USDA and FHA Pro and Con in Rollingwood, Contra Costa County, CA

In 2025, the USDA loan limit in Rollingwood, located in Contra Costa county, CA, stands at $776,600. For a single-family home, the FHA limit is $1,089,300.

Leverage the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and explore the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding in selecting which program in Alabama best suits your financial needs.

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Loan limits and downpayment requirements for 2025 in Rollingwood, Contra Costa county, CA

Loan Type Loan Limit Down Payment
USDA $776,600 0%
FHA $1,089,300 3.5%
Conventional Conforming $1,089,300 3%

Available USDA and FHA loan options in Rollingwood, CA

Lendersa® strives to rapidly provide you with the best USDA or FHA loan options, eliminating hassle. Begin by selecting one of three pathways that result in matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in CA?

The USDA home loan, backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is strictly for rural neighborhoods. Unlike FHA loans that demand a minimum of 3.5% down payment, the USDA mortgage requires no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Holmgren & Associates
  • 4200 Broadway, Oakland, CA, 94611
  • Holmgren & Associates has built a strong reputation as a trusted, independent mortgage provider in the Bay Area. Established in 1989.We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending, from purchase to refinance to construction lending
  • LaSalle Mortgage
  • 4200 Broadway, Suite 2, Oakland, CA, 94611
  • Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial. We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.
  • Greater Bay Mortgage Co
  • 1980 Mountain Blvd., Suite 209, Oakland, CA, 94611
  • Greater Bay Capital and Greater Bay Mortgage team up to provide full service mortgage banking products and services.Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • Gateway Bank, F.S.B.
  • 360 Eighth Street, Oakland, CA, 94607
  • Gateway Bank, F.S.B. is a Federal Savings Bank headquartered in Oakland, California. Gateway is a top-performing bank, which continues to demonstrate an unwavering commitment to bringing strength and stability to the mortgage and deposit markets that it serves. The Bank’s steadfast commitment to its clients has made it a premier-performing Bank.
  • JA Lawson and Associates
  • 2000 Glen Cove Marina Rd, Suite 7146, Vallejo, CA, 94591
  • JA Lawson and Associates (JALA) is a collective of bankers, auditors, and legal professionals that work together to support independent financial institutions manage complex compliance, operations, and internal control programs. We perform compliance audits and consulting services for banks, credit unions, fintech, and mortgage organizations.
  • Security First Real Estate Finance
  • 7263 Willow Creek Circle, Vallejo, CA, 94591
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Jyotsna M. Ramaiya
  • 2591 Marshfield Road, Vallejo, CA, 94591
  • "Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing ​their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."
  • Community Bank of the Bay
  • 180 Grand Avenue, Suite 1550, Oakland, CA, 94612
  • Established in 1996, Community Bank of the Bay is an independent, community-focused bank with 25 years of active financial investment in businesses and individuals in the San Francisco Bay Area. Our mission is to foster and promote economic development in the communities we serve.
  • Matson Credit Union loan
  • 475 14th Street, Suite 220, Oakland, CA, 94612
  • Chartered in 1938, Matson Employees’ Federal Credit Union was established to provide the best services possible — in a friendly atmosphere — for our members and their families. We are a non-profit, financial cooperative owned by you, our members. So you can rest assured that we will always be looking out for your best interest
  • Money Source
  • 1300 Clay St, Suite 600, Oakland, CA, 94612
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • TMC Financing
  • 1720 Broadway, 3rd Floor, Oakland, CA, 94612
  • TMC is the no. 1 SBA 504 lender in the nation. Since 1981, TMC has provided $10 billion in financing for over 6, 000 businesses throughout California and Nevada. This financing has resulted in the creation or retention of an estimate 60, 000 jobs. Now licensed to operate in Arizona!