending out hundreds of millions dollars loans a year on average. Andrew Liu always kept the business going, it survived on return customers and referrals.
5960 Stoneridge Drive, Suite 101, Pleasanton, CA, 94588
Lends in California
Rohit Mohan is a Certified Mortgage Planning Specialist and is recognized as an expert in the Mortgage Industry. He was voted in top 4% Mortgage Loan Officers in Bay Areas by Diablo Magazine October 2012. Rohit brings his tech background to Mortgage Finance industry in a way to solve problems quicker and deliver the best service in the industry.
5994 W. Las Positas Blvd, Suite 109, Pleasanton, CA, 94588
Lends in California
CU HomeLand is a mortgage lender that originates mortgage loans for consumers, and partners with Credit Unions and Small Banks to provide them with the necessary mortgage services to help their members and clients obtain home mortgages and CU HomeLand is also a division of American Pacific Mortgage.
